{"id":6480,"date":"2024-06-12T22:06:06","date_gmt":"2024-06-12T22:06:06","guid":{"rendered":"https:\/\/payswix.com\/?page_id=6480"},"modified":"2025-12-18T08:20:43","modified_gmt":"2025-12-18T08:20:43","slug":"complaints-policy-2","status":"publish","type":"page","link":"https:\/\/payswix.com\/lt\/complaints-policy-2\/","title":{"rendered":"Skund\u0173 politika"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><div data-elementor-type=\"wp-page\" data-elementor-id=\"6480\" class=\"elementor elementor-6480\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3492b56 e-flex e-con-boxed e-con e-parent\" data-id=\"3492b56\" data-element_type=\"container\"><span class=\"lqd-bg-layer lqd-color-wrap lqd-bg-color-wrap block w-full h-full rounded-inherit overflow-hidden elementor-repeater-item-6644603-3492b56 absolute top-0 start-0 z-0\"><\/span><span class=\"lqd-bg-layer lqd-image-wrap lqd-bg-image-wrap block w-full h-full rounded-inherit overflow-hidden elementor-repeater-item-f9f4865-3492b56 absolute top-0 start-0 z-0\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1400\" height=\"1400\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2.png\" class=\"hidden\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2.png 1400w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-300x300.png 300w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-1024x1024.png 1024w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-150x150.png 150w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-320x320.png 320w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-760x760.png 760w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-75x75.png 75w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-750x750.png 750w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-1140x1140.png 1140w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-12x12.png 12w\" sizes=\"(max-width: 1400px) 100vw, 1400px\"><\/span>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6211ca6 e-con-full e-flex e-con e-child\" data-id=\"6211ca6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f0c3e lqd-text-tag-h2 elementor-widget elementor-widget-lqd-text\" data-id=\"a0f0c3e\" data-element_type=\"widget\" data-widget_type=\"lqd-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"lqd-text-el m-0 p-0\"><span class=\"lqd-text-item relative elementor-repeater-item-39ce6d0\">Skund\u0173 politika<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style>.elementor-element-a0f0c3e {\n   transform: translate3d(0px,60px,0px) scale(1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg, 0deg);\n   opacity: 0;\n}\n<\/style><script>\n\t\twindow.liquid.behaviors.push( {\n\t\t\tdataId: \"a0f0c3e\",\n\t\t\tbehaviors:[\n\t\t\t\t{behaviorName:'liquidGetElementComputedStyles',options:{includeSelf:true,getRect:true,addGhosts:true}},{behaviorName:'liquidAnimations',options:{domain:'inview',trigger:'ghost',duration:0.65,ease:'expo.out',stagger:{each:0.065,from:'start'},delay:0,start:'top+=30px bottom',startElementOffset:0,startViewportOffset:0,animations:[{elements:'self',breakpointsKeyframes:{all:{keyframes:[{scaleX:1,scaleY:1,skewX:0,skewY:0,x:'0px',y:'0px',z:'0px',rotateX:0,rotateY:0,rotateZ:0,opacity:1}]}}}]}},\n\t\t\t]\n\t\t} );\n\t\t\n\t\t<\/script>\t\t<div class=\"elementor-element elementor-element-09345d4 elementor-widget__width-initial elementor-widget elementor-widget-lqd-accordion lqd-accordion w-full\" data-id=\"09345d4\" data-element_type=\"widget\" data-widget_type=\"lqd-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-620ea56 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-09345d4-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-09345d4-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Bendrosios nuostatos<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-09345d4-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>1.1. Payswix, UAB (toliau - Payswix arba Bendrov\u0117), b\u016bdama licencijuota elektronini\u0173 pinig\u0173 \u012fstaiga, kurios veikl\u0105 reguliuoja Lietuvos bankas, yra \u012fsipareigojusi teikti savo Klientams geriausias \u012fmanomas paslaugas ir u\u017etikrinti visi\u0161k\u0105 skaidrum\u0105. Payswix supranta, kaip svarbu apsaugoti savo Klient\u0173 teis\u0117tas teises ir teis\u0117tus interesus, tod\u0117l Bendrov\u0117 \u012fdieg\u0117 taisykles, kaip nurodyta Payswix skund\u0173 politikoje (toliau - Politika), kuriomis turi vadovautis Klientai, nor\u0117dami tinkamai i\u0161reik\u0161ti ir pateikti savo skundus.<\/p><p>1.2. \u0160i politika parengta vadovaujantis galiojan\u010diais teis\u0117s aktais ir taisykl\u0117mis:<\/p><p>1.2.1. Lietuvos Respublikos mok\u0117jim\u0173 \u012fstatymas;<\/p><p>1.2.2. Lietuvos Respublikos Lietuvos banko \u012fstatymas;<\/p><p>1.2.3. Lietuvos Respublikos vartotoj\u0173 teisi\u0173 apsaugos \u012fstatymas;<\/p><p>1.2.4. Vartotoj\u0173 ir finans\u0173 rinkos dalyvi\u0173 gin\u010d\u0173 neteisminio sprendimo proced\u016bros Lietuvos banke taisykl\u0117s, patvirtintos Lietuvos banko valdybos 2024-02-28 nutarimu Nr. 03-28;<\/p><p>1.2.5. Pra\u0161ym\u0173 ir skund\u0173 nagrin\u0117jimo ir asmen\u0173 aptarnavimo Lietuvos banke taisykl\u0117s, patvirtintos Lietuvos banko valdybos 2014-05-08 nutarimu Nr. 03-76.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-10efe22 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-09345d4-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-09345d4-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Apibr\u0117\u017etys ir santrumpos<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-09345d4-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>2.1. Klientas - fizinis ar juridinis asmuo, turintis Bendrov\u0117s s\u0105skait\u0105 ir (arba) besinaudojantis bet kuria i\u0161 Bendrov\u0117s teikiam\u0173 paslaug\u0173. \u0160ioje Politikoje klientas taip pat rei\u0161kia buvusius Bendrov\u0117s klientus ir Bendrov\u0117s klient\u0173 teisi\u0173 per\u0117m\u0117jus.<\/p><p>2.2. Parei\u0161k\u0117jas - fizinis ar juridinis asmuo, kuris domisi Bendrov\u0117s teikiamomis paslaugomis ir siekia tapti Bendrov\u0117s klientu.<\/p><p>2.3. Skundas - el. pa\u0161tu ar pa\u0161tu ra\u0161tu i\u0161reik\u0161tas Kliento nepasitenkinimas, adresuotas Payswix, UAB, kuriame teigiama, kad buvo pa\u017eeistos Kliento teis\u0117s ir (arba) teis\u0117ti interesai, susij\u0119 su Bendrov\u0117s teikiamomis paslaugomis ir (arba) su Bendrove sudarytomis sutartimis, ir pra\u0161oma patenkinti pretenzijas. 2.4. Paklausimas - Bendrov\u0117s Kliento ir (arba) Parei\u0161k\u0117jo i\u0161keltas klausimas d\u0117l Bendrov\u0117s teikiam\u0173 paslaug\u0173 arba i\u0161reik\u0161tas nepasitenkinimas Bendrov\u0117s teikiamomis paslaugomis ir (arba) vidin\u0117mis proced\u016bromis, nesusij\u0119s su Bendrov\u0117s taikom\u0173 teis\u0117s akt\u0173 ar su Klientu sudaryt\u0173 paslaug\u0173 teikimo sutar\u010di\u0173 pa\u017eeidimu.<\/p><p>2.5. Skundo pateik\u0117jas - skund\u0105 pateikiantis asmuo.<\/p><p>2.6. Vartotojas - fizinis asmuo, kuris siekia atidaryti ar atidaro s\u0105skait\u0105 Bendrov\u0117je ne verslo ar profesin\u0117s veiklos tikslais, t. y. kuris naudojasi tam tikra finansine paslauga savo asmeniniams, \u0161eimos ar nam\u0173 \u016bkio poreikiams tenkinti (vartojimo tikslais).<\/p><p>2.7. Tre\u010dioji \u0161alis - fizinis ar juridinis asmuo, \u012fskaitant \u012fstatym\u0173 nustatytas institucijas, neturintis sutartini\u0173 santyki\u0173 su Bendrove.<\/p><p>2.8. Skundo specialistas - Skund\u0105 nagrin\u0117ti paskirtas Veiklos skyriaus darbuotojas.<\/p><p>2.9. Gr\u012f\u017etamasis prane\u0161imas - ra\u0161ti\u0161kas Skundo nagrin\u0117jimo rezultat\u0173 patvirtinimas.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-d508347 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-09345d4-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-09345d4-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Skund\u0173 pateikimo instrukcijos klientams<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-09345d4-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>3.1. Visi \u2018Payswix\" klientai gali pateikti \"Payswix\" skund\u0105 vienu i\u0161 toliau nurodyt\u0173 b\u016bd\u0173, jei manoma, kad buvo pa\u017eeistos j\u0173 teis\u0117s ir (arba) teis\u0117ti interesai, susij\u0119 su naudojimusi Bendrov\u0117s paslaugomis.<\/p><p>3.1.1. el. pa\u0161tu support@payswix.com;<\/p><p>3.1.2. per asmenin\u0119 paskyr\u0105 Bendrov\u0117s elektronin\u0117je bankininkyst\u0117je;<\/p><p>3.1.3. pa\u0161tu \u012f Payswix, UAB biur\u0105 Bendrov\u0117s korespondencijos adresu<\/p><p>pateikiama Bendrov\u0117s interneto svetain\u0117je;<\/p><p>3.1.4.telefonu, kreipiantis \u012f Klient\u0173 aptarnavimo centr\u0105, kaip nurodyta Bendrov\u0117s<\/p><p>interneto svetain\u0117je.<\/p><p>3.2. Pa\u017eym\u0117tina, kad Bendrov\u0117s klient\u0173, Parei\u0161k\u0117j\u0173 ar kit\u0173 tre\u010di\u0173j\u0173 \u0161ali\u0173 u\u017eklaus\u0173 atveju \u0161i Politika netaikoma ir u\u017eklausos tur\u0117t\u0173 b\u016bti pateikiamos Bendrovei naudojantis bendraisiais kontaktiniais duomenimis, nurodytais Bendrov\u0117s interneto svetain\u0117je, arba per paskirt\u0105 Bendrov\u0117s vadybinink\u0105, jei taikoma.<\/p><p>3.3. Bendrov\u0117 registruoja ir nagrin\u0117ja tik tuos Skundus, kuriuose yra bent \u0161ie duomenys: 3.3.1. Skundo pateik\u0117jo pilnas juridinis vardas ir pavard\u0117. Jei Skundo pateik\u0117jas yra juridinis asmuo, nurodomas \u012fmon\u0117s pavadinimas ir juridinio asmens atstovo vardas ir pavard\u0117;<\/p><p>3.3.2. S\u0105skaitos numeris ir (arba) kita s\u0105skaitos ir (arba) Skundo pateik\u0117jo informacija, i\u0161 kurios Bendrov\u0117 gal\u0117t\u0173 nustatyti, kad s\u0105skaita priklauso Skundo pateik\u0117jui;<\/p><p>3.3.3.3.Skundo pateik\u0117jo kontaktiniai duomenys, kuriuos Bendrov\u0117 naudos si\u0173sdama prane\u0161im\u0105 apie atsiliepimus. Jei Skunde nepateikta pageidautina kontaktin\u0117 informacija, Bendrov\u0117 siun\u010dia Prane\u0161im\u0105 apie atsiliepimus naudodama t\u0105 pa\u010di\u0105 kontaktin\u0119 informacij\u0105, i\u0161 kurios buvo pateiktas Skundas;<\/p><p>3.3.4. Skundo pateik\u0117jo teis\u0117t\u0173 teisi\u0173 ir (arba) teis\u0117t\u0173 interes\u0173, kuriuos galimai pa\u017eeid\u0117 Bendrov\u0117, apra\u0161ymas, taip pat reikalavimai, kuriuos Skundo pateik\u0117jas siekia patenkinti pateikdamas Skund\u0105.<\/p><p>3.3.5.Jei yra, skund\u0105 pagrind\u017eiantys \u012frodymai (pvz., susira\u0161in\u0117jimas, dokumentai, s\u0105skaitos i\u0161ra\u0161ai ir kt.). 3.4. Bendrovei gavus Skund\u0105, Skundas registruojamas Bendrov\u0117s vidaus Skund\u0173 registre ir Skundui nagrin\u0117ti paskiriamas Skund\u0173 specialistas.<\/p><p>3.5. Visi Bendrov\u0117s skundai i\u0161nagrin\u0117jami per 24 valandas nuo skundo gavimo dienos, i\u0161siun\u010diant skundo pateik\u0117jui prane\u0161im\u0105 apie atsiliepim\u0105. Ta\u010diau, jei Skundas yra sud\u0117tingesnis ir negali b\u016bti i\u0161spr\u0119stas i\u0161 karto, prane\u0161ime apie atsiliepimus nurodomas papildomas laikas, reikalingas Skundui tinkamai i\u0161nagrin\u0117ti, ir (arba) papildoma informacija ir dokumentai, kuriuos turi pateikti Skundo pateik\u0117jas ir kurie reikalingi tolesniam tyrimui. Tokiais atvejais Skundas i\u0161nagrin\u0117jamas per 15 darbo dien\u0173 nuo Skundo gavimo dienos arba, jei taikoma, nuo vis\u0173 reikalaujam\u0173 duomen\u0173 gavimo i\u0161 Skundo pateik\u0117jo dienos. Bendras Skundo nagrin\u0117jimo terminas neturi vir\u0161yti 35 darbo dien\u0173.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-722660e transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-09345d4-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-09345d4-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Skund\u0173 sprendimas per institucijas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-09345d4-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>4.1. Visi Bendrov\u0117s klientai, jei j\u0173 netenkina Bendrov\u0117s priimtas sprendimas arba negavo jokio Bendrov\u0117s atsakymo per 15 darbo dien\u0173 nuo Skundo pateikimo dienos, turi teis\u0119 pasinaudoti kitomis teis\u0117tomis teisi\u0173 gynimo priemon\u0117mis ir pateikti skund\u0105 Lietuvos bankui:<\/p><ul><li>U\u017epildydami internetin\u0119 parai\u0161kos form\u0105;<\/li><li>U\u017epildykite parai\u0161kos form\u0105 (j\u0105 rasite \u010dia ) ir atsi\u0173skite j\u0105 el. pa\u0161tu info@lb.lt;<\/li><li>Pildant laisvos formos parai\u0161k\u0105 arba u\u017epildant parai\u0161kos form\u0105 kaip<\/li><\/ul><p>ir i\u0161si\u0173sti pa\u0161tu arba fizi\u0161kai pateikti Lietuvos bankui adresu Totori\u0173 g. 4, Vilnius, Lietuva. 4.2. Nepriklausomai nuo pasirinkto b\u016bdo, Skundas ir jo priedai turi b\u016bti pasira\u0161yti ir pateikti lietuvi\u0173 arba angl\u0173 kalba.<\/p><p>4.3. Bendrov\u0117s klientai - vartotojai, jei j\u0173 netenkina Bendrov\u0117s priimtas sprendimas arba per 15 darbo dien\u0173 nuo Skundo pateikimo dienos negavo jokio Bendrov\u0117s atsakymo, turi teis\u0119 pasinaudoti gin\u010d\u0173 sprendimo ne teisme tvarka ir per 1 metus nuo Skundo pateikimo Bendrovei pateikti skund\u0105 Lietuvos bankui. Skund\u0105 galima pateikti Lietuvos bankui:<\/p><ul><li>Per elektronin\u0119 vartotoj\u0173 gin\u010d\u0173 sprendimo sistem\u0105 \u010dia;<\/li><li>u\u017epildydami vartotojo pra\u0161ymo form\u0105 (form\u0105 rasite \u010dia) ir atsi\u0173sdami j\u0105 Lietuvos banko Teis\u0117s ir licencijavimo departamentui el. pa\u0161tu prieziura@lb.lt arba pa\u0161tu adresu Totori\u0173 g. 4, 01121 Vilnius.<\/li><\/ul><p>4.4. Pra\u0161ymas, pateiktas per elektronin\u0119 vartotoj\u0173 gin\u010d\u0173 sprendimo sistem\u0105, laikomas pasira\u0161ytu vartotojo. Pa\u0161tu pateiktas pra\u0161ymas turi b\u016bti pasira\u0161ytas Skundo pateik\u0117jo (arba \u012fgalioto atstovo). Elektronin\u0117mis priemon\u0117mis (pvz., elektroniniu pa\u0161tu) pateiktas pra\u0161ymas turi b\u016bti pasira\u0161ytas Skundo pateik\u0117jo (arba \u012fgalioto atstovo) kvalifikuotu elektroniniu para\u0161u.<\/p><p>4.5. Pabr\u0117\u017etina, kad vartotojai turi teis\u0119 pasirinkti, ar kreiptis \u012f Lietuvos bank\u0105, ar tiesiogiai \u012f teism\u0105. Teismo sprendimas yra privalomas, o Lietuvos banko sprendimas yra rekomendacinio pob\u016bd\u017eio, neprivalomas nei Vartotojui, nei Bendrovei ir negali b\u016bti skund\u017eiamas. Nepaisant to, net ir Lietuvos bankui pri\u0117mus sprendim\u0105, gin\u010do \u0161alys (Vartotojas ir Bendrov\u0117) i\u0161laiko teis\u0119 kreiptis \u012f teism\u0105. Taigi, jei gin\u010do nepavyksta i\u0161spr\u0119sti taikiai ar kitais neteisminio gin\u010d\u0173 sprendimo b\u016bdais, gin\u010das sprend\u017eiamas teisme pagal Bendrov\u0117s buvein\u0119.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-3f3a6bb transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-09345d4-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-09345d4-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Galutin\u0117s nuostatos <\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-09345d4-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>5.1. Jei norint tinkamai pateikti Atitikt\u012f atitinkant\u012f dokument\u0105 reikia pagalbos, Bendrov\u0117 <br>Visiems savo klientams yra pasiekiama telefonu arba el. pa\u0161tu. Tiksli\u0105 kontaktin\u0119 informacij\u0105 galite <br>galima rasti Bendrov\u0117s interneto svetain\u0117je.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"General provisions\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"1.1. As a licensed Electronic Money Institution regulated by the Bank of Lithuania, Payswix, UAB (hereinafter  Payswix or Company) is committed to providing its Customers the best service possible with full transparency. Payswix understands how important it is to protect its customers legal rights and legitimate interests, thus, the Company has implemented regulations as specified in Payswix Complaints Policy (hereinafter  Policy) for its customers to be followed in order to properly express and submit their complaints.1.2. The Policy has been prepared in accordance with applicable legal acts and regulations:1.2.1. Payment Law of the Republic of Lithuania;1.2.2. Bank of Lithuania Law of the Republic of Lithuania;1.2.3. Law on the Protection of Consumer Rights of the Republic of Lithuania;1.2.4. The Rules for the out-of-court settlement procedure for disputes between consumers and financial market participants at the Bank of Lithuania, approved by the Resolution of the Board of the Bank on Lithuania on 2024-02-28, No. 03-28;1.2.5. The Rules for the examination of requests and complaints and for the service of persons at the Bank of Lithuania, approved by the Resolution of the Board of the Bank on Lithuania on 2014-05-08, No. 03-76.\"}},{\"@type\":\"Question\",\"name\":\"Definitions & abbreviations\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"2.1. Customer  a natural person or legal entity holding an account with the Company and\\\/or using any of the Companys provided services. Within the scope of this Policy, the customer also means the Companys former Customers and successors in the title of a Company Customers.2.2. Applicant  a natural person or legal entity who is interested in the Companys provided services and seeks to become the Companys customer.2.3. Complaint  a written expression by e-mail or post of dissatisfaction of the Customer addressed to Payswix, UAB claiming that the rights and\\\/or legitimate interests of the Customer have been violated in relation to the services provided by the Company and\\\/or agreements concluded with the Company and asking for satisfaction of the claims. 2.4. Query  question raised by the Companys Customer and\\\/or Applicant about the Companys services or expressed dissatisfaction of Companys services and\\\/or internal procedures not related to the Companys breach of applicable legal acts or service agreements with the Customer.2.5. Complainant  the person making the Complaint.2.6. Consumer  a natural person who seeks to open or opens an account with the Company for purposes other than its business or professional activity, i. e. who use a particular financial service to meet its personal, family or household needs (consumption purposes).2.7. Third party  a natural person or legal entity, including statutory authorities that does not have a contractual relationship with the Company.2.8. Complaint specialist  an Operations department employee assigned to handle the Complaint.2.9. Feedback notice  a written confirmation of the outcome of the Complaint.\"}},{\"@type\":\"Question\",\"name\":\"Complaints submitting instructions for Customers\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3.1. All Payswix Customers can submit a Complaint by using one of the channels below to Payswix if it is deemed that their rights and\\\/or legitimate interests in regard to usage of the Companys services have been breached.3.1.1. via email at support@payswix.com;3.1.2. via personal account in the Companys e-banking;3.1.3. via post to Payswix, UAB office at Companys correspondence address asprovided on the Companys website;3.1.4.via phone, contacting Customer Support Centre as provided on the Companyswebsite.3.2. It shall be noted that in case of Queries from either the Companys Customers, Applicants or other Third parties  the Policy shall not apply and Quires should be submitted to the Company by using general contact information as indicated on the Companys website or through the assigned Companys manager, if applicable.3.3. The Company only registers and deals with Complaints which include at least the following data: 3.3.1. Full legal name and surname of the Complainant. In case the Complainant is a legal entity, the companys name and the legal name and surname of the legal entity representative shall be specified;3.3.2.Account number and\\\/or other account\\\/Complainant information from which the Company could identify that the account belongs\\\/belonged to the Complainant;3.3.3.Contact details of the Complainant which shall be used by the Company to send a Feedback notice. If no preferred contact information is provided in the Complaint, the Company shall send the Feedback notice by using the same contact information that Complaint was submitted from;3.3.4. Description of legal rights and\\\/or legitimate interests of the Complainant that were potentially breached by the Company as well as claims that Complainant seeks to be satisfied by submitting the Complaint.3.3.5.If available, evidence to support the Complaint (e.g., correspondence, documents, account statements, etc.). 3.4. Once the Complaint is received by the Company, the Complaint is registered into Companys internal Complaint register and a Complaint specialist is assigned to handle the Complaint.3.5. All Companys Complaints are handled within 24 hours from the receipt of the Complaint by sending a Feedback notice to the Complainant. However, if the Complaint is more complex and cannot be resolved immediately, the Feedback notice will specify the additional time, required to properly handle the Complaint and\\\/or additional information and documents to be provided by the Complainant, required for further investigation. In such cases, the Complaint shall be handled within 15 business days from the day the Complaint was received or, if applicable, the receipt of all requested data from the Complainant. The aggregate timelines of Complaint handling shall not exceed 35 business days.\"}},{\"@type\":\"Question\",\"name\":\"Complaints resolution through authorities\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"4.1. All Companys customers if not satisfied with the decision made by the Company or did not receive any response from the Company within 15 business days from the day the Complaint was submitted, shall have the right to use other legitimate remedies and to submit a complaint to the Bank of Lithuania:By filling out the online application form;By completing the application form (which can be found here ) and e-mailing it to info@lb.lt;By filling out a free-form application or completing the application form asindicated above and sending it by post or physically presenting it to the Bank of Lithuania at Totori str. 4, Vilnius, Lithuania. 4.2. Regardless of which method is selected, the Complaint and its annexes must be signed and submitted in Lithuanian or English.4.3. Companys customers which are Consumers, if not satisfied with the decision made by the Company or did not receive any response from the Company within 15 business days from the day the Complaint was submitted  have a right to use out of court settlement of disputes and within 1 year from the submission of the Complaint to the Company, bring the complaint to the Bank of Lithuania. The complaint can be submitted to the Bank of Lithuania:Via Electronic consumer dispute resolution system here;by completing the Consumer Application Form (the form can be found here) and sending it to the Law and Licensing Department of the Bank of Lithuania by e-mail prieziura@lb.lt or by post to Totori str. 4, 01121 Vilnius.4.4. An application submitted via the electronic consumer dispute resolution system is considered signed by the Consumer. An application submitted by mail must be signed by the Complainant (or an authorised representative). An application submitted by electronic means (e. g. by email) must be signed by the Complainant (or an authorised representative) with a qualified electronic signature.4.5. It shall be emphasized that Consumers have the right to choose whether to apply to the Bank of Lithuania or directly to court. The court ruling is binding, while the decision of the Bank of Lithuania is of a recommendatory nature, non-binding to both the Consumer and the Company and cannot be appealed. Nevertheless, even when the Bank of Lithuania has taken a decision, the parties to a dispute (the Consumer and the Company) retain the right to apply to the court. Hence, if the dispute is not settled amicably or through other means of out-of-court settlement of disputes, the dispute shall be resolved in court according to the headquarters of the Company.\"}},{\"@type\":\"Question\",\"name\":\"Final provisions\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"5.1. Should any assistance be required to properly submit the Compliant, the Company remains available for all its Customers via phone or email. The exact contact details can be found on Companys website.\"}}]}<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style>.elementor-element-09345d4 {\n   transform: translate3d(0px,60px,0px) scale(1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg, 0deg);\n   opacity: 0;\n}\n<\/style><script>\n\t\twindow.liquid.behaviors.push( {\n\t\t\tdataId: 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elementor-element-1da515b e-flex e-con-boxed e-con e-child\" data-id=\"1da515b\" data-element_type=\"container\"><span class=\"lqd-bg-layer lqd-color-wrap lqd-bg-color-wrap block w-full h-full rounded-inherit overflow-hidden elementor-repeater-item-f38bab2-1da515b absolute top-0 start-0 z-0\"><\/span>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0105a2b elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0105a2b\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:end;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:start;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/Complaints-policy.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/Complaints-policy.pdf\" target=\"_blank\" rel=\"nofollow\">Skund\u0173 politika<\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2022.03.31)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb2ff9b elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"cb2ff9b\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/Complaints-policy-2022.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/Complaints-policy-2022.pdf\" target=\"_blank\" rel=\"nofollow\">Skund\u0173 politika<\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja nuo 2022.04.01 iki 2024.10.27)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-052835a elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"052835a\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/12\/Complaints-policy_v3_web-clean.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/12\/Complaints-policy_v3_web-clean.pdf\" target=\"_blank\" rel=\"nofollow\">Skund\u0173 politika<\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja nuo 2024.10.27 iki 2025.12.02)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ffe2bc elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0ffe2bc\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/12\/Complaints-policy-25_v4_web-1.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/12\/Complaints-policy-25_v4_web-1.pdf\" target=\"_blank\" rel=\"nofollow\">Skund\u0173 politika<\/a><\/h3><p class=\"elementor-image-box-description\">(nauja versija galioja nuo 2025.12.02)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/body><\/html>","protected":false},"excerpt":{"rendered":"<p>Skund\u0173 politika Bendrosios nuostatos 1.1. Payswix, UAB (toliau - Payswix arba Bendrov\u0117), b\u016bdama licencijuota elektronini\u0173 pinig\u0173 \u012fstaiga, kurios veikl\u0105 reguliuoja Lietuvos bankas, yra \u012fsipareigojusi teikti savo Klientams geriausias \u012fmanomas paslaugas ir u\u017etikrinti visi\u0161k\u0105 skaidrum\u0105. Payswix supranta, kaip svarbu apsaugoti savo Klient\u0173 teises ir teis\u0117tus interesus, tod\u0117l Bendrov\u0117 [...]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"folder":[17],"_links":{"self":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6480"}],"collection":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/comments?post=6480"}],"version-history":[{"count":31,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6480\/revisions"}],"predecessor-version":[{"id":13021,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6480\/revisions\/13021"}],"wp:attachment":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/media?parent=6480"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/folder?post=6480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}