Transaction Monitoring and Fraud Prevention Officer
 

Key responsibilities:

• Review, investigate, and analyze fraud cases and payment cancellation requests.
• Prepare and submit quarterly fraud risk assessments to the company’s MLRO.
• Monitor and analyze transaction monitoring alerts to identify suspicious, unusual, or potentially fraudulent activity in accordance with AML/CFT regulations and internal policies.
• Maintain accurate and comprehensive fraud case documentation, ensuring audit readiness and regulatory compliance.
• Identify and verify the source of funds for transactions, ensuring compliance with AML/CFT legislation and internal standards.
• Perform both real-time and retrospective transaction monitoring, reviewing flagged transactions for potential money laundering, fraud, sanctions breaches, or other financial crimes.
• Conduct real-time transaction and client screening when needed, assessing potential sanctions, PEP, or adverse media hits.
• Analyse payments to and from cryptocurrency exchange platforms, including wallet addresses and blockchain data, to detect risks and ensure compliance with AML and financial crime prevention guidelines.
• Review and assess correspondent banking relationships, monitoring cross-border payments and correspondent accounts for elevated risks.
• Conduct ongoing reviews of customers transactional patterns and behaviour, identifying anomalies or inconsistencies with their expected activity.
• Perform internal investigations and support the preparation of Suspicious Activity Reports (SARs/STRs) when required.
• Conduct periodic reviews of transaction monitoring and screening processes and contribute to the enhancement of systems, workflows, and internal controls.
• Stay informed about emerging financial crime typologies, fraud trends, and regulatory changes relevant to the fintech and payments industry.

Requirements:

• Proven experience in AML/KYC, transaction monitoring, fraud prevention, or financial crime investigations, preferably within banking, fintech, or electronic money institution sector.
• Strong proficiency in transaction monitoring, alert handling, and sanctions screening (real-time and retrospective), and fraud detection processes.
• Solid understanding of high-risk indicators, customer risk profiling, complex entity structures, financial crime and fraud typologies.
• Strong analytical skills with the ability to identify trends, assess supporting documentation, and make clear, well-documented decisions (approve, escalate, or decline).
• Ability to work independently as well as collaboratively in a fast-paced environment.
• High ethical standards, attention to detail, and a risk-focused mindset.
• Knowledge of AML/CFT laws, regulatory standards, and reporting obligations.
• Excellent communication skills in English (C1 level).
• Degree in business, law, finance, or a related field (preferred).

Company offers:

• Opportunities for professional development and personal growth.
• Super friendly colleagues willing to help at every step of the way.
• Health insurance after trial period.
• Team building events, summer/winter parties.
• Possibility to partly work remotely.
• Pension compensation for the 2nd stage.
• Loyalty program with additional vacation days.
• Friday Lunch.

Salary

1600-1800 €/mon. net
The final offer will be made based on the candidate’s experience and competencies.