Introducing payswix Revenue-Based Financing powered by our partner Softloans
Scaling your business just got easier. payswix has partnered with Softloans, a leading embedded financing technology provider, to offer a smart, seamless funding solution tailored for modern merchants – Revenue-Based Financing (RBF).
No paperwork. No equity loss. No repayment schedules. Just pure growth on your terms. Created for ambitious business owners just like you.
What is a revenue-based financing?
If you’re like most business owners, you’ve probably run into this challenge: you need capital to grow, but traditional loans are out of reach. Maybe you don’t have suitable collateral, or your business is quite seasonal and restrictive repayment schedules are not good for you.
That’s where Revenue-Based Financing comes in. It’s a flexible funding model that lets you receive working capital upfront and repay it as an agreed-upon percentage of your incoming revenues – until the loan is repaid.
No fixed interest – just a flat one time fee. No collateral. Just funding that adapts to the revenue you generate.
How it works?
We’ve made the process as merchant-friendly as possible – because running your business is complex enough. Here’s how Revenue-Based Financing works when you apply through payswix:
Step 1: Quick and easy
You can do it over coffee on your phone. Log into your payswix dashboard and click on the Softloans financing banner or section. You’ll be asked to:
- Fill in a short online form (no paperwork)
- Connect your bank account and other business platform data securely.
That’s it. We will use your arcual current data to model future scenarios and give you an offer that allows for healthy growth of your business.
Step 2: Personalized Offer in 24 Hours
Softloans uses advanced analytics to review your business performance (based on revenue flow and trends). Within hours, you’ll get a clear financing offer, including:
- The amount of funding you qualify for
- Your one-time fee (a fixed amount, not interest-based)
- The small daily % of revenue that would be automatically deducted for repayments
You’re free to accept or decline with no obligation.
Step 3: Use the Funds Immediately
Once accepted, the funds are sent directly to your business account. Use them for inventory, marketing, hiring – whatever your business needs most.
Step 4: Easy, Automated Repayments
Here’s the best part: repayments adjust to your daily revenue. A small agreed percentage of your incoming payments through payswix is automatically deducted until the fixed repayment amount is reached.
- Earn more? You repay faster.
- Have a slow day or week? Repayments slow down.
There are no fixed monthly installments and no penalties for taking longer. The system adapts to your cash flow – so you can stay focused on growth.
Why This Matters for payswix Merchants
With Softloans’ financing embedded directly into the payswix ecosystem, accessing funds is now as easy as making a payment.
Whether you want to:
- Bulk up on inventory ahead of a busy season
- Launch a new product line
- Supercharge your digital marketing
- Expand into new markets
Why Softloans?
Softloans is adaptable and lender-friendly Revenue-Based Financing solution. Here’s what sets this solution apart:
- Fast and Easy: Funding offers in as little as 24 hours
- Flexible Repayments: Pay an agreed percentage of your revenue, only when you earn
- Merchant-Friendly: 88% retention and 30% average revenue growth among funded merchants
- Trusted Across Europe: Built for scaling SMEs across multiple markets
“At Softloans, we believe that accessing growth capital should be as simple and seamless as accepting a payment. Our partnership with payswix makes that vision real – giving merchants across Europe fast, flexible funding right where they manage their business.”
— Audrius Griskevicius, CEO of Softloans
Who Is It For?
If you’re a payswix merchant processing payments regularly, you’re likely already eligible.
Softloans is designed for:
- E-commerce sellers
- Retail businesses
- Hospitality providers
No matter your industry, if your business brings in revenue, we can help it grow.
See How Much You Could Qualify For (It Takes 1 Minute)
We believe in transparency and speed. That’s why we’ve kept the process incredibly simple:
- Log into your payswix dashboard
- Fill out the quick financing form
- Get your personalized offer within 24–48 hours
No credit score hit. No obligations. Just possibilities.
Click here to check your eligibility for opening payswix account
We help businesses grow in:
Belgium, Cyprus, Finland, Netherlands, Slovakia, Spain, Lithuania, Latvia, Estonia.
Final Word
Running a business today requires agility, and your financing should match. With Softloans Revenue-Based Financing, available directly through payswix, you get the capital you need, when you need it – without slowing down your momentum.
