{"id":6375,"date":"2024-06-12T20:26:23","date_gmt":"2024-06-12T20:26:23","guid":{"rendered":"https:\/\/payswix.com\/?page_id=6375"},"modified":"2026-03-20T12:11:21","modified_gmt":"2026-03-20T12:11:21","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/payswix.com\/lt\/terms-and-conditions\/","title":{"rendered":"Terminai ir s\u0105lygos"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><div data-elementor-type=\"wp-page\" data-elementor-id=\"6375\" class=\"elementor elementor-6375\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdb677a e-con-full e-flex e-con e-parent\" data-id=\"fdb677a\" data-element_type=\"container\"><span class=\"lqd-bg-layer lqd-color-wrap lqd-bg-color-wrap block w-full h-full rounded-inherit overflow-hidden elementor-repeater-item-6644603-fdb677a absolute top-0 start-0 z-0\"><\/span><span class=\"lqd-bg-layer lqd-image-wrap lqd-bg-image-wrap block w-full h-full rounded-inherit overflow-hidden elementor-repeater-item-f9f4865-fdb677a absolute top-0 start-0 z-0\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1400\" height=\"1400\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2.png\" class=\"hidden\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2.png 1400w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-300x300.png 300w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-1024x1024.png 1024w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-150x150.png 150w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-320x320.png 320w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-760x760.png 760w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-75x75.png 75w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-750x750.png 750w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-1140x1140.png 1140w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/bgs-1-2-12x12.png 12w\" sizes=\"(max-width: 1400px) 100vw, 1400px\"><\/span>\n\t\t<div class=\"elementor-element elementor-element-300a909 e-con-full e-flex e-con e-child\" data-id=\"300a909\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab7a439 lqd-text-tag-h2 elementor-widget elementor-widget-lqd-text\" data-id=\"ab7a439\" data-element_type=\"widget\" data-widget_type=\"lqd-text.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"lqd-text-el m-0 p-0\"><span class=\"lqd-text-item relative elementor-repeater-item-39ce6d0\">Bendrasis mok\u0117jimas <br>Paslaug\u0173 sutartis<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style>.elementor-element-ab7a439 {\n   transform: translate3d(0px,60px,0px) scale(1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg, 0deg);\n   opacity: 0;\n}\n<\/style><script>\n\t\twindow.liquid.behaviors.push( {\n\t\t\tdataId: \"ab7a439\",\n\t\t\tbehaviors:[\n\t\t\t\t{behaviorName:'liquidGetElementComputedStyles',options:{includeSelf:true,getRect:true,addGhosts:true}},{behaviorName:'liquidAnimations',options:{domain:'inview',trigger:'ghost',duration:0.65,ease:'expo.out',stagger:{each:0.065,from:'start'},delay:0,start:'top+=30px bottom',startElementOffset:0,startViewportOffset:0,animations:[{elements:'self',breakpointsKeyframes:{all:{keyframes:[{scaleX:1,scaleY:1,skewX:0,skewY:0,x:'0px',y:'0px',z:'0px',rotateX:0,rotateY:0,rotateZ:0,opacity:1}]}}}]}},\n\t\t\t]\n\t\t} );\n\t\t\n\t\t<\/script>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a261d elementor-widget__width-initial elementor-widget elementor-widget-lqd-accordion lqd-accordion w-full\" data-id=\"e4a261d\" data-element_type=\"widget\" data-widget_type=\"lqd-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-620ea56 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Bendrosios nuostatos<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>\u0160i Bendroji mok\u0117jimo paslaug\u0173 sutartis klientams (toliau - Sutartis) yra sudaryta tarp \"Payswix\", UAB (toliau - \"payswix\") ir Kliento.<\/p><p>1.2. Sutarties objektas: Sutartis nustato pagrindines Kliento ir \"payswix\" tarpusavio s\u0105lygas, kai Klientas yra registruojamas Sistemoje, kai \"payswix\" atidaro S\u0105skait\u0105 ir \"payswix\" s\u0105skait\u0105 Kliento vardu ir kai Klientas naudojasi \"payswix\" teikiamomis Paslaugomis.<\/p><p>1.3. Atskir\u0173 \"payswix\" teikiam\u0173 paslaug\u0173 s\u0105lygos yra nustatytos Sutarties prieduose, kurie yra neatskiriama \u0161ios Sutarties dalis. \u0160ie Priedai taikomi Klientui po to, kai Klientas supa\u017eindinamas su Priedo s\u0105lygomis ir pradeda naudotis atitinkamomis paslaugomis. Papildymuose nustatytos s\u0105lygos yra specialiosios nuostatos, kurios turi vir\u0161enyb\u0119 prie\u0161 kitas Sutarties nuostatas. Jei naujai pasirinktoms Paslaugoms teikti reikia papildomai patvirtinti tapatyb\u0119 arba reikia papildom\u0173 Kliento dokument\u0173, Paslaugos aktyvuojamos tik tada, kai Klientas atlieka visus \"payswix\" nurodytus veiksmus.<\/p><p>1.4. Sutartis yra labai svarbus dokumentas, kur\u012f Klientas turi atid\u017eiai i\u0161nagrin\u0117ti prie\u0161 u\u017esiregistruodamas Sistemoje, prie\u0161 Kliento vardu atidarydamas S\u0105skait\u0105 ir \"payswix\" s\u0105skait\u0105 \"payswix\" ir naudodamasis \"payswix\" teikiamomis paslaugomis. Prie\u0161 nuspr\u0119sdami sutikti su Sutarties s\u0105lygomis, atid\u017eiai jas perskaitykite.<\/p><p>1.5. \u0160alys susitaria netaikyti: 1.5. \u0160alys netaiko: (i) Kliento nuostoli\u0173, atsiradusi\u0173 d\u0117l neautorizuotos Mok\u0117jimo operacijos, apribojimo, nustatyto Lietuvos Respublikos mok\u0117jim\u0173 \u012fstatymo 39 straipsnyje; (ii) \u012frodin\u0117jimo na\u0161tos, susijusios su neautorizuota Mok\u0117jimo operacija, apribojimo, nustatyto Lietuvos Respublikos mok\u0117jim\u0173 \u012fstatymo 37 straipsnyje.<\/p><p>1.6. Susitarime vartojam\u0173 pagrindini\u0173 s\u0105vok\u0173 apibr\u0117\u017eimai:<\/p><p>1.6.1. Priimtina kalba - angl\u0173 ir lietuvi\u0173.<\/p><p>1.6.2. Paskyra - registracijos Sistemoje rezultatas, kurio metu i\u0161saugomi u\u017esiregistravusio Kliento asmens duomenys, suteikiamas prisijungimo vardas ir nustatomos Kliento teis\u0117s Sistemoje.<\/p><p>1.6.3. Sutartis - Kliento ir payswix susitarimas, apimantis \u0161i\u0105 bendr\u0105j\u0105 mok\u0117jimo paslaug\u0173 sutart\u012f ir visus kitus priedus, \u012fskaitant, bet neapsiribojant, informacij\u0105 interneto svetain\u0117se, \u012f kuri\u0105 daroma nuoroda \u0161ioje 2 bendrojoje mok\u0117jimo paslaug\u0173 sutartyje.<\/p><p>1.6.4. AML - kova su pinig\u0173 plovimu ir terorist\u0173 finansavimu, kaip apra\u0161yta<\/p><p>Lietuvos Respublikos pinig\u0173 plovimo ir terorist\u0173 finansavimo prevencijos \u012fstatyme.<\/p><p>1.6.5. Darbo diena - \"payswix\" nustatyta diena, kai \"payswix\" teikia Paslaugas. Paprastai tai yra kalendorin\u0117 diena, i\u0161skyrus \u0161e\u0161tadienius, sekmadienius, oficialias \u0161ven\u010di\u0173 dienas ir Lietuvos Respublikos teis\u0117s aktais nustatytas nedarbo dienas, kai Lietuvoje \u012fprastai dirba bankai. \"payswix\" gali nustatyti skirtingas darbo dienas skirtingoms Paslaugoms ir apie tai informuoti Klient\u0105.<\/p><p>1.6.6. Deramas r\u016bpestingumas - atsargus ir protingas elgesys, kurio paprastai tikimasi i\u0161 \u012fmon\u0117s ar asmens, kad i\u0161vengt\u0173 nereikalingos rizikos ar \u017ealos savo ir (arba) kit\u0173 interesams.<\/p><p>1.6.7. Klientas - fizinis asmuo arba verslo klientas, kuris yra registruotas \"payswix\" sistemoje ir turi Paskyr\u0105.<\/p><p>1.6.8. Verslo klientas - tai (i) juridinis asmuo, (ii) fizinis asmuo, veikiantis pagal individualios veiklos \/ laisvosios profesijos pa\u017eym\u0117jim\u0105, (iii) arba \u012fmon\u0117, neturinti juridinio asmens statuso, bet veikianti kaip juridinis asmuo. Verslo klientas visada turi veikti tikslais, susijusiais su jo prekyba, verslu, amatu ar profesija, kad b\u016bt\u0173 kvalifikuojamas kaip verslo klientas. Jei S\u0105skaita \u201cpayswix\u201d sistemoje yra registruota fizinio asmens vardu arba tokia S\u0105skaita naudojasi fizinis asmuo ir (arba) kitais tikslais, nei nurodyta pirmiau, ir toks asmuo nesikreipia \u012f \"payswix\" d\u0117l veikimo kitais nei pirmiau nurodytais tikslais, \"payswix\" neatsako u\u017e tok\u012f S\u0105skaitos naudojim\u0105, ta\u010diau Sutartis vis tiek laikoma privaloma tokiam S\u0105skaitos tur\u0117tojui pagal \"Kliento\" apibr\u0117\u017et\u012f, neatsi\u017evelgiant \u012f kitas aplinkybes.<\/p><p>1.6.9. Kliento atstovas - fizinis (privatus) asmuo, tinkamai atstovaujantis Klientui. Atstovavimo teis\u0117tum\u0105 \"payswix\" patikrina prie\u0161 u\u017emegzdama verslo santykius su Klientu.<\/p><p>1.6.10. Kliento tapatyb\u0117s nustatymas - Kliento tapatyb\u0117s \u012frodymas pagal \"payswix\" nustatytas vidaus proced\u016bras.<\/p><p>1.6.11. Komisinis mokestis - \"payswix\" imamas mokestis u\u017e teikiamas Paslaugas.<\/p><p>1.6.12. Vartotojas - fizinis asmuo, kuris veikia pagal \u0161i\u0105 Sutart\u012f ir nesiekia tiksl\u0173, atitinkan\u010di\u0173 \u0161io asmens verslo, komercin\u0119 ar profesin\u0119 veikl\u0105.<\/p><p>1.6.13. Elektroniniai pinigai - elektroniniu b\u016bdu saugoma pinigin\u0117 vert\u0117, i\u0161reik\u0161ta pretenzija payswix sistemoje, kuri i\u0161duodama gavus l\u0117\u0161as mok\u0117jimo operacijoms atlikti.<\/p><p>1.6.14. \"payswix\" s\u0105skaita (payswix e. pinigin\u0117) - Kliento vardu Sistemoje atidaryta mok\u0117jimo s\u0105skaita, naudojama Elektroniniams pinigams saugoti ir Mok\u0117jimo operacijoms atlikti.<\/p><p>1.6.15. \"payswix\" subs\u0105skaita - papildoma Kliento sukurta \"payswix\" e[1]pinigin\u0117 su atskiru liku\u010diu, atidaryta Kliento \"payswix\" e[1]pinigin\u0117je Kliento vardu, naudojama Elektroniniams pinigams saugoti ir Mok\u0117jimo operacijoms atlikti, kuri yra sujungta su pagrindine Kliento e. pinigine \/ \"payswix\" s\u0105skaita.<\/p><p>1.6.16. \"payswix sub-user\" - fizinis (privatus) \u012fgaliotas asmuo, kuriam \"payswix\" paskyros pagrindinis naudotojas suteik\u0117 prieig\u0105 prie tam tikr\u0173 funkcij\u0173.<\/p><p>1.6.17. \"payswix\" - tai prek\u0117s \u017eenklas, priklausantis \"Payswix\", UAB. Visas Paslaugas teiks Payswix, UAB (juridinio asmens kodas 304604766, juridinio asmens buvein\u0117s adresas Spaudos g. 7, Vilnius, Lietuvos Respublika, el. pa\u0161to adresas: support@payswix.com, interneto svetain\u0117: https:\/\/www.payswix.com\/, duomenys apie \u012fmon\u0119 kaupiami ir saugomi Lietuvos Respublikos juridini\u0173 asmen\u0173 registre; elektronini\u0173 pinig\u0173 \u012fstaigos licencija Nr. 21, i\u0161duota 2017 m. gruod\u017eio 8 d.; licencij\u0105 i\u0161davusi ir pri\u017ei\u016brinti institucija yra Lietuvos bankas (www.lb.lt)).<\/p><p>1.6.18. KYC - \"payswix\" procesas, kurio metu patikrinama potencialaus Kliento tapatyb\u0117 ir \u012fvertinamas jo tinkamumas \/ tinkamumas tapti ir likti \"payswix\" Klientu.<\/p><p>1.6.19. \u0160alis - payswix arba Klientas.<\/p><p>1.6.20. Mok\u0117tojas - fizinis (privatus) arba juridinis asmuo, kuris pateikia Mok\u0117jimo nurodym\u0105.<\/p><p>1.6.21. Mok\u0117jimo priemon\u0117 - bet kuri mok\u0117jimo priemon\u0117, kuri\u0105 Sistema leid\u017eia susieti su payswix s\u0105skaita ir atlikti Mok\u0117jimo operacijas naudojant \u0161i\u0105 mok\u0117jimo priemon\u0119.<\/p><p>1.6.22. Mok\u0117jimo nurodymas - Mok\u0117tojo arba Gav\u0117jo nurodymas mok\u0117jimo paslaug\u0173 teik\u0117jui atlikti Mok\u0117jimo operacij\u0105.<\/p><p>1.6.23. Mok\u0117jimo operacija - Mok\u0117tojo arba Gav\u0117jo inicijuotas pinig\u0173 pervedimas, mok\u0117jimas arba i\u0161\u0117mimas, neatsi\u017evelgiant \u012f Mok\u0117tojo ir Gav\u0117jo pozicij\u0105, kuria grind\u017eiama operacija.<\/p><p>1.6.24. Mok\u0117jimo paslaugos - mok\u0117jimo operacijos, \u012fskaitant (i) mok\u0117jimo pervedimus i\u0161 \"payswix\" s\u0105skaitos \u012f Kliento ir (arba) tre\u010di\u0173j\u0173 asmen\u0173 mok\u0117jimo s\u0105skaitas, atidarytas kituose MPT, (ii) mok\u0117jimo operacijas, kai pinigai Klientui suteikiami pagal 4 kredito linij\u0105: Mok\u0117jimo operacijos naudojant mok\u0117jimo kortel\u0119 ar pana\u0161i\u0105 Mok\u0117jimo priemon\u0119 ir (arba) kredito pervedimai, \u012fskaitant periodinius Mok\u0117jimo pervedimus; (iii) Mok\u0117jimo priemoni\u0173 i\u0161davimas ir (arba) pri\u0117mimas; (iv) Mok\u0117jimo operacijos naudojant mok\u0117jimo kortel\u0119 ar pana\u0161i\u0105 Mok\u0117jimo priemon\u0119.<\/p><p>1.6.25. Mok\u0117jimo pervedimas - Mok\u0117jimo operacijos r\u016b\u0161is, kai (1) Mok\u0117tojo iniciatyva pinigai pervedami \u012f Kliento payswix s\u0105skait\u0105 (Elektroniniai pinigai i\u0161duodami Klientui) arba (2) pinigai pervedami i\u0161 Kliento payswix s\u0105skaitos \u012f Gav\u0117jo mok\u0117jimo s\u0105skait\u0105 (Elektroniniai pinigai i\u0161perkami).<\/p><p>1.6.26. Asmens duomenys - bet kokia informacija, susijusi su fiziniu (priva\u010diu) asmeniu, kurio tapatyb\u0117 yra \u017einoma arba gali b\u016bti tiesiogiai ar netiesiogiai nustatyta naudojant asmens kod\u0105 (asmens kod\u0105) ir vien\u0105 ar daugiau fizini\u0173, fiziologini\u0173, psichologini\u0173, psichologini\u0173, ekonomini\u0173, kult\u016brini\u0173 ar socialini\u0173 po\u017eymi\u0173, b\u016bding\u0173 tam asmeniui.<\/p><p>1.6.27. Kainora\u0161tis - Komisijos mokes\u010di\u0173 ir kit\u0173 mokes\u010di\u0173, kuriuos \"payswix\" taiko u\u017e Sutart\u012f ir (arba) naudojim\u0105si Paslaugomis, s\u0105ra\u0161as, kur\u012f \"payswix\" kartais gali keisti ir kuris skelbiamas \"payswix\" interneto svetain\u0117je.<\/p><p>1.6.28. MPT - teis\u0117tai licencijuotas mok\u0117jimo paslaug\u0173 teik\u0117jas, pavyzd\u017eiui, bankas, kita kredito \u012fstaiga, elektronini\u0173 pinig\u0173 ar mok\u0117jimo \u012fstaiga ir pan.<\/p><p>1.6.29. Gav\u0117jas - fizinis (privatus) arba juridinis asmuo, Mok\u0117jimo nurodyme nurodytas kaip Mok\u0117jimo operacijos gav\u0117jas.<\/p><p>1.6.30. Paslaugos - \"payswix\" s\u0105skaitos atidarymo ir tvarkymo paslaugos, elektronini\u0173 pinig\u0173 i\u0161leidimas ir i\u0161pirkimas, Mok\u0117jimo paslaugos ir kitos \"payswix\" teikiamos paslaugos, susijusios su \"payswix\" s\u0105skaita (pvz., valiutos konvertavimas).<\/p><p>1.6.31. Saugumo duomenys - bet koks Kliento slapta\u017eodis, sukurtas Sistemoje, arba bet koks OTP kodas, kur\u012f \"payswix\" suteikia Klientui, kad jis gal\u0117t\u0173 prisijungti prie \"payswix\" paskyros arba inicijuoti ir valdyti atskiras \"payswix\" teikiamas Paslaugas ir (arba) inicijuoti, autorizuoti, \u012fgyvendinti, patvirtinti ir priimti Mok\u0117jimo operacijas. Saugumo duomenys taip pat yra bet kokie kiti asmeniniai saugumo elementai (\u012fskaitant tapatyb\u0117s patvirtinimo priemones), kuriuos \"payswix\" suteikia Klientui, susij\u0119 su Mok\u0117jimo priemon\u0117mis.<\/p><p>1.6.32. I\u0161ra\u0161as - S\u0105skaitoje pateikiamas dokumentas, kuriame pateikiama informacija apie konkre\u010diu laikotarpiu atliktas Mok\u0117jimo operacijas.<\/p><p>1.6.33. Priedas - \"payswix\" ir Kliento susitarimas d\u0117l atskir\u0173 \"payswix\" teikiam\u0173 paslaug\u0173 teikimo ir naudojimo. Priedas gali b\u016bti \u012fvardijamas kaip susitarimas, taisykl\u0117s, deklaracija, planas ar bet kokiu kitu b\u016bdu. Priedas yra neatskiriama Sutarties dalis.<\/p><p>1.6.34. Sistema - \"payswix\" interneto svetain\u0117je esantis programin\u0117s \u012frangos sprendimas, sukurtas \"payswix\" ir naudojamas Paslaugoms teikti.<\/p><p>1.6.35. Unikalus identifikatorius - raid\u017ei\u0173, skai\u010di\u0173 ar simboli\u0173 derinys, kur\u012f mok\u0117jimo paslaug\u0173 vartotojui nurodo \"payswix\" arba kitas mok\u0117jimo paslaug\u0173 teik\u0117jas ir kur\u012f mok\u0117jimo paslaug\u0173 vartotojas turi pateikti, kad gal\u0117t\u0173 vienareik\u0161mi\u0161kai identifikuoti kit\u0105 mok\u0117jimo paslaug\u0173 vartotoj\u0105 ir (arba) to kito mok\u0117jimo paslaug\u0173 vartotojo mok\u0117jimo s\u0105skait\u0105 mok\u0117jimo operacijai atlikti. Unikaliu identifikatoriumi \u0161ioje Sutartyje gali b\u016bti suprantamas, be kita ko, \"payswix\" s\u0105skaitos ID, IBAN arba IBAN ir BIC arba banko s\u0105skaitos numeris ir BIC ir kt.<\/p><p>1.6.36. Klausimynas - klausimynas, kartais pateikiamas Klientui, siekiant u\u017emegzti ir palaikyti verslo santykius tarp Kliento ir \"payswix\".<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-10efe22 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Registracija sistemoje ir paskyros suk\u016brimas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>2.1. Nor\u0117damas prad\u0117ti naudotis \"payswix\" paslaugomis, Klientas turi b\u016bti u\u017esiregistrav\u0119s Sistemoje. Sutartis \u012fsigalioja ir galioja neribot\u0105 laik\u0105 (i\u0161skyrus atvejus, kai ji nutraukiama laikantis \u010dia i\u0161d\u0117styt\u0173 nuostat\u0173), kai Klientas u\u017esiregistruoja Sistemoje.<\/p><p>2.2. Nor\u0117damas u\u017esiregistruoti Sistemoje ir atsidaryti \"payswix\" paskyr\u0105, Klientas tur\u0117s u\u017epildyti klausimyn\u0105 ir pateikti vis\u0105 klausimyne pra\u0161om\u0105 informacij\u0105 ir dokumentus.<\/p><p>2.3. Klientas bus u\u017eregistruotas Sistemoje ir jam bus atidaryta s\u0105skaita tik tada, kai bus \u012fvykdytos visos \u0161ios s\u0105lygos:<\/p><p>2.3.1. tik tuo atveju, jei Klientas pateikia vis\u0105 ir bet koki\u0105 informacij\u0105 ir dokumentus, kuri\u0173 \u2019payswix\u2019 pagr\u012fstai reikalauja, kad gal\u0117t\u0173 atlikti KYC \/ AML deramo patikrinimo proced\u016br\u0105, patikrinti Kliento versl\u0105 ir (arba) Kliento klient\u0173 portfel\u012f, \u012fvertinti Kliento rizik\u0105 ir jo atitikt\u012f \u2019payswix\" rizikos apetitui;<\/p><p>2.3.2. Klientas pa\u017eymi atitinkam\u0105 langel\u012f, patvirtindamas, kad buvo supa\u017eindintas su Sutarties s\u0105lygomis, kurios pateikiamos lietuvi\u0173 arba angl\u0173 kalba, tod\u0117l Klientas supranta Sutarties s\u0105lygas ir i\u0161rei\u0161k\u0117 sutikim\u0105 laikytis Sutarties;<\/p><p>2.3.3. Klientas patvirtina, kad registruodamasis Sistemoje pateik\u0117 teisingus ir tikslius duomenis ir (arba) dokumentus, o prireikus pakeisti ar papildyti duomenis ir (arba) dokumentus, Klientas pateiks duomenis ir (arba) dokumentus \"payswix\" pra\u0161ymu;<\/p><p>2.3.4. Klientas patvirtina, kad turi visi\u0161k\u0105 teisnum\u0105 ir veiksnum\u0105, b\u016btin\u0105 teisiniams santykiams tarp Kliento ir \"payswix\" u\u017emegzti.<\/p><p>2.4. Kliento registracija Sistemoje yra pagrindas patvirtinti, kad Klientas pripa\u017eino ir supranta toliau nurodytus dalykus:<\/p><p>2.4.1. Klientui draud\u017eiama Sistemoje tur\u0117ti daugiau nei vien\u0105 Paskyr\u0105. Jei Klientas yra suk\u016br\u0119s kelias Paskyras, Klientas turi nedelsdamas apie tai informuoti \"payswix\", jei \"payswix\" sutinka, Klientas gali tur\u0117ti kelias Paskyras. Pa\u017eeidus \u0161i\u0105 nuostat\u0105, \"payswix\" savo nuo\u017ei\u016bra gali u\u017eblokuoti Kliento Paskyras, pripa\u017einti Mok\u0117jimo operacijas negaliojan\u010diomis, nedelsiant nutraukti Sutart\u012f ir prireikus perduoti informacij\u0105 teis\u0117saugos institucijoms;<\/p><p>2.4.2. registruojantis Sistemoje Klientui draud\u017eiama pateikti neteisingus duomenis \/ dokumentus. Jei Klientas pateik\u0117 neteisingus duomenis \/ dokumentus, jis privalo apie tai prane\u0161ti \"payswix\" ir nedelsdamas pateikti teisingus duomenis \/ dokumentus savo iniciatyva arba \"payswix\" pra\u0161ymu;<\/p><p>2.4.3. Paskyra yra asmenin\u0117 ir ja turi teis\u0119 naudotis tik jos savininkas, t. y. tik Klientas, \u012fskaitant Kliento atstovus ir \"payswix\" subnaudotojus;<\/p><p>2.4.4. Klientas prisiima visus nuostolius, kurie gali atsirasti d\u0117l negaliojan\u010di\u0173 duomen\u0173 ir (arba) dokument\u0173, pateikt\u0173 \"payswix\" registracijos Sistemoje metu;<\/p><p>2.4.5. Klientas patvirtina, kad susipa\u017eino su \"payswix\" interneto svetain\u0117je paskelbtu \"payswix\" paslaug\u0173, kurios gali b\u016bti taikomos ir aktualios Klientui, kainora\u0161\u010diu;<\/p><p>2.4.6. \"payswix\" Sutarties galiojimo laikotarpiu turi teis\u0119 reikalauti papildomos informacijos ir (arba) dokument\u0173, susijusi\u0173 su Klientu ar Kliento atstovu arba j\u0173 vykdomomis operacijomis, ir pra\u0161yti, kad Klientas ar Kliento atstovas u\u017epildyt\u0173 ir periodi\u0161kai atnaujint\u0173 klausimyn\u0105;<\/p><p>2.4.7. jei Klientas per \"payswix\" nustatyt\u0105 proting\u0105 termin\u0105 nepateikia papildomos informacijos ir (arba) dokument\u0173, \"payswix\" turi teis\u0119 sustabdyti vis\u0173 ar dalies Paslaug\u0173 teikim\u0105 Klientui ir (arba) nedelsiant nutraukti Sutart\u012f ir u\u017edaryti Paskyr\u0105.<\/p><p>2.5. D\u0117l Kliento registravimo Sistemoje, S\u0105skaitos atidarymo<\/p><p>ir teikiant Paslaugas Klientui \"payswix\" turi \u0161ias teises:<\/p><p>2.5.1. reikalauti duomen\u0173 ir (arba) dokument\u0173, kurie pad\u0117t\u0173 \"payswix\" nustatyti Kliento tapatyb\u0119 ir (arba) gauti svarbi\u0105 informacij\u0105, reikaling\u0105 S\u0105skaitos atidarymui ir tinkamam \"payswix\" paslaug\u0173 teikimui Klientui. Konkret\u016bs duomenys ir (arba) dokumentai, kuriuos turi pateikti Klientas, nurodomi prane\u0161ime Klientui registracijos Sistemoje metu;<\/p><p>2.5.2. reikalauti, kad Klientas pateikt\u0173 dokument\u0173 originalus ir (arba) j\u0173 kopijas ir (arba) notaro ar kito valstyb\u0117s \u012fgalioto asmens patvirtintas ir (arba) apostilizuotas ar legalizuotas dokument\u0173 kopijas. Apie reikalavimus konkretiems dokumentams \"payswix\" visada informuos Klient\u0105;<\/p><p>2.5.3. reikalauti, kad dokument\u0173 originalai ir (arba) kopijos b\u016bt\u0173 i\u0161versti bent \u012f vien\u0105 i\u0161 \"payswix\" priimtin\u0173 kalb\u0173. Visi dokumentai ir informacija rengiami ir teikiami Kliento l\u0117\u0161omis.<\/p><p>2.6. Payswix, \u012fvertinusi vis\u0105 jai \u017einom\u0105 informacij\u0105, dokumentus ir aplinkybes, turi teis\u0119 atsisakyti atidaryti \"payswix\" s\u0105skait\u0105 naujam Klientui, nebent galiojan\u010diuose teis\u0117s aktuose numatyta kitaip. Visais atvejais \"Payswix\" atsisako atidaryti \"payswix\" s\u0105skait\u0105, jei to reikalauja galiojantys teis\u0117s aktai ir (arba) d\u0117l svarbi\u0173 prie\u017eas\u010di\u0173. Svarbiomis prie\u017eastimis \"Payswix\" gali laikyti tokius faktus, kai: naujasis Klientas ir (arba) su naujuoju Klientu susij\u0119 asmenys nepateikia, vengia arba atsisako pateikti pra\u0161omus dokumentus; pateikia dokumentus, kurie kelia abejoni\u0173 d\u0117l j\u0173 tikrumo ir (arba) autenti\u0161kumo; arba pateikti dokumentai ir (arba) informacija neatitinka teis\u0117s aktuose ir (arba) \"payswix\" nustatyt\u0173 reikalavim\u0173; pateikia neteising\u0105 ir (arba) nepakankam\u0105 informacij\u0105; pagal \"payswix\" \u017einom\u0105 informacij\u0105 yra susij\u0119 arba praeityje buvo susij\u0119 su nusikalstamomis organizacijomis; pagal \"payswix\" \u017einom\u0105 informacij\u0105 vykdo veikl\u0105 netur\u0117dami reikiam\u0173 licencij\u0173 ar kit\u0173 kompetenting\u0173 valstyb\u0117s institucij\u0173 i\u0161duot\u0173 leidim\u0173 ir pan. Pateiktas svarbi\u0173 prie\u017eas\u010di\u0173 s\u0105ra\u0161as n\u0117ra baigtinis. Payswix gali atsisakyti atidaryti s\u0105skait\u0105 ir kitas aplinkybes laikyti svarbiomis prie\u017eastimis, jei jos leid\u017eia daryti pagr\u012fst\u0105 prielaid\u0105, kad \"payswix\" s\u0105skaitos atidarymas pakenkt\u0173 teis\u0117tiems \"payswix\", Klient\u0173 ar visuomen\u0117s interesams ir (arba) pa\u017eeist\u0173 galiojan\u010dius \u012fstatymus. Payswix turi teis\u0119 atsisakyti atidaryti \"payswix\" s\u0105skait\u0105 naujam Klientui nenurodydama prie\u017eas\u010di\u0173, ta\u010diau \"payswix\" u\u017etikrina, kad atsisakymas registruotis visada bus grind\u017eiamas svarbiomis prie\u017eastimis, kuri\u0173 \"payswix\" neprivalo ar neturi teis\u0117s atskleisti.<\/p><p>2.7. U\u017ebaigus Kliento registracij\u0105 Sistemoje, Klientui sukuriama paskyra. Klientui u\u017esiregistravus Sistemoje ir suk\u016brus Paskyr\u0105, \"payswix\" paskyra Klientui atidaroma gavus Kliento sutikim\u0105 pagal \"payswix\" vidaus proced\u016bras. 2. \"payswix\" paskyra veikia pagal Sutarties 4 ir 5 skyriuose apra\u0161ytus principus.<\/p><p>2.8. Kad \"payswix\" gal\u0117t\u0173 prad\u0117ti ar t\u0119sti Paslaug\u0173 teikim\u0105, Klientas turi patvirtinti Paskyr\u0105, naujos Paslaugos ar Paslaugos dalies teikim\u0105 ir atlikti Kliento identifikavimo proced\u016br\u0105 Sutartyje nustatytomis aplinkyb\u0117mis ir tvarka arba taip, kaip to reikalaujama Sistemoje. Kliento identifikavimo proced\u016bra, Paskyros patvirtinimas ir nauj\u0173 Paslaug\u0173 teikimas atliekamas siekiant u\u017etikrinti Kliento ir \"payswix\" interes\u0173 apsaug\u0105.<\/p><p>2.9. Klientas gauna prane\u0161im\u0105 apie Paskyros patvirtinim\u0105, naujos Paslaugos suteikim\u0105 arba sustabdyt\u0173 Paslaug\u0173 teikimo atnaujinim\u0105 el. pa\u0161to adresu, kur\u012f nurod\u0117 registruodamasis Sistemoje.<\/p><p>2.10. \u0160alys susitaria, kad Klientas gali patvirtinti (pasira\u0161yti) dokumentus (pvz., sutartis, sutikimus ir kt.) elektronin\u0117mis priemon\u0117mis (\u012fskaitant, bet neapsiribojant, pasira\u0161ym\u0105 kvalifikuotu e. para\u0161u).<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-d508347 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">\"payswix\" paslaug\u0173 kainos ir atsiskaitymo tvarka<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>3.1. Kainora\u0161tis skelbiamas ir Klientams prieinamas payswix interneto svetain\u0117je https:\/\/www.payswix.com. Konkre\u010diai Paslaugai skirtame Priede gali b\u016bti nustatyti skirtingi Komisiniai mokes\u010diai.<\/p><p>3.2. Jei \"payswix\" suma\u017eina bendruosius Paslaug\u0173 komisinius mokes\u010dius ir atnaujina Kainyn\u0105, nauji komisiniai mokes\u010diai bus taikomi neatsi\u017evelgiant \u012f tai, ar Klientas buvo informuotas pagal Sutarties 11 skyri\u0173. Jei Komisiniai mokes\u010diai buvo pakeisti \u0161ios Sutarties 11 skyriuje nurodytu b\u016bdu, nauji Komisiniai mokes\u010diai bus taikomi 11 skyriuje nustatyta tvarka.<\/p><p>3.3. payswix I\u0161skai\u010diuojami komisiniai mokes\u010diai:<\/p><p>3.3.1. atlikus tam tikras Paslaugas, \u012fskaitant mok\u0117jimo pavedimo gr\u0105\u017einim\u0105, kurio komisinis mokestis nurodytas \"payswix\" interneto svetain\u0117je https:\/\/payswix.com\/#pricing;<\/p><p>3.3.2. jei Komisiniai mokes\u010diai nebuvo i\u0161skai\u010diuoti vykdant tam tikras Paslaugas, \"payswix\" turi teis\u0119 juos i\u0161skai\u010diuoti v\u0117liau, bet ne v\u0117liau kaip per 1 (vien\u0105) m\u0117nes\u012f po Paslaugos atlikimo;<\/p><p>3.3.3. Komisinis mokestis u\u017e atitinkam\u0105 \"payswixis\" teikiam\u0105 Paslaug\u0105 Klientui nurodomas prie\u0161 atliekant Paslaug\u0105 (jei konkre\u010dios Mok\u0117jimo priemon\u0117s ar Paslaugos prieduose nenurodyta kitaip).<\/p><p>3.4. Klientas \u012fsipareigoja u\u017etikrinti, kad jo payswix s\u0105skaitoje b\u016bt\u0173 pakankama elektronini\u0173 pinig\u0173 suma komisiniam mokes\u010diui sumok\u0117ti. Jei \"payswix\" s\u0105skaitoje esanti Elektronini\u0173 pinig\u0173 suma yra ma\u017eesn\u0117 u\u017e Mok\u0117jimo operacijos sum\u0105 ir \"payswix\" paslaugos Komisin\u012f mokest\u012f, Mok\u0117jimo operacija nevykdoma.<\/p><p>3.5. Atkreipkite d\u0117mes\u012f, kad \"payswix\" turi teis\u0119 i\u0161skai\u010diuoti Komisin\u012f mokest\u012f i\u0161 Kliento \"payswix\" s\u0105skaitos, kurioje buvo atlikta Mok\u0117jimo operacija ir (arba) suteikta atitinkama Paslauga yra susijusi su \u0161ia \"payswix\" s\u0105skaita, arba i\u0161 bet kurios kitos Kliento atidarytos \"payswix\" s\u0105skaitos.<\/p><p>3.6. Komisinis mokestis mokamas eurais, nebent Priede arba Sutartyje ar jos prieduose nurodytose interneto svetain\u0117se nurodyta kitaip.<\/p><p>3.7. Jei l\u0117\u0161\u0173 nurodyta valiuta nepakanka komisiniam mokes\u010diui sumok\u0117ti, \"payswix\" turi teis\u0119, bet ne pareig\u0105, pakeisti \"payswix\" s\u0105skaitoje esan\u010dias l\u0117\u0161as kita valiuta \u012f reikiam\u0105 valiut\u0105, taikydama \"payswix\" valiutos keitimo kurs\u0105, skelbiam\u0105 jos interneto svetain\u0117je. Jei s\u0105skaitoje yra l\u0117\u0161\u0173 keliomis skirtingomis valiutomis, \"payswix\" gali jas pakeisti \u012f mok\u0117tin\u0105 valiut\u0105 pagal ab\u0117c\u0117l\u0117s tvarka i\u0161d\u0117stytas tarptautines valiut\u0173 santrumpas.<\/p><p>3.8. Jei i\u0161 \"payswix\" s\u0105skaitos (-\u0173) nebuvo i\u0161skai\u010diuoti Klientui pagal \u0161i\u0105 Sutart\u012f taikomi komisiniai mokes\u010diai, \u012fskaitant, bet neapsiribojant, atvej\u012f, kai \"payswix\" s\u0105skaitos (-\u0173) liku\u010dio nepakanka tokiems i\u0161skaitymams atlikti, \"payswix\" i\u0161ra\u0161o s\u0105skait\u0105 fakt\u016br\u0105 \"payswix\" mok\u0117tinai sumai, kuri\u0105 Klientas apmoka per 5 (penkias) darbo dienas pagal s\u0105skaitos fakt\u016bros nurodymus. Jei Kliento sumok\u0117ta suma nepadengia mok\u0117tin\u0173 Komisini\u0173 mokes\u010di\u0173, \"payswix\" turi teis\u0119 i\u0161skai\u010diuoti likusi\u0105 dal\u012f i\u0161 Kliento \"payswix\" s\u0105skaitos.<\/p><p>3.9. Klientas, nesumok\u0117j\u0119s \"payswix\" komisini\u0173 mokes\u010di\u0173 u\u017e suteiktas Paslaugas, \"payswix\" reikalavimu privalo mok\u0117ti 0,05% delspinigi\u0173 u\u017e kiekvien\u0105 pradelst\u0105 dien\u0105.<\/p><p>3.10. Klientas supranta, kad \"payswix\" gali imtis skol\u0173 i\u0161ie\u0161kojimo ar priverstinio vykdymo priemoni\u0173, \u012fskaitant, bet neapsiribojant, skol\u0173 i\u0161ie\u0161kojimo agent\u016bros pasitelkim\u0105 ar teismo proceso inicijavim\u0105, kad b\u016bt\u0173 i\u0161ie\u0161kotos skolos, kurias Klientas yra skolingas \"payswix\", o visos i\u0161laidos, patirtos taikant tokias priemones, tenka Klientui.<\/p><p>3.11. Atkreipkite d\u0117mes\u012f, kad kiti mok\u0117jimo paslaug\u0173 teik\u0117jai gali taikyti mokes\u010dius u\u017e pinig\u0173 pervedim\u0105 i\u0161 \"payswix\" s\u0105skaitos \u012f Kliento mok\u0117jimo s\u0105skait\u0105, esan\u010di\u0105 pas t\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, taip pat u\u017e pinig\u0173 pervedim\u0105 i\u0161 mok\u0117jimo s\u0105skaitos, esan\u010dios pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, \u012f \"payswix\" s\u0105skait\u0105.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-722660e transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">\"payswix\" paskyros atidarymas. Elektronini\u0173 pinig\u0173 i\u0161leidimo ir i\u0161pirkimo s\u0105lygos <\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>Pagal Sutart\u012f Klientui Sistemoje neribotam laikui atidaroma \"payswix\" paskyra.<\/p><p>4.2. Klientas gali sukurti ir tur\u0117ti kelias \"payswix\" subs\u0105skaitas toje pa\u010dioje Paskyroje ir naudotis jomis savo nuo\u017ei\u016bra (ta\u010diau Klientas gali tur\u0117ti tik vien\u0105 asmenin\u0119 Paskyr\u0105, kaip nustatyta Sutarties 2.4.1 punkte).<\/p><p>4.3. \"payswix\" s\u0105skaita leid\u017eia Klientui (i) \u012fne\u0161ti, pervesti, laikyti elektroninius pinigus \"payswix\" s\u0105skaitoje, (ii) pateikti Mok\u0117jimo nurodymus vietiniams ir tarptautiniams Mok\u0117jimo pervedimams ir \u012fmok\u0173 mok\u0117jimams, taip pat (iii) gauti pinigus \u012f \"payswix\" s\u0105skait\u0105 i\u0161 tre\u010di\u0173j\u0173 \u0161ali\u0173, (iv) atsiskaityti u\u017e prekes ir paslaugas ir (v) naudotis kitomis \"payswix\" teikiamomis paslaugomis. Visomis \"payswix\" Paslaugomis gali naudotis tik tie Klientai, kurie atliko identifikavimo proced\u016bras pagal Sistemoje nustatytas taisykles.<\/p><p>4.4. Kliento \"payswix\" s\u0105skaitoje esantys pinigai laikomi elektroniniais pinigais, kuriuos \"payswix\" i\u0161leid\u017eia po to, kai Klientas perveda ar \u012fne\u0161a pinigus \u012f savo \"payswix\" s\u0105skait\u0105 arba kai tretieji asmenys perveda pinigus \u012f Kliento \"payswix\" s\u0105skait\u0105. Po to, kai pinigai buvo \u012fmok\u0117ti ir (arba) pervesti \u012f Kliento \"payswix\" s\u0105skait\u0105 ir \"payswix\" gavo pinigus, \"payswix\" konvertuoja pinigus \u012f Elektroninius pinigus nominali\u0105ja verte (ir, jei taikoma, atskai\u010dius standartin\u012f komisin\u012f mokest\u012f, taikom\u0105 konkre\u010diam mok\u0117jimo b\u016bdui) ir \u012fskaito Elektroninius pinigus \u012f Kliento \"payswix\" s\u0105skait\u0105. Gautos l\u0117\u0161os laikomos \"payswix\" atskiroje banko s\u0105skaitoje, atidarytoje pagal galiojan\u010dius \u012fstatymus.<\/p><p>4.5. Konkretus l\u0117\u0161\u0173 pervedimo \u012f \u201cpayswix\u201d s\u0105skait\u0105 b\u016bdas paai\u0161kintas \u201cpayswix\u201d s\u0105skaitos meniu \"Pagalbos centras\" skyriuje \"DUK\" - Verslo\/individual\u016bs mok\u0117jimai.<\/p><p>4.6. \"payswix\" s\u0105skaitoje laikomi elektroniniai pinigai n\u0117ra ind\u0117lis ir \"payswix\" jokiomis aplinkyb\u0117mis nemoka joki\u0173 pal\u016bkan\u0173 u\u017e \"payswix\" s\u0105skaitoje laikomus elektroninius pinigus ir nesuteikia joki\u0173 kit\u0173 lengvat\u0173, susijusi\u0173 su elektronini\u0173 pinig\u0173 laikymo laikotarpiu.<\/p><p>4.7. Kliento pra\u0161ymu jo payswix s\u0105skaitoje esantys elektroniniai pinigai bet kuriuo metu i\u0161perkami nominalia verte, i\u0161skyrus Sutartyje nurodytus atvejus, kai Kliento payswix s\u0105skaitai taikomi apribojimai. Elektroniniai pinigai taip pat i\u0161perkami, kai \"payswix\" pasinaudoja savo teise i\u0161skai\u010diuoti \"payswix\" priklausan\u010dius Komisinius mokes\u010dius, kaip nustatyta Sutarties 3.5 punkte.<\/p><p>4.8. Kliento elektroniniai pinigai bus i\u0161pirkti, kai Klientas suformuos mok\u0117jimo nurodym\u0105 pervesti l\u0117\u0161as i\u0161 savo \"payswix\" s\u0105skaitos \u012f bet kuri\u0105 kit\u0105 Kliento nurodyt\u0105 mok\u0117jimo s\u0105skait\u0105 arba i\u0161imti l\u0117\u0161as i\u0161 savo \"payswix\" s\u0105skaitos kitais \"payswix\" palaikomais ir sistemoje nurodytais b\u016bdais.<\/p><p>4.9. Elektronini\u0173 pinig\u0173 i\u0161pirkimui netaikomos jokios specialios s\u0105lygos, kurios skirt\u0173si nuo standartini\u0173 mok\u0117jimo operacij\u0173, atliekam\u0173 payswix s\u0105skaitoje, s\u0105lyg\u0173. I\u0161perkam\u0173 \/ pervedam\u0173 Elektronini\u0173 pinig\u0173 sum\u0105 pasirenka Klientas, i\u0161skyrus Sutartyje nurodytus atvejus, kai \"payswix\" Kliento s\u0105skaitai taikomi apribojimai.<\/p><p>4.10. Papildomas komisinis mokestis u\u017e Elektronini\u0173 pinig\u0173 i\u0161pirkim\u0105 netaikomas, i\u0161skyrus Sutarties 13.9.6 punkte nurodytus atvejus. Elektronini\u0173 pinig\u0173 i\u0161pirkimo atveju Klientas moka standartin\u012f \"Paywix\" Komisin\u012f mokest\u012f u\u017e pasirinkt\u0105 Mok\u0117jimo operacij\u0105, nustatyt\u0105 Kainyne.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-3f3a6bb transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">\"payswix\" paskyros naudojimas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>\"payswix\" paskyros naudojimas<\/p><p>5.1. Klientas gali valdyti payswix paskyr\u0105 ir atlikti Mok\u0117jimo operacijas:<\/p><p>5.1.1. internetu, prisijungdamas prie savo asmenin\u0117s Paskyros su savo prisijungimo vardu ir Saugumo duomenimis;<\/p><p>5.1.2. Mok\u0117jimo priemon\u0117mis, susietomis su \u201cpayswix\u201d s\u0105skaita (priedas \"Mok\u0117jimo priemon\u0117s\" taikomas Klientui sutikus su priedo s\u0105lygomis);<\/p><p>5.1.3. kitomis \"payswix\" nurodytomis priemon\u0117mis, Klientui sutikus su toki\u0173 priemoni\u0173 naudojimo s\u0105lygomis.<\/p><p>5.2. Mok\u0117jimo pervedimai i\u0161 Kliento \"payswix\" s\u0105skaitos gali b\u016bti atliekami:<\/p><p>5.2.1. \u012f kit\u0105 Kliento \"payswix\" paskyr\u0105;<\/p><p>5.2.2. kitam Sistemos naudotojui, t. y. \"payswix\" klientui;<\/p><p>5.2.3. \u012f Kliento ar tre\u010diosios \u0161alies mok\u0117jimo s\u0105skaitas, atidarytas Lietuvos, ES ir (arba) u\u017esienio MPT (i\u0161skyrus u\u017esienio \u0161ali\u0173 MPT, \u012f kuriuos Mok\u0117jimo operacijos yra draud\u017eiamos: \"payswix\" informuoja Klient\u0105 apie tokias \u0161alis Sistemoje).<\/p><p>5.3. L\u0117\u0161os \"payswix\" s\u0105skaitoje gali b\u016bti laikomos kita valiuta. Laikydamas l\u0117\u0161as kita valiuta, Klientas prisiima atsakomyb\u0119 u\u017e galim\u0105 pinig\u0173 nuvert\u0117jim\u0105 d\u0117l valiut\u0173 kurs\u0173 poky\u010di\u0173. Valiutos keitimo mokestis nustatomas pagal \"payswix\" valiutos keitimo kurs\u0105, galiojant\u012f valiutos keitimo metu, valiutos keitimo mokest\u012f, kuris yra nuolat atnaujinamas ir skelbiamas \"payswix\" interneto svetain\u0117je.<\/p><p>5.4. \"payswix\" s\u0105skaitos atidarymo ir palaikymo mokestis yra apibr\u0117\u017etas Sutartyje, jos prieduose ir paskelbtas \"payswix\" interneto svetain\u0117je.<\/p><p>5.5. Kai atliekamas kitoks nei SEPA mok\u0117jimo pervedimas ir Klientas perveda l\u0117\u0161as i\u0161 savo \"payswix\" s\u0105skaitos \u012f kit\u0173 mok\u0117jimo paslaug\u0173 teik\u0117j\u0173 mok\u0117jimo s\u0105skaitas (atidarytas savo arba tre\u010di\u0173j\u0173[1]\u0161ali\u0173 vardu), \"payswix\" arba jos korespondentas gali b\u016bti nurodomas kaip Mok\u0117tojas. Kartu su Mok\u0117jimo pervedimu Gav\u0117jui pateikiama toliau nurodyta informacija, kuri, priklausomai nuo technini\u0173 galimybi\u0173, gali b\u016bti pervedama vienu ar keliais toliau nurodytais b\u016bdais:<\/p><p>5.5.1. i\u0161sami informacija apie pirmin\u012f Mok\u0117toj\u0105 - Klient\u0105 pateikiama pirminio Mok\u0117tojo lauke, jei j\u012f palaiko atitinkama e. bankininkyst\u0117s ar mok\u0117jimo sistema;<\/p><p>5.5.2. i\u0161sami informacija apie pradin\u012f Mok\u0117toj\u0105 - Klient\u0105 pateikiama mok\u0117jimo paskirties lauke.<\/p><p>5.6. Klientas turi teis\u0119 keisti payswix s\u0105skaitos Mok\u0117jimo operacij\u0173 limitus, Sistemoje nustatyta tvarka u\u017epildydamas papildom\u0105 S\u0105skaitos patvirtinim\u0105 ir nustatydamas kitus Mok\u0117jimo operacij\u0173 limitus, kurie \u012fsigalios po 12 (dvylikos) valand\u0173 nuo papildomo patikrinimo proced\u016br\u0173 atlikimo. Klientas gali nustatyti limitus savo nuo\u017ei\u016bra, ta\u010diau \"payswix\" turi teis\u0119 taikyti limitus Kliento \"payswix\" s\u0105skaitai be tokio sprendimo pagrindimo, ta\u010diau bet kuriuo atveju \u0161ie limitai nustatomi dinami\u0161kai, atsi\u017evelgiant \u012f Kliento patikrinimo status\u0105 ir bendr\u0105 Kliento profil\u012f. Klientas gali patikrinti taikomus limitus Sistemoje. Apie limito \u012fsigaliojim\u0105 Klientas bus informuotas el. pa\u0161tu.5.7. Klientas gali patikrinti \"payswix\" s\u0105skaitos likut\u012f ir I\u0161ra\u0161us prisijung\u0119s prie Paskyros. Taip pat pateikiama informacija apie visus taikytus Komisinius mokes\u010dius ir kitus mokes\u010dius, kurie per pasirinkt\u0105 laikotarp\u012f buvo nura\u0161yti i\u0161 Kliento \"payswix\" s\u0105skaitos.<\/p><p>5.8. Klientas patvirtina, kad:<\/p><p>5.8.1. \u012f \"payswix\" s\u0105skait\u0105 gaunamos l\u0117\u0161os n\u0117ra gautos d\u0117l nusikalstamos ar kitos neteis\u0117tos veiklos;<\/p><p>5.8.2. Klientas nesinaudos \"payswix\" teikiamomis Paslaugomis jokiais neteis\u0117tais tikslais, \u012fskaitant veiksmus ir operacijas, kuriais siekiama legalizuoti pinigus, gautus u\u017e nusikalstam\u0105 ar neteis\u0117t\u0105 veikl\u0105.<\/p><p>5.9. Kliento patvirtinimai, u\u017esakymai, pra\u0161ymai, prane\u0161imai ir kiti veiksmai, kuriuos jis atlieka tre\u010di\u0173j\u0173 asmen\u0173 interneto svetain\u0117se ar kitose vietose prisijung\u0119s prie savo \"payswix\" paskyros ir tokiu b\u016bdu save identifikav\u0119s, laikomi elektroniniu para\u0161u patvirtintu sandorio sudarymu.<\/p><p>5.10. \"payswix\" turi teis\u0119 \u012fra\u0161yti ir saugoti visus Mok\u0117jimo nurodymus, pateiktus bet kuriuo su \"payswix\" sutartu b\u016bdu, taip pat \u012fra\u0161yti ir saugoti informacij\u0105 apie visas Kliento arba pagal Kliento Mok\u0117jimo nurodymus atliktas Mok\u0117jimo operacijas, laikydamasi \"payswix\" privatumo politikos ir teis\u0117s akt\u0173 nuostat\u0173. \u0160iame punkte nurodytus \u012fra\u0161us \"payswix\" gali pateikti Klientui ir (arba) tretiesiems asmenims, kurie turi teis\u0119 gauti tokius duomenis teis\u0117s akt\u0173 nustatytais pagrindais, kaip \u012frodymus, patvirtinan\u010dius Mok\u0117jimo nurodym\u0173 pateikim\u0105 ir (arba) atliktas Mok\u0117jimo operacijas.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-709b204 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\"> Mok\u0117jimo nurodymo pri\u0117mimas, mok\u0117jimo nurodymui taikomi reikalavimai ir atsisakymas vykdyti mok\u0117jimo nurodym\u0105 <\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>6.1. \"payswix\" \u012fsipareigoja u\u017etikrinti tinkam\u0105 Kliento pateikt\u0173 Mok\u0117jimo nurodym\u0173 vykdym\u0105, laikydamasi \u010dia sutart\u0173 s\u0105lyg\u0173 ir teis\u0117s akt\u0173 reikalavim\u0173.<\/p><p>6.2. \"payswix\" vykdo Mok\u0117jimo nurodym\u0105, jei:<\/p><p>6.2.1. Mok\u0117jimo nurodyme yra pakankamai \"payswix\" reikalaujamos informacijos, jis suformuotas pagal Sistemoje nurodytus reikalavimus ir galioja Mok\u0117jimo nurodymo pateikimo metu; ir<\/p><p>6.2.2. Mok\u0117jimo pavedim\u0105 autorizavo Klientas; ir<\/p><p>6.2.3. \"payswix\" s\u0105skaitoje yra pakankamas ir neribotas likutis mok\u0117jimo nurodymo valiuta.<\/p><p>6.3. Kliento pateikti Mok\u0117jimo nurodymai turi b\u016bti suformuluoti ai\u0161kiai, nedviprasmi\u0161kai ir turi b\u016bti \u012fvykdomi. payswix neprisiima atsakomyb\u0117s u\u017e Kliento pateiktuose Mok\u0117jimo nurodymuose esan\u010dias klaidas, neatitikimus, pasikartojimus ir (arba) prie\u0161taravimus, \u012fskaitant, bet neapsiribojant, Mok\u0117jimo nurodyme pateikt\u0173 rekvizit\u0173 teisingum\u0105. Jei Kliento pateiktame Mok\u0117jimo nurodyme nepakanka duomen\u0173 arba jame yra tr\u016bkum\u0173, \"payswix\", nepriklausomai nuo Mok\u0117jimo nurodymo tr\u016bkum\u0173 pob\u016bd\u017eio, gali arba atsisakyti vykdyti tok\u012f Mok\u0117jimo nurodym\u0105, arba vykdyti j\u012f pagal Mok\u0117jimo nurodyme pateiktus duomenis.<\/p><p>6.4. Prie\u0161 vykdydama Kliento pateikt\u0105 Mok\u0117jimo nurodym\u0105, \"payswix\" turi teis\u0119 reikalauti i\u0161 Kliento dokument\u0173, \u012frodan\u010di\u0173 teis\u0117t\u0105 l\u0117\u0161\u0173 \u0161altin\u012f, susijus\u012f su Mok\u0117jimo nurodymu, ir kit\u0173 dokument\u0173, kaip numatyta \"payswix\" kovos su pinig\u0173 plovimu politikoje ir atitinkamuose kovos su pinig\u0173 plovimu \u012fstatymuose. Jei Klientas toki\u0173 dokument\u0173 nepateikia, \"payswix\" turi teis\u0119 atsisakyti vykdyti Mok\u0117jimo nurodym\u0105, sustabdyti kit\u0173 Paslaug\u0173 teikim\u0105 ir (arba) pareikalauti, kad Klientas pateikt\u0173 papildomus dokumentus. \"payswix\" neprisiima atsakomyb\u0117s u\u017e nuostolius, kurie gali atsirasti d\u0117l atsisakymo vykdyti pateikt\u0105 Mok\u0117jimo nurodym\u0105.<\/p><p>6.5. Jei Klientas pateik\u0117 \"payswix\" dokumentus, kurie neatitinka teis\u0117s akt\u0173 ir (arba) \"payswix\" nustatyt\u0173 reikalavim\u0173, arba \"payswix\" turi pagr\u012fst\u0173 abejoni\u0173 d\u0117l pateikt\u0173 dokument\u0173 autenti\u0161kumo ar teisingumo, \"payswix\" turi teis\u0119 atsisakyti vykdyti Kliento pateiktus Mok\u0117jimo nurodymus, sustabdyti kit\u0173 Paslaug\u0173 teikim\u0105 ir (arba) pareikalauti, kad Klientas pateikt\u0173 papildomus dokumentus. \"payswix\" neprisiima atsakomyb\u0117s u\u017e nuostolius, kurie gali atsirasti d\u0117l atsisakymo vykdyti pateikt\u0105 Mok\u0117jimo nurodym\u0105.<\/p><p>6.6. Reikalavimai Kliento internetu pateiktiems Mok\u0117jimo nurodymams:<\/p><p>6.6.1. norint atlikti Mok\u0117jimo operacij\u0105 internetu, reikia<\/p><p>Klientas turi u\u017epildyti Mok\u0117jimo nurodym\u0105 Sistemoje ir pateikti j\u012f vykdyti, elektroniniu b\u016bdu Sistemoje, naudodamasis Saugos duomenimis, patvirtindamas savo sutikim\u0105 vykdyti Mok\u0117jimo nurodym\u0105;<\/p><p>6.6.2. pateikus Mok\u0117jimo nurodym\u0105 Sistemoje, jo at\u0161aukti negalima (at\u0161aukti Mok\u0117jimo nurodym\u0105 galima tik tol, kol neprad\u0117tas vykdyti Mok\u0117jimo nurodymas - Mok\u0117jimo nurodymo b\u016bsena ir at\u0161aukimo galimyb\u0117 matoma Paskyroje);<\/p><p>6.6.3. jei Mok\u0117jimo nurodymas buvo u\u017epildytas neteisingai, Mok\u0117jimo operacija nevykdoma, i\u0161skyrus atvejus, kai (i) \"payswix\" \u012fvykd\u0117 Mok\u0117jimo nurodym\u0105 pagal Kliento Mok\u0117jimo nurodyme pateiktus duomenis arba (ii) \"payswix\" savo iniciatyva i\u0161imtiniais atvejais ir gavusi Kliento sutikim\u0105 pataiso Mok\u0117jimo nurodym\u0105 arba turi pakankamai informacijos, kad gal\u0117t\u0173 nustatyti informacijos teisingum\u0105 ir \u012fvykdyti Mok\u0117jimo nurodym\u0105 \u012fprasta tvarka.<\/p><p>6.7. Jei \"payswix\" gauna Mok\u0117jimo nurodym\u0105 pervesti l\u0117\u0161as \u012f Gav\u0117jo mok\u0117jimo s\u0105skait\u0105, esan\u010di\u0105 pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, toki\u0105 Mok\u0117jimo operacij\u0105 \"payswix\" atlieka pagal gautame Mok\u0117jimo nurodyme nurodyt\u0105 unikal\u0173 identifikatori\u0173 - Gav\u0117jo mok\u0117jimo s\u0105skaitos numer\u012f IBAN formatu, i\u0161skyrus atvejus, kai Gav\u0117jo mok\u0117jimo paslaug\u0173 teik\u0117jas nenaudoja IBAN s\u0105skaitos formato. \"payswix\" neprisiima atsakomyb\u0117s, jei Unikalus identifikatorius Mok\u0117jimo nurodyme nenurodytas arba yra neteisingas ir (arba) Gav\u0117jo MPT nustat\u0117 kitok\u012f Unikal\u0173 identifikatori\u0173, kad tokia Mok\u0117jimo operacija (l\u0117\u0161\u0173 \u012fskaitymas \u012f Gav\u0117jo mok\u0117jimo s\u0105skait\u0105) b\u016bt\u0173 tinkamai \u012fvykdyta. Jei \"payswix\" \u012fvykd\u0117 Mok\u0117jimo nurodym\u0105 pagal Kliento Mok\u0117jimo nurodyme pateiktus duomenis, laikoma, kad \"payswix\" tinkamai \u012fvykd\u0117 \u012fsipareigojimus ir pervestos sumos Klientui negr\u0105\u017eina.<\/p><p>6.8. \"payswix\" turi teis\u0119, bet ne pareig\u0105 patikrinti, ar \"payswix\" gautame mok\u0117jimo nurodyme nurodytas unikalus identifikatorius atitinka mok\u0117jimo s\u0105skaitos savininko vard\u0105 ir pavard\u0119 (titul\u0105). Ta\u010diau jei \"payswix\" \u012fvykd\u0117 Mok\u0117jimo nurodym\u0105 pagal Kliento Mok\u0117jimo nurodyme pateiktus duomenis (pavyzd\u017eiui, Klientas nurod\u0117 klaiding\u0105 Gav\u0117jo unikal\u0173 identifikatori\u0173 ar kitus b\u016btinus rekvizitus), \"payswix\" \u012fsipareigoja imtis vis\u0173 pagr\u012fst\u0173 priemoni\u0173, kad atsekti Mok\u0117jimo nurodym\u0105 ir siekti susigr\u0105\u017einti Mok\u0117jimo operacijai \u012fvykdyti panaudotas l\u0117\u0161as. Jei \u0161iame punkte nurodyt\u0173 l\u0117\u0161\u0173 susigr\u0105\u017einti ne\u012fmanoma, \"payswix\", Klientui papra\u0161ius, \u012fsipareigoja suteikti Klientui vis\u0105 turim\u0105 informacij\u0105, kuri yra svarbi Klientui, kad jis (ji) gal\u0117t\u0173 imtis teisini\u0173 veiksm\u0173 l\u0117\u0161oms susigr\u0105\u017einti, \u012fskaitant ie\u0161kinio pateikim\u0105 teismui.<\/p><p>6.9. Prireikus ir (arba) reikalaujant kit\u0173 valstybi\u0173 institucijoms, \"payswix\" turi teis\u0119 papra\u0161yti papildomos informacijos (pvz., Gav\u0117jo vardo, pavard\u0117s ir pareig\u0173, mok\u0117jimo kodo), reikalingos tinkamam Mok\u0117jimo nurodymo \u012fvykdymui.<\/p><p>6.10. Vykdydama Kliento inicijuotus Mok\u0117jimo nurodymus, \"payswix\" perduoda MPT informacij\u0105 (\u012fskaitant Kliento asmens duomenis), kuri\u0105 Klientas nurod\u0117 Mok\u0117jimo nurodyme.<\/p><p>6.11. Jei Klientas yra Mok\u0117tojas, laikoma, kad \"payswix\" gavo Mok\u0117jimo nurodym\u0105 (pradedamas skai\u010diuoti tokio Mok\u0117jimo nurodymo \u012fvykdymo terminas) jo gavimo dien\u0105 arba, jei Mok\u0117jimo nurodymo gavimo momentas n\u0117ra \"payswix\" darbo diena, laikoma, kad Mok\u0117jimo nurodymas gautas artimiausi\u0105 \"payswix\" darbo dien\u0105.<\/p><p>6.12. Mok\u0117jimo nurodymas, kur\u012f \"payswix\" gavo \"payswix\" darbo dien\u0105, bet ne \"payswix\" nustatytomis darbo valandomis, laikomas gautu artimiausi\u0105 \"payswix\" darbo dien\u0105.<\/p><p>6.13. Mok\u0117jimo nurodymo vykdymo s\u0105lygos:<\/p><p>6.13.1. Mok\u0117jimo nurodymai tarp payswix sistemos naudotoj\u0173 vykdomi nedelsiant (iki keli\u0173 minu\u010di\u0173, i\u0161skyrus atvejus, kai Mok\u0117jimo operacija sustabdoma teis\u0117s akt\u0173 ir \u0161ios Sutarties nustatytais atvejais), nepriklausomai nuo payswix darbo laiko;<\/p><p>6.13.2. jei Mok\u0117jimo nurodymas turi b\u016bti \u012fvykdytas ES\/EEE teritorijoje per SEPA pervedimo schem\u0105 - Mok\u0117jimo nurodymas \u012fvykdomas per 1 darbo dien\u0105, i\u0161skyrus atvejus, kai Mok\u0117jimo nurodymas sustabdomas d\u0117l teis\u0117s aktuose ir (arba) Sutartyje nustatyt\u0173 atvej\u0173, \"payswix\" darbo valandomis;<\/p><p>6.13.3. jei Mok\u0117jimo nurodymas turi b\u016bti \u012fvykdytas ES\/EEE teritorijoje, bet ne EUR valiuta - Mok\u0117jimo nurodymas turi b\u016bti \u012fvykdytas ne v\u0117liau kaip per 4 darbo dienas, i\u0161skyrus atvejus, kai Mok\u0117jimo nurodymas sustabdomas d\u0117l teis\u0117s aktuose ir (arba) Sutartyje nustatyt\u0173 atvej\u0173, neatsi\u017evelgiant \u012f \"payswix\" darbo laik\u0105;<\/p><p>6.13.4. jei Mok\u0117jimo nurodymas turi b\u016bti \u012fvykdytas ne ES\/EEE teritorijoje arba ES\/EEE teritorijoje, bet ne EUR valiuta - Mok\u0117jimo nurodymas turi b\u016bti \u012fvykdytas ne v\u0117liau kaip per 5 darbo dienas, i\u0161skyrus atvejus, kai Mok\u0117jimo nurodymas sustabdomas d\u0117l teis\u0117s aktuose ir (arba) Sutartyje nustatyt\u0173 atvej\u0173. Klientas gali susisiekti su \"payswix\", kad gaut\u0173 daugiau informacijos apie tik\u0117tin\u0105 Mok\u0117jimo nurodymo \u012fvykdymo termin\u0105.<\/p><p>6.14. \"payswix\" turi teis\u0119 atsisakyti vykdyti Mok\u0117jimo nurodym\u0105 \u0161iais atvejais:<\/p><p>6.14.1. neteisingai u\u017epildytas Mok\u0117jimo nurodymas (t. y. neteisingai nurodytas Gav\u0117jo unikalus identifikatorius, kiti privalomi rekvizitai);<\/p><p>6.14.2. \"payswix\" pagr\u012fstai abejoja, kad Mok\u0117jimo nurodym\u0105 pateik\u0117 ne Klientas ar Kliento atstovas;<\/p><p>6.14.3. Pats mok\u0117jimo nurodymas arba pateikti pra\u0161omi dokumentai yra \u012ftartini ir neatrodo teis\u0117ti;<\/p><p>6.14.4. Klientas nepateik\u0117 pra\u0161om\u0173 papildom\u0173 dokument\u0173, kaip nurodyta Sutarties 6.4 punkte;<\/p><p>6.14.5. Mok\u0117jimo nurodymas neatitinka payswix arba payswix korespondent\u0173 rizikos apetito;<\/p><p>6.14.6. Kiti Sutartyje ir teis\u0117s aktuose numatyti atvejai.<\/p><p>6.15. 6.14.1-6.14.2 punktuose nurodytomis aplinkyb\u0117mis \"payswix\" turi teis\u0119, bet ne pareig\u0105: (i) pareikalauti i\u0161 Kliento pateikti nauj\u0105 Mok\u0117jimo nurodym\u0105 su teisinga informacija, (ii) pareikalauti i\u0161 Kliento papildomai patvirtinti pateikt\u0105 Mok\u0117jimo nurodym\u0105 ir (arba) (iii) Kliento s\u0105skaita pateikti dokumentus, patvirtinan\u010dius asmen\u0173 teises valdyti \"payswix\" s\u0105skaitoje esan\u010dias l\u0117\u0161as, arba kitus \"payswix\" nurodytus dokumentus, priimtinus \"payswix\". Auk\u0161\u010diau nurodytame punkte nurodytais atvejais \"payswix\" veikia siekdama apsaugoti teis\u0117tus Kliento, \"payswix\" ir (arba) kit\u0173 asmen\u0173 interesus, tod\u0117l \"payswix\" neprisiima atsakomyb\u0117s u\u017e nuostolius, kurie gali atsirasti d\u0117l atsisakymo vykdyti pateikt\u0105 Mok\u0117jimo nurodym\u0105.<\/p><p>6.16. Jei \"payswix\" atsisak\u0117 vykdyti Kliento pateikt\u0105 mok\u0117jimo nurodym\u0105, \"payswix\" nedelsdama apie tai informuoja Klient\u0105 arba sudaro b\u016btinas s\u0105lygas, kad Klientas gal\u0117t\u0173 susipa\u017einti su tokiu prane\u0161imu, i\u0161skyrus atvejus, kai toks prane\u0161imas yra techni\u0161kai ne\u012fmanomas arba draud\u017eiamas teis\u0117s akt\u0173.<\/p><p>6.17. Payswix turi teis\u0119 sustabdyti ir (arba) nutraukti Mok\u0117jimo operacijos vykdym\u0105, jei payswix mano, kad Mok\u0117jimo operacija yra nes\u0105\u017eininga, neteis\u0117ta arba reikalaujama pagal \u012fstatymus, arba jei tai b\u016btina d\u0117l kit\u0173 nuo payswix nepriklausan\u010di\u0173 prie\u017eas\u010di\u0173.<\/p><p>6.18. \"payswix\" nepriima ir nevykdo Kliento Mok\u0117jimo nurodym\u0173 atlikti Mok\u0117jimo operacijas Kliento \"payswix\" s\u0105skaitoje, jei \"payswix\" s\u0105skaitoje esan\u010dios l\u0117\u0161os yra are\u0161tuotos, Kliento teis\u0117 valdyti l\u0117\u0161as yra kitaip teisi\u0161kai apribota arba jei operacijos yra sustabdytos galiojan\u010diais teis\u0117s aktais.<\/p><p>6.19. Jei pagal Mok\u0117jimo nurodym\u0105 pervestos l\u0117\u0161os gr\u0105\u017einamos \"payswix\" d\u0117l prie\u017eas\u010di\u0173, nepriklausan\u010di\u0173 nuo \"payswix\" (netiksl\u016bs Mok\u0117jimo nurodymo duomenys, Gav\u0117jo mok\u0117jimo s\u0105skaita u\u017edaryta ir t. t.), gr\u0105\u017einta suma \u012fskaitoma \u012f Kliento \"payswix\" s\u0105skait\u0105. Komisiniai mokes\u010diai<\/p><p>Kliento sumok\u0117ti u\u017e Mok\u0117jimo nurodymo vykdym\u0105 negr\u0105\u017einami, o kiti mokes\u010diai, susij\u0119 su l\u0117\u0161\u0173 gr\u0105\u017einimu ir taikomi \"payswix\", gali b\u016bti i\u0161skai\u010diuoti i\u0161 Kliento \"payswix\" s\u0105skaitos.<\/p><p>6.20. Klientas, gav\u0119s l\u0117\u0161as, kurios buvo \u012fskaitytos \u012f jo \"payswix\" s\u0105skait\u0105 per klaid\u0105 arba kitais b\u016bdais, neturin\u010diais teisinio pagrindo, privalo apie tai prane\u0161ti \"payswix\". Klientas neturi teis\u0117s disponuoti jam nepriklausan\u010diomis l\u0117\u0161omis. Tokiais atvejais \"payswix\" turi teis\u0119, o Klientas duoda neat\u0161aukiam\u0105 sutikim\u0105 nura\u0161yti l\u0117\u0161as nuo Kliento \"payswix\" s\u0105skaitos be Kliento mok\u0117jimo nurodymo. Jei Kliento \"payswix\" s\u0105skaitoje esan\u010di\u0173 l\u0117\u0161\u0173 nepakanka per klaid\u0105 \u012fskaitytoms l\u0117\u0161oms nura\u0161yti, Klientas bes\u0105lygi\u0161kai \u012fsipareigoja gr\u0105\u017einti \"payswix\" per klaid\u0105 \u012fskaitytas l\u0117\u0161as per 3 (tris) darbo dienas nuo tokio \"payswix\" reikalavimo gavimo dienos.<\/p><p>6.21. Mok\u0117jimo pervedimai gali b\u016bti standartiniai ir skub\u016bs. Mok\u0117jimo pervedimo b\u016bd\u0105 pasirenka Klientas, pateikdamas Mok\u0117jimo nurodym\u0105. Jei Klientas nepasirenka Mok\u0117jimo pervedimo b\u016bdo, laikoma, kad Klientas inicijavo standartin\u012f Mok\u0117jimo pervedim\u0105.<\/p><p>6.22. Jei Klientas yra l\u0117\u0161\u0173 gav\u0117jas, jis privalo Mok\u0117tojui pateikti i\u0161sami\u0105 ir tiksli\u0105 informacij\u0105, kad Mok\u0117tojo MPT atliktas Mok\u0117jimo nurodymas Mok\u0117jimo operacijai visais atvejais atitikt\u0173 Sistemoje esan\u010dius ir pervedimo metu galiojan\u010dius nurodymus.<\/p><p>6.23. Jei \"payswix\", gavusi Gav\u0117jui adresuot\u0105 Mok\u0117jimo nurodym\u0105, negali pervesti Gav\u0117jui Mok\u0117jimo nurodyme nurodyt\u0173 l\u0117\u0161\u0173 d\u0117l Mok\u0117tojo klaid\u0173, padaryt\u0173 Mok\u0117jimo nurodyme, \"payswix\" gr\u0105\u017eina l\u0117\u0161as Mok\u0117tojui per 2 (dvi) darbo dienas.<\/p><p>6.24. Visais atvejais, kai \"payswix\" gauna Mok\u0117jimo nurodym\u0105, ta\u010diau l\u0117\u0161os negali b\u016bti \u012fskaitytos d\u0117l klaid\u0173 Mok\u0117jimo nurodyme arba nepakankamos informacijos, o nei Mok\u0117tojas, nei Gav\u0117jas nesikreip\u0117 \u012f \"payswix\" d\u0117l Mok\u0117jimo nurodymo patikslinimo, \"payswix\" imasi vis\u0173 \u012fmanom\u0173 priemoni\u0173 Mok\u0117jimo operacijai sekti, kad gaut\u0173 tiksli\u0105 informacij\u0105 ir \u012fvykdyt\u0173 Mok\u0117jimo nurodym\u0105 (\u012fskaityt\u0173 l\u0117\u0161as \u012f Gav\u0117jo \"payswix\" s\u0105skait\u0105). Mok\u0117jimo operacijai sekti gali b\u016bti naudojamos \u0161ios priemon\u0117s:<\/p><p>6.24.1. \"payswix\" susisiekia su l\u0117\u0161as atsiuntusiu Mok\u0117tojo mok\u0117jimo paslaug\u0173 teik\u0117ju.<\/p><p>nurodyta Mok\u0117jimo nurodyme su pra\u0161ymu kreiptis \u012f Mok\u0117toj\u0105 d\u0117l informacijos patikslinimo. \u0160i priemon\u0117 taikoma, jei yra galimybi\u0173 susisiekti su Mok\u0117tojo MPT elektronin\u0117mis priemon\u0117mis.<\/p><p>6.25. jei ne\u012fmanoma taikyti n\u0117 vienos i\u0161 punkte i\u0161vardyt\u0173 priemoni\u0173<\/p><p>6.24 Mok\u0117jimo nurodymo sekimo ir kitais atvejais, kai \"payswix\" laukia tikslios informacijos apie Mok\u0117jimo nurodym\u0105, Mok\u0117jimo nurodyme nurodytos l\u0117\u0161os saugomos \"payswixsafeguarding\" s\u0105skaitoje ne ilgiau kaip 2 (dvi) darbo dienas, o po to gr\u0105\u017einamos Mok\u0117tojui, nebent laiku gaunama tiksli informacija ir Mok\u0117jimo nurodymas gali b\u016bti \u012fskaitytas \u012f Gav\u0117jo \"payswix\" s\u0105skait\u0105.<\/p><p>6.26. \"payswix\" pasilieka teis\u0119 sustabdyti\/panaikinti\/atmesti mok\u0117jimus arba \u012f\u0161aldyti l\u0117\u0161as, skirtas vidaus tyrimui, jei nustatomas galimas sutapimas su OFAC ekonomini\u0173 sankcij\u0173 programomis.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-fa4bac7 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Sutikimo suteikimas ir at\u0161aukimas, mok\u0117jimo nurodymo at\u0161aukimas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>7.1. Mok\u0117jimo operacija laikoma autorizuota tik tuo atveju, jei Klientas duoda sutikim\u0105. Sutikimas atlikti Mok\u0117jimo operacij\u0105, duotas payswix tarpininkui, veikian\u010diam payswix vardu, laikomas duotu payswix. Sutikimas tur\u0117t\u0173 b\u016bti patvirtintas Saugumo duomenimis, kodais ir (arba) kitomis tapatyb\u0117s patvirtinimo priemon\u0117mis. Visais \u0161iame punkte numatytais atvejais sutikimas laikomas tinkamai patvirtintu Kliento, turi toki\u0105 pa\u010di\u0105 teisin\u0119 gali\u0105 kaip ir Kliento (Kliento atstovo) pasira\u0161ytas popierinis dokumentas (sutikimas), yra leistinas kaip \u012frodin\u0117jimo priemon\u0117 sprend\u017eiant \"payswix\" ir Kliento gin\u010dus teismuose ir kitose institucijose. Klientas neturi teis\u0117s gin\u010dyti \"payswix\" atliktos mok\u0117jimo operacijos, jei mok\u0117jimo nurodymas buvo patvirtintas \u0161iame punkte nustatyta tvarka pateiktu sutikimu.<\/p><p>7.2. Klientas sutinka, kad \"payswix\" perduot\u0173 Kliento asmens duomenis asmenims, tiesiogiai susijusiems su Mok\u0117jimo operacijos vykdymu, pavyzd\u017eiui, tarptautin\u0117ms mok\u0117jimo korteli\u0173 organizacijoms, \u012fmon\u0117ms, tvarkan\u010dioms informacij\u0105 apie mok\u0117jimus mok\u0117jimo kortel\u0117mis, Gav\u0117jo mok\u0117jimo paslaug\u0173 teik\u0117jui, mok\u0117jimo sistemos operatoriui, vykdan\u010diam Mok\u0117jimo operacij\u0105, \"payswix\" tarpininkams ir (arba) Gav\u0117jo mok\u0117jimo paslaug\u0173 teik\u0117jui ir Gav\u0117jui.<\/p><p>7.3. Mok\u0117jimo nurodymo at\u0161aukimo tvarka:<\/p><p>7.3.1. Mok\u0117jimo nurodymas negali b\u016bti at\u0161auktas po to, kai \"payswix\" j\u012f gauna, i\u0161skyrus Sutartyje arba \u012fstatymuose numatytus atvejus;<\/p><p>7.3.2. jei Mok\u0117jimo operacij\u0105 inicijavo Gav\u0117jas arba ji buvo inicijuota per Gav\u0117j\u0105 (pvz., Mok\u0117jimo operacija mok\u0117jimo kortele), Mok\u0117tojas negali at\u0161aukti Mok\u0117jimo nurodymo po to, kai Mok\u0117jimo nurodymas buvo i\u0161si\u0173stas arba Mok\u0117tojas dav\u0117 Gav\u0117jui sutikim\u0105 atlikti Mok\u0117jimo operacij\u0105;<\/p><p>7.3.3. pasibaigus Sutarties 7.3.1-7.3.2 punktuose nustatytiems terminams, Mok\u0117jimo pavedimas gali b\u016bti at\u0161auktas tik tuo atveju, jei Klientas ir \"payswix\" d\u0117l to susitaria. Tais atvejais, kurie numatyti<\/p><p>Sutarties 7.3.2 punkt\u0105, taip pat b\u016btinas Gav\u0117jo sutikimas.<\/p><p>7.4. Jei Klientas pateikia neteising\u0105 Mok\u0117jimo nurodym\u0105, ta\u010diau Mok\u0117jimo nurodymas dar n\u0117ra \u012fvykdytas ir gali b\u016bti at\u0161auktas, kaip nurodyta auk\u0161\u010diau esan\u010diame punkte, Klientas gali pra\u0161yti at\u0161aukti pateikt\u0105 Mok\u0117jimo nurodym\u0105 ir i\u0161taisyti Mok\u0117jimo nurodym\u0105 susisiek\u0119s su \"payswix\".<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-9a2923b transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Saugumo priemon\u0117s<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>8.1. Nor\u0117damas autorizuoti Mok\u0117jimo operacij\u0105, Klientas turi naudoti Saugumo \u012fgaliojimus.<\/p><p>8.2. \"payswix\" gali \u012fvesti papildomas saugumo priemones papildomoms Paslaugoms ar produktams. \"payswix\" i\u0161 anksto informuos Klient\u0105 apie visas tokias saugumo priemones.<\/p><p>8.3. Klientas pats atsako u\u017e saug\u0173 saugumo \u012fgaliojim\u0173 saugojim\u0105.<\/p><p>8.4. Payswix atsako u\u017e Kliento korteli\u0173 tur\u0117toj\u0173 duomen\u0173 aplinkos saugum\u0105, ta\u010diau Klientas \u012fsipareigoja saugoti ir neatskleisti joki\u0173 savo sukurt\u0173 ar pagal Sutart\u012f jam suteikt\u0173 S\u0105skaitos saugumo duomen\u0173, Mok\u0117jimo priemon\u0117s saugumo duomen\u0173 ir korteli\u0173 tur\u0117toj\u0173 duomen\u0173 tretiesiems asmenims bei neleisti kitiems asmenims naudotis Paslaugomis Kliento vardu. Jei Klientas ne\u012fvykd\u0117 \u0161io \u012fsipareigojimo ir (arba) gal\u0117jo, bet neu\u017ekirto tam kelio ir (arba) atliko tokius veiksmus ty\u010dia arba d\u0117l savo neatsargumo, Klientas visi\u0161kai prisiima nuostolius ir \u012fsipareigoja atlyginti kit\u0173 asmen\u0173 nuostolius, patirtus d\u0117l nurodyt\u0173 Kliento veiksm\u0173 ar neveikimo.<\/p><p>8.5. Jei bet kuriuo metu Klientas su\u017eino arba \u012ftaria, kad Mok\u0117jimo priemon\u0117 ir (arba) Mok\u0117jimo priemon\u0117s ir (arba) S\u0105skaitos saugumo patvirtinimo duomenys buvo prarasti, pavogti, neteis\u0117tai pasisavinti, panaudoti be leidimo ar kitaip pa\u017eeisti, Klientas, jei yra tokia galimyb\u0117, nedelsdamas pakei\u010dia Saugos duomenis, kad i\u0161vengt\u0173 tolesni\u0173 neautorizuot\u0173 veiksm\u0173 S\u0105skaitoje ir (arba) Mok\u0117jimo priemon\u0117je, ir nedelsdamas (ne v\u0117liau kaip per vien\u0105 kalendorin\u0119 dien\u0105) apie tai prane\u0161a \"payswix\" Sutarties 10 skyriuje nurodytais b\u016bdais, jei Sutartyje ir jos prieduose pateiktose Mok\u0117jimo priemon\u0117s i\u0161davim\u0105 ir naudojim\u0105 reglamentuojan\u010diose taisykl\u0117se nenumatyta kitaip.<\/p><p>8.6. Klientas supranta, kad bet koks nepagr\u012fstas delsimas prane\u0161ti, kaip nurodyta pirmiau nurodytame punkte, gali lemti Kliento atsakomyb\u0119 u\u017e bet kokius nuostolius ar \u017eal\u0105, atsiradusi\u0105 d\u0117l pirmiau nurodyto praradimo, vagyst\u0117s, neteis\u0117to pasisavinimo ar neautorizuoto S\u0105skaitos ir (arba) Mok\u0117jimo priemon\u0117s naudojimo, kaip nurodyta Sutarties 15.12 punkte.<\/p><p>8.7. \"payswix\", gavusi pirmiau \u0161iame punkte nurodyt\u0105 Kliento prane\u0161im\u0105, nedelsdama sustabdo prieig\u0105 prie Kliento S\u0105skaitos \/ blokuoja Kliento Mok\u0117jimo priemon\u0119 ir sustabdo \"payswix\" Paslaug\u0173 teikim\u0105, kol Klientui bus pateikti \/ sukurti nauji Saugumo duomenys ir \/ arba Klientui bus i\u0161duota nauja Mok\u0117jimo priemon\u0117.<\/p><p>8.8. Klientas privalo u\u017etikrinti, kad bet koks kompiuteris ar kita sistema, programin\u0117 \u012franga, \u012franga ar \u012frenginys, prie kurio Klientas prieina ar naudoja<\/p><p>Paskyra ir \"payswix\" paskyros valdymas yra apsaugoti ir neapsaugoti nuo virus\u0173 ar kit\u0173 kenk\u0117ji\u0161k\u0173 program\u0173 ir destruktyvi\u0173 komponent\u0173.<\/p><p>8.9. \"payswix\" atkreipia Kliento d\u0117mes\u012f \u012f tai, kad su Paskyra susietas el. pa\u0161tas, taip pat kitos priemon\u0117s (pvz., mobiliojo telefono numeris), kurios Kliento pasirinkimu yra susietos su jo Paskyra, yra naudojamos kaip komunikacijos ar Kliento identifikavimo priemon\u0117s, tod\u0117l \u0161ias priemones ir prisijungimus prie j\u0173 Klientas privalo saugoti, o apie bet kokius el. pa\u0161to ir priemoni\u0173 pasikeitimus privalo prane\u0161ti \"payswix\" per 3 (tris) kalendorines dienas. Klientas visi\u0161kai atsako u\u017e savo el. pa\u0161to slapta\u017eod\u017ei\u0173 ir vis\u0173 kit\u0173 jo naudojam\u0173 priemoni\u0173 bei prisijungimo prie j\u0173 slapta\u017eod\u017ei\u0173 saugum\u0105. Slapta\u017eod\u017eiai yra slapta informacija, tod\u0117l Klientas atsako u\u017e jos atskleidim\u0105 ir u\u017e visas operacijas, atliekamas \u012fvedus Kliento naudojamos atitinkamos paskyros ar kitos mok\u0117jimo priemon\u0117s slapta\u017eod\u012f. payswix rekomenduoja \u012fsiminti slapta\u017eod\u017eius ir j\u0173 neu\u017esira\u0161in\u0117ti bei ne\u012fvedin\u0117ti jokiose priemon\u0117se, kur juos gali matyti kiti asmenys. payswix siun\u010dia Klientui priminimus pakeisti slapta\u017eod\u017eius kas 180 dien\u0173.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-4a4fb1e transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Kliento teis\u0117s ir pareigos. Draud\u017eiama veikla <\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>9.1. Naudodamasis \"payswix\" teikiamomis paslaugomis, Klientas privalo elgtis r\u016bpestingai ir atsargiai, kad i\u0161vengt\u0173 galim\u0173 suk\u010diavimo pasekmi\u0173. Prie\u0161 naudodamasis ar toliau naudodamasis \"payswix\" paslaugomis, Klientas patvirtina, kad per\u017ei\u016br\u0117jo ir susipa\u017eino su \"payswix\" parengtomis suk\u010diavimo prevencijos gair\u0117mis, kurias galima rasti Suk\u010diavimo prevencijos gair\u0117se.<\/p><p>9.2. Klientas \u012fsipareigoja nedelsdamas, bet ne v\u0117liau kaip per 3 (tris) kalendorines dienas informuoti \"payswix\" apie bet kokius pasikeitimus, kurie kartais gali \u012fvykti d\u0117l bet kokios Kliento pateiktos informacijos ar dokument\u0173, \u012fskaitant informacij\u0105, pateikt\u0105 registruojantis Sistemoje, taip pat informacij\u0105, susijusi\u0105 su Kliento kontaktais, verslu, Kliento klient\u0173 portfeliu, finansine pad\u0117timi, teisiniu statusu, \u012fmon\u0117s strukt\u016bra, naudos gav\u0117jo nuosavybe ir t. t., nepriklausomai nuo to, ar \u0161i informacija jau buvo perduota vie\u0161iesiems registrams \/ institucijoms, ar ne.<\/p><p>9.3. Vykstant \u0160ali\u0173 verslo santykiams, \"payswix\" pareikalavus, Klientas pateikia papildom\u0105 informacij\u0105 ir (arba) dokumentus, susijusius su Klientu, jo verslo veikla ir (arba) Paslaug\u0173 teikimu, kad b\u016bt\u0173 tinkamai suma\u017einta pinig\u0173 plovimo prevencijos rizika.<\/p><p>9.4. \"payswix\" periodi\u0161kai reikalauja, kad Klientas atnaujint\u0173 klausimyn\u0105 ir pateikt\u0173 visus papildomus, patvirtinan\u010dius dokumentus, duomenis ir informacij\u0105, susijusi\u0105 su KYC procesais, kad b\u016bt\u0173 laikomasi galiojan\u010di\u0173 \u012fstatym\u0173. \"payswix\" informuos ir i\u0161si\u0173s Klientui pra\u0161ym\u0105 bei nurodys termin\u0105, per kur\u012f reikia pateikti reikiamus dokumentus, duomenis ir informacij\u0105.<\/p><p>9.5. Klientas periodi\u0161kai (ne re\u010diau kaip kart\u0105 per m\u0117nes\u012f) tikrina S\u0105skaitoje pateiktus i\u0161ra\u0161us, kad gal\u0117t\u0173 patikrinti Mok\u0117jimo operacijas. 9.6. Klientas nedelsdamas, bet ne v\u0117liau kaip per 13 (trylika) m\u0117nesi\u0173 nuo to momento, kai Klientas su\u017eino, kad Mok\u0117jimo operacijos buvo atliktos netinkamai ir (arba) Klientas neautorizavo Mok\u0117jimo operacij\u0173, apie tai prane\u0161a \"payswix\".<\/p><p>9.6. Klientas pateikia \"payswix\" vis\u0105 turim\u0105 informacij\u0105 apie bet kokius neteis\u0117tus prisijungimus prie paskyros, taip pat apie bet kokius neteis\u0117tus tre\u010di\u0173j\u0173 \u0161ali\u0173 veiksmus, atliktus d\u0117l tokio neteis\u0117to prisijungimo, kaip nurodyta Sutarties 8 skyriuje.<\/p><p>9.7. Klientas \u012fsipareigoja pad\u0117ti i\u0161tirti neautorizuotas ar neteisingai atliktas Mok\u0117jimo operacijas.<\/p><p>9.8. \"payswix\" turi teis\u0119 pasitelkti tre\u010diuosius asmenis i\u0161 dalies arba visi\u0161kai \u012fvykdyti Kliento Mok\u0117jimo nurodym\u0105, jei to reikalauja Kliento interesai ir (arba) Mok\u0117jimo nurodymo esm\u0117. Tuo atveju, jei Kliento Mok\u0117jimo nurodymo esm\u0117 reikalauja i\u0161si\u0173sti ir \u012fvykdyti<\/p><p>Mok\u0117jimas toliau atliekamas per kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, ta\u010diau \u0161is mok\u0117jimo paslaug\u0173 teik\u0117jas sustabdo mok\u0117jimo nurodymo vykdym\u0105, payswix neatsako u\u017e tokius finans\u0173 \u012fstaigos veiksmus, ta\u010diau stengiasi i\u0161siai\u0161kinti mok\u0117jimo nurodymo sustabdymo prie\u017eastis.<\/p><p>9.9. Klientui, besinaudojan\u010diam \"payswix\" paslaugomis, draud\u017eiama (Draud\u017eiam\u0173 veiksm\u0173 s\u0105ra\u0161as):<\/p><p>9.9.1. nesilaiko Sutarties, Papildym\u0173, teis\u0117s akt\u0173, \u012fskaitant, bet neapsiribojant, kovos su pinig\u0173 plovimu \u012fstatymus, s\u0105lyg\u0173;<\/p><p>9.9.2. pa\u017eeid\u017eia \"payswix\" ir tre\u010di\u0173j\u0173 \u0161ali\u0173 teises \u012f preki\u0173 \u017eenklus, autori\u0173 teises, komercines paslaptis ir kitas intelektin\u0117s nuosavyb\u0117s teises;<\/p><p>9.9.3. pateikti \"payswix\" melaging\u0105, klaidinan\u010di\u0105 ar neteising\u0105 informacij\u0105; atsisakyti pateikti informacij\u0105 ar atlikti kitus veiksmus, kuri\u0173 pagr\u012fstai reikalauja \"payswix\";<\/p><p>9.9.4. neteisingos, klaidinan\u010dios ar neteisingos informacijos apie \"payswix\" ir bendradarbiavim\u0105 su \"payswix\" teikimas tre\u010diosioms \u0161alims;<\/p><p>9.9.5. neteis\u0117tai \u012fgyt\u0173 l\u0117\u0161\u0173 Mok\u0117jimo pervedim\u0173 vykdymas ar pri\u0117mimas, jei Klientas apie tai \u017eino ar tur\u0117t\u0173 \u017einoti;<\/p><p>9.9.6. naudotis \"payswix\" paslaugomis taip, kad tai sukelia nuostolius, atsakomyb\u0119 ar kitas neigiamas teisines pasekmes arba kenkia \"payswix\" ar su \"payswix\" susijusi\u0173 tre\u010di\u0173j\u0173 asmen\u0173 dalykinei reputacijai;<\/p><p>9.9.7. naudotis \"payswix\" paslaugomis i\u0161 \"payswix\" nepriimtin\u0173 \u0161ali\u0173;<\/p><p>9.9.8. platinti kompiuterinius virusus ir imtis kit\u0173 veiksm\u0173, galin\u010di\u0173 sukelti sistemos veikimo sutrikimus, informacijos sugadinim\u0105 ar sunaikinim\u0105 ir kitoki\u0105 \u017eal\u0105 \"payswix\" Sistemai, \u012frangai ar informacijai;<\/p><p>9.9.9. atlikti bet kokius kitus ty\u010dinius veiksmus, galin\u010dius sutrikdyti \"payswix\" Paslaug\u0173 teikim\u0105 Klientui ar tre\u010diosioms \u0161alims arba tinkam\u0105 Sistemos veikim\u0105;<\/p><p>9.9.10. organizuoti neteis\u0117tus azartinius lo\u0161imus, neteis\u0117t\u0105 prekyb\u0105 akcijomis, indeksais, \u017ealiavomis, valiuta (pvz., Forex), pasirinkimo sandoriais, bir\u017eoje prekiaujamais fondais (ETF); teikti prekybos, investavimo ar kitas paslaugas valiut\u0173 bir\u017eose, Forex rinkose ir kitose elektronin\u0117se valiutos prekybos sistemose; u\u017esiimti neteis\u0117ta prekyba tabako gaminiais, alkoholiu, receptiniais vaistais, steroidais, ginklais, narkotin\u0117mis med\u017eiagomis ir j\u0173 atributais, pornografine produkcija, nelicencijuotomis loterijomis, neteis\u0117ta programine \u012franga ir kitais \u012fstatym\u0173 draud\u017eiamais daiktais ar produktais;<\/p><p>9.9.11. be i\u0161ankstinio ra\u0161ti\u0161ko \"payswix\" sutikimo teikti finansines paslaugas ir (arba) teis\u0117tai organizuoti prekyb\u0105 akcijomis, indeksais, \u017ealiavomis, valiutomis (pvz., Forex), pasirinkimo sandoriais, bir\u017eoje prekiaujamais fondais (ETF), teikti prekybos, investavimo ar kitas paslaugas, susijusias su valiuta.<\/p><p>bir\u017eose, Forex rinkose ir kitose elektronin\u0117se valiut\u0173 prekybos sistemose. Jei Klientas ketina teikti finansines paslaugas naudodamasis S\u0105skaita, jis turi tur\u0117ti galiojan\u010di\u0105 licencij\u0105, i\u0161duot\u0105 Europos S\u0105jungos valstyb\u0117je nar\u0117je arba tre\u010diojoje \u0161alyje, kuri yra nusta\u010diusi lygiaver\u010dius arba i\u0161 esm\u0117s pana\u0161ius reikalavimus ir kurios laikym\u0105si pri\u017ei\u016bri kompetentingos institucijos;<\/p><p>9.9.12. be i\u0161ankstinio ra\u0161ti\u0161ko \"payswix\" sutikimo organizuoti teis\u0117tus lo\u0161imus, loterijas, kit\u0105 specialiai licencijuot\u0105 ar leidimo reikalaujan\u010di\u0105 veikl\u0105. Jei Klientas ketina teikti nurodytas paslaugas naudodamasis Paskyra, jis privalo tur\u0117ti galiojan\u010di\u0105 licencij\u0105, i\u0161duot\u0105 Europos S\u0105jungos valstyb\u0117je nar\u0117je ir pri\u017ei\u016brim\u0105 kompetenting\u0173 institucij\u0173 d\u0117l atitikties \u0161iems reikalavimams;<\/p><p>9.9.13. Registruoti Paskyr\u0105 i\u0161galvotu ar svetimu vardu, neturint \u012fgaliojimo; Registruoti Paskyr\u0105 naudojantis kit\u0173 asmen\u0173 ar interneto svetaini\u0173 teikiamomis anonimini\u0173 telefono numeri\u0173 ar el. pa\u0161to adres\u0173 paslaugomis;<\/p><p>9.9.14. teikti paslaugas, kurias draud\u017eia \u012fstatymai arba kurios prie\u0161tarauja vie\u0161ajai tvarkai ir moral\u0117s principams;<\/p><p>9.9.15. prisijungti prie Sistemos kaip anoniminis naudotojas (pvz., per tarpinius serverius);<\/p><p>9.9.16. atskleisti S\u0105skaitos ir (arba) Mok\u0117jimo priemoni\u0173 saugumo duomenis tretiesiems asmenims ir leisti kitiems asmenims naudotis Paslaugomis Kliento vardu.<\/p><p>9.10. Jei Klientas pa\u017eeid\u017eia arba \"payswix\" turi pagrindo \u012ftarti, kad Klientas gali pa\u017eeisti auk\u0161\u010diau nurodytus draudimus ir (arba) yra \u012fsitrauk\u0119s \u012f veikl\u0105, \u012ftraukt\u0105 \u012f Draud\u017eiamos veiklos s\u0105ra\u0161\u0105, Bendrov\u0117 pasilieka teis\u0119 savo nuo\u017ei\u016bra:<\/p><p>9.10.1. at\u0161aukti Mok\u0117jimo operacij\u0105 arba atsisakyti atlikti Mok\u0117jimo operacij\u0105; ir (arba)<\/p><p>9.10.2. sustabdyti ir (arba) u\u017edaryti Paskyr\u0105 ir \"payswix\" s\u0105skait\u0105 kartu su joje esan\u010diomis l\u0117\u0161omis, nutraukti Paslaug\u0173 teikim\u0105 Klientui ir nutraukti Sutart\u012f, kaip nurodyta \u0161ioje Sutartyje; ir (arba)<\/p><p>9.10.3. informuoti apie pirmiau nurodyto draudimo pa\u017eeidim\u0105 kitus \"payswix\" s\u0105skaitos tur\u0117tojus, Mok\u0117jimo operacijos prie\u0161ing\u0105 \u0161al\u012f, taip pat kit\u0105 mok\u0117jimo operacijoje dalyvaujant\u012f mok\u0117jimo paslaug\u0173 teik\u0117j\u0105;<\/p><p>9.10.4. imtis teisini\u0173 veiksm\u0173 prie\u0161 Klient\u0105; ir (arba)<\/p><p>9.10.5. reikalauti nuostoli\u0173 ir \u017ealos atlyginimo i\u0161 Kliento.<\/p><p>9.11. Klientas atlygina visus tiesioginius nuostolius, baudas ir kitas pinigines sankcijas, taikytas \"payswix\" d\u0117l to, kad nesilaikoma ar pa\u017eeid\u017eiama<\/p><p>s\u0105lygas, \u012fskaitant, bet neapsiribojant, Sutarties 9.9 punkt\u0105, d\u0117l Kliento kalt\u0117s.<\/p><p>9.12. Klientas atsako ir \u012fsipareigoja atlyginti visus nuostolius, kuriuos \"payswix\", kiti \"payswix\" klientai ir tre\u010diosios \u0161alys patyr\u0117 naudodamiesi \"payswix\" paslaugomis ir pa\u017eeisdami Sutart\u012f ar jos priedus.<\/p><p>9.13. Jei to nedraud\u017eia \u012fstatymai, \"payswix\" prane\u0161 apie veiksmus, kuri\u0173 \"payswix\" \u0117m\u0117si arba kuriuos taik\u0117 Klientui ar \"payswix\" d\u0117l to, kad Klientas pa\u017eeid\u0117 9.9 punkte i\u0161vardytus draudimus.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-dd51ab1 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">\u0160ali\u0173 prane\u0161im\u0173 siuntimas, bendravimas su klientais ir konsultacijos su jais <\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<ol start=\"10\"><li>\u0160ali\u0173 prane\u0161im\u0173 siuntimas, bendravimas su klientais ir konsultacijos su jais<\/li><\/ol><p>10.1. Klientas patvirtina, kad sutinka, jog \"payswix\" prane\u0161imai Klientui bus teikiami:<\/p><p>10.1.1. patalpindama juos Sistemos interneto svetain\u0117je; ir<\/p><p>10.1.2. si\u0173sdamas el. lai\u0161k\u0105, kur\u012f Klientas nurod\u0117 registracijos Sistemoje metu; arba<\/p><p>10.1.3. siun\u010diant j\u012f adresu, kur\u012f Klientas nurod\u0117 registruodamasis sistemoje; arba<\/p><p>10.1.4. si\u0173sti SMS \u017einut\u0119 tais atvejais, kai Klientas nurod\u0117 tik mobiliojo telefono numer\u012f.<\/p><p>10.2. Klientas pripa\u017e\u012fsta, kad \"payswix\" prane\u0161imas, pateiktas bet kuriuo i\u0161 pirmiau min\u0117t\u0173 b\u016bd\u0173, laikomas tinkamai pateiktu. Laikoma, kad Klientas gavo prane\u0161im\u0105 per 24 (dvide\u0161imt[1]keturias) valandas nuo to momento, kai jis buvo paskelbtas Sistemos interneto svetain\u0117je ir i\u0161si\u0173stas Klientui elektroniniu pa\u0161tu.<\/p><p>10.3. Jei Sutarties \u0161al\u012f sudaro keli asmenys (bendros s\u0105skaitos tur\u0117tojai ir pan.) ir tokia aplinkyb\u0117 yra \u017einoma \"payswix\", \"payswix\" turi teis\u0119 adresuoti prane\u0161imus pagrindiniam s\u0105skaitos naudotojui. Asmuo, gav\u0119s informacij\u0105, perduoda j\u0105 kitiems asmenims, tinkamai \u012fgaliotiems naudotis S\u0105skaita.<\/p><p>10.4. Klientas \u012fsipareigoja reguliariai, t. y. ne re\u010diau kaip kart\u0105 per darbo dien\u0105, tikrinti savo elektronin\u012f pa\u0161t\u0105 ir kitas su Paskyra susietas prane\u0161im\u0173 gavimo priemones, taip pat Sistemos interneto svetaines, kad laiku pasteb\u0117t\u0173 prane\u0161imus apie Sutarties pakeitimus.<\/p><p>10.5. Visi \u0161ali\u0173 prane\u0161imai siun\u010diami priimtina kalba arba ta kalba, kuria ra\u0161ytin\u0117 Sutartis buvo pateikta Klientui susipa\u017einti.<\/p><p>10.6. Klientas \u012fsipareigoja savo paskyroje paskelbti, o pakeitus duomenis, nedelsiant atnaujinti kontaktinius duomenis (telefono numer\u012f, el. pa\u0161to adres\u0105 ir pa\u0161to adres\u0105), kuriais naudodamasis \"payswix\" gal\u0117t\u0173 skubiai susisiekti su Klientu arba Kliento atstovais. Jei Klientas neinformuoja \"payswix\" apie kontaktini\u0173 duomen\u0173 pasikeitimus, visos pasekm\u0117s d\u0117l to, kad \"payswix\" nepateik\u0117 prane\u0161im\u0173 Klientui, tenka Klientui.<\/p><p>10.7. Klientas gali gauti konsultacij\u0105 visais su Sistema ir Sutarties vykdymu susijusiais klausimais, si\u0173sdamas savo klausim\u0105 (i) el. pa\u0161tu, nurodytu Sutartyje ir payswix svetain\u0117je, (ii) pa\u0161to adresu<\/p><p>nurodyta Sutartyje ir \"payswix\" interneto svetain\u0117je, (iii) kreipiantis \u012f Klient\u0173 aptarnavimo skyri\u0173 arba (iv) u\u017epildant u\u017eklaus\u0105 Paskyroje. Visi prane\u0161imai siun\u010diami \"payswix\", neatsi\u017evelgiant \u012f tai, kas yra tiesioginis Sutartyje apibr\u0117\u017et\u0173 \"payswix\" paslaug\u0173 teik\u0117jas (t. y. tre\u010dioji \u0161alis, veikianti \"payswix\" vardu).<\/p><p>10.8. Klientas, norintis pateikti oficial\u0173 skund\u0105, turi laikytis Sutarties 16 skyriuje nustatytos tvarkos.<\/p><p>10.9. \"payswix\" i\u0161 anksto informuoja Klient\u0105 Sutarties 10.1 punkte nustatyta tvarka apie \u017einomus ir galimus techninius Sistemos ir tre\u010di\u0173j\u0173 \u0161ali\u0173, dalyvaujan\u010di\u0173 teikiant Paslaugas, sistem\u0173 ar \u012frangos gedimus, kurie turi \u012ftakos \"payswix\" Paslaug\u0173 teikimui.<\/p><p>10.10. \"payswix\" gali bet kuriuo metu ir be joki\u0173 apribojim\u0173 keisti Paslaug\u0173 technin\u0117s integracijos sprendim\u0105. Prane\u0161imas apie bet kokius pakeitimus, d\u0117l kuri\u0173 reikia taisyti Kliento programin\u0119 \u012frang\u0105, siun\u010diamas ne v\u0117liau kaip prie\u0161 7 (septynias) dienas. Pakeitimai, kuri\u0173 reikia i\u0161 Kliento pus\u0117s, atliekami Kliento s\u0105skaita.<\/p><p>10.11. Klientas turi teis\u0119 bet kada susipa\u017einti su galiojan\u010diais Sutarties, jos pried\u0173 ir kainora\u0161\u010dio pakeitimais payswix svetain\u0117je.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-4a39bff transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Susitarimo pakeitimai<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>11.1. \"payswix\" turi teis\u0119 viena\u0161ali\u0161kai pakeisti ir (arba) papildyti Sutarties s\u0105lygas d\u0117l bet kurios i\u0161 toliau nurodyt\u0173 prie\u017eas\u010di\u0173 (be apribojim\u0173):<\/p><p>11.1.1. pakeitimai yra palank\u016bs Klientui;<\/p><p>11.1.2. tikimasi, kad pakeitimai padarys Sutarties nuostatas ai\u0161kesnes ir lengviau suprantamas Klientui;<\/p><p>11.1.3. pakeitimai reikalingi siekiant atsi\u017evelgti \u012f vidaus politikos ar taikom\u0173 \u012fstatym\u0173 ir kit\u0173 teis\u0117s akt\u0173 pakeitimus ar numatomus pakeitimus arba \u012f atitinkam\u0105 teismo, reguliavimo ar kitos kompetentingos institucijos reikalavim\u0105, sprendim\u0105 ar rekomendacij\u0105;<\/p><p>11.1.4. pakeitimai turi apimti Sistemos saugumo patobulinimus, Paslaug\u0173 patobulinimus, naujos ir (arba) esamos Paslaugos \u012fdiegim\u0105 ar pakeitim\u0105 arba atsisakym\u0105;<\/p><p>11.1.5. pakeitimai, reikalingi atsi\u017evelgiant \u012f \"payswix\" partneri\u0173 teikiam\u0173 paslaug\u0173 pakeitimus arba \u012f \"payswix\" partneri\u0173 pasikeitimus;<\/p><p>11.1.6. pakeitimai reikalingi siekiant atspind\u0117ti padid\u0117jusius Komisinius mokes\u010dius ar bet kokius kitus Kainora\u0161\u010dio pakeitimus, taip pat papildom\u0173 susijusi\u0173 i\u0161laid\u0173 \u012fvedim\u0105 ir (arba) siekiant atspind\u0117ti \"payswix\" i\u0161laid\u0173, kurias ji patiria teikdama Paslaugas Klientui, pasikeitimus ar numatomus pasikeitimus.<\/p><p>11.2. Klientas neturi teis\u0117s viena\u0161ali\u0161kai keisti ir (arba) papildyti Sutarties s\u0105lyg\u0173.<\/p><p>11.3. Jei \"payswix\" daro esminius Sutarties pakeitimus, Klientas apie tai informuojamas ne v\u0117liau kaip prie\u0161 60 (\u0161e\u0161iasde\u0161imt) kalendorini\u0173 dien\u0173. Laikoma, kad Klientas gavo prane\u0161im\u0105 apie Sutarties pakeitimus po to, kai prane\u0161imas buvo paskelbtas \"payswix\" interneto svetain\u0117je ir i\u0161si\u0173stas Klientui Sutarties 10.1 punkte nustatyta tvarka.<\/p><p>11.4. 60 (\u0161e\u0161iasde\u0161imties) kalendorini\u0173 dien\u0173 prane\u0161imo terminas netaikomas, o prane\u0161imai teikiami 10.1 punkte nustatyta tvarka, jei:<\/p><p>11.4.1. Sutarties s\u0105lygos kei\u010diamos d\u0117l pasikeitusi\u0173 privalom\u0173 teis\u0117s akt\u0173 reikalavim\u0173;<\/p><p>11.4.2. ma\u017einami Paslaug\u0173 komisiniai mokes\u010diai;<\/p><p>11.4.3. atsiranda nauja Paslauga arba Paslaugos dalis, kuria Klientas gali naudotis arba nesinaudoti savo nuo\u017ei\u016bra;<\/p><p>11.4.4. \"payswix\" atlieka neesminius Sutarties pakeitimus, kurie gali b\u016bti stiliaus ir gramatikos pataisymai, perfrazavimas ir<\/p><p>Sutarties sakinio, punkto ar skirsnio perk\u0117limas, siekiant geresnio supratimo; straipsni\u0173 pavyzd\u017ei\u0173 pateikimas ir kiti pakeitimai, kurie nesuma\u017eina ar neapriboja Kliento teisi\u0173 ir nepadidina Kliento atsakomyb\u0117s ar nepablogina jo pad\u0117ties.<\/p><p>11.5. Jei Klientas nesutinka su Sutarties pakeitimais ar papildymais, jis turi teis\u0119 nutraukti Sutart\u012f ir u\u017edaryti savo \"payswix\" paskyr\u0105, apie tai prane\u0161damas \"payswix\" prie\u0161 30 (trisde\u0161imt) kalendorini\u0173 dien\u0173. Nutraukus Sutart\u012f, Kliento paskyra ir \"payswix\" s\u0105skaita u\u017edaromos pagal Sutarties 13 skirsn\u012f.<\/p><p>11.6. Naudojantis \"payswix\" paslaugomis po 60 (\u0161e\u0161iasde\u0161imties) kalendorini\u0173 dien\u0173, kai \u012fsigalioja Sutarties s\u0105lyg\u0173 pakeitimai ar papildymai, laikoma, kad Klientas sutinka su Sutarties s\u0105lyg\u0173 pakeitimais ar papildymais.<\/p><p>11.7. Susitarimo papildymai i\u0161 dalies kei\u010diami atitinkamame papildyme nustatyta tvarka. Jei papildyme nenustatyta pakeitim\u0173 tvarka, taikoma \u0161iame Susitarimo skirsnyje nurodyta pakeitim\u0173 tvarka ir prane\u0161imo apie pakeitimus tvarka.<\/p><p>11.8. \u0160alys atskiru ra\u0161ytiniu susitarimu gali susitarti d\u0117l papildom\u0173 s\u0105lyg\u0173, nenumatyt\u0173 Sutartyje ar jos prieduose. Kliento pra\u0161ymu \"payswix\" parengia sutarties projekt\u0105 ir i\u0161siun\u010dia j\u012f Klientui Sutarties 10.1 punkte nurodytomis priemon\u0117mis (sutartis taip pat gali b\u016bti sudaroma parei\u0161kimo forma). Jei Klientas sutinka su pateiktu projektu, jis pasira\u0161o projekt\u0105 ir elektroniniu pa\u0161tu siun\u010dia skenuot\u0105 dokumento kopij\u0105 \"payswix\". Payswix turi teis\u0119 pareikalauti, kad Klientas atskir\u0105 susitarim\u0105 su originaliu Kliento para\u0161u atsi\u0173st\u0173 pa\u0161tu. Toks susitarimas \u012fsigalioja po to, kai pasira\u0161ytas susitarimas i\u0161siun\u010diamas \"payswix\", ir tampa Sutarties priedu bei neatskiriama jos dalimi, t. y. \"payswix\" para\u0161o ant susitarimo nereikalaujama ir \"payswix\" neprivalo pasira\u0161yto susitarimo si\u0173sti atgal Klientui.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-18b5e03 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Paslaug\u0173 teikimo sustabdymas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>12.1. \"payswix\", savo nuo\u017ei\u016bra ir atsi\u017evelgdama \u012f konkre\u010di\u0105 situacij\u0105, pirmenyb\u0119 teikdama \"payswix\" veiklai taikom\u0173 teis\u0117s akt\u0173 reikalavimams ir Kliento, \"payswix\" bei tre\u010di\u0173j\u0173 asmen\u0173 interesams, turi teis\u0119 viena\u0161ali\u0161kai ir be i\u0161ankstinio \u012fsp\u0117jimo taikyti vien\u0105 ar kelias i\u0161 \u0161i\u0173 priemoni\u0173:<\/p><p>12.1.1. sustabdyti Mok\u0117jimo operacij\u0173 vykdym\u0105;<\/p><p>12.1.2. sustabdyti vis\u0173 ar dalies Paslaug\u0173 teikim\u0105 Klientui;<\/p><p>12.1.3. apriboti Kliento prieig\u0105 prie Paskyros;<\/p><p>12.1.4. sulaikyti Kliento l\u0117\u0161as, d\u0117l kuri\u0173 vyksta gin\u010das;<\/p><p>12.1.5. u\u017eblokuoti S\u0105skait\u0105 (t. y. visi\u0161kai arba i\u0161 dalies sustabdyti Mok\u0117jimo operacijas \"payswix\" s\u0105skaitoje) ir (arba) Mok\u0117jimo priemon\u0119 (t. y. visi\u0161kai arba i\u0161 dalies u\u017edrausti naudotis Mok\u0117jimo priemone);<\/p><p>12.1.6. gr\u0105\u017einti \u012f\u0161aldytas l\u0117\u0161as i\u0161 Kliento \"payswix\" s\u0105skaitos Mok\u0117tojui esant Sutarties 12.3 punkte nurodytoms aplinkyb\u0117ms.<\/p><p>12.2. Susitarimo 12.1.1-12.1.6 punktuose nurodytos priemon\u0117s gali b\u016bti taikomos tik \u0161iais i\u0161imtiniais atvejais:<\/p><p>12.2.1. jei Klientas i\u0161 esm\u0117s pa\u017eeid\u017eia Sutart\u012f ar jos priedus arba kyla reali gr\u0117sm\u0117, kad Klientas i\u0161 esm\u0117s pa\u017eeis Sutart\u012f ar jos priedus;<\/p><p>12.2.2. jei Kliento veikla naudojant \"payswix\" paskyr\u0105 gali pakenkti \"payswix\" verslo reputacijai;<\/p><p>12.2.3. jei Klientas neatlieka b\u016btin\u0173 identifikavimo proced\u016br\u0173, nepateikia \"payswix\" reikalaujamos informacijos ir (arba) dokument\u0173 arba u\u017esiima draud\u017eiama veikla, nurodyta Sutarties 9 skyriuje;<\/p><p>12.2.4. jei d\u0117l tolesnio Paslaug\u0173 teikimo ir Kliento veiklos gali b\u016bti pa\u017eeisti pagr\u012fsti tre\u010di\u0173j\u0173 \u0161ali\u0173 interesai;<\/p><p>12.2.5. jei d\u0117l objektyviai pateisinam\u0173 prie\u017eas\u010di\u0173, susijusi\u0173 su \"payswix\" s\u0105skaitoje ir (arba) Mok\u0117jimo priemon\u0117je esan\u010di\u0173 l\u0117\u0161\u0173 saugumu, \"payswix\" s\u0105skaitoje ir (arba) Mok\u0117jimo priemon\u0117je esan\u010dios l\u0117\u0161os naudojamos neautorizuotai arba nes\u0105\u017einingai;<\/p><p>12.2.6. jei \"payswix\" su\u017eino apie Mok\u0117jimo priemon\u0117s vagyst\u0119 ar praradim\u0105, \u012ftaria ar su\u017eino apie neteis\u0117t\u0105 Mok\u0117jimo priemon\u0117s \u012fsigijim\u0105 ar neautorizuot\u0105 panaudojim\u0105, taip pat jei yra fakt\u0173 ar \u012ftarim\u0173, kad Mok\u0117jimo priemon\u0117s saugumo duomenys tapo \u017einomi ar gali b\u016bti panaudoti tre\u010di\u0173j\u0173 asmen\u0173, \"payswix\" turi pagr\u012fst\u0173 \u012ftarim\u0173, kad l\u0117\u0161os ar Mok\u0117jimo priemon\u0117 gali b\u016bti neteis\u0117tai panaudota tre\u010di\u0173j\u0173 asmen\u0173 arba S\u0105skaita ir (arba) Mok\u0117jimo priemon\u0117 gali b\u016bti panaudota neteis\u0117tai veiklai;<\/p><p>12.2.7. jei Klientas informuoja \"payswix\", kad Paskyros ir (arba) Mok\u0117jimo priemon\u0117s saugumo duomenys buvo prarasti, pavogti, pasisavinti, panaudoti be leidimo ar kitaip pa\u017eeisti ir tod\u0117l tretieji asmenys gali prisijungti prie Kliento Paskyros ir naudotis \"payswix\" paslaugomis arba neteis\u0117tai pasinaudoti Mok\u0117jimo priemone;<\/p><p>12.2.8. jei \"payswix\" gauna pagr\u012fst\u0105 informacij\u0105 apie Kliento likvidavim\u0105 arba bankroto byl\u0105;<\/p><p>12.2.9. atliekant Sistemos technin\u0119 prie\u017ei\u016br\u0105, atnaujinim\u0105, modernizavim\u0105 ar klaidas, taip pat neteis\u0117to \u012fsiki\u0161imo, virus\u0173 ar kitos kenk\u0117ji\u0161kos programin\u0117s \u012frangos poveikio Sistemai atveju;<\/p><p>12.2.10. teis\u0117s akt\u0173 nustatytais atvejais;<\/p><p>12.2.11. kitais Sutartyje ar jos prieduose nurodytais atvejais.<\/p><p>12.3. Sutarties 12.1.6 punkte nurodyta priemon\u0117 gali b\u016bti taikoma Klientui, jei \u2018payswix\" turi pagr\u012fst\u0173 \u012ftarim\u0173, kad Klientas u\u017esiima nes\u0105\u017eininga veikla. \u0160iuo atveju, jei l\u0117\u0161os jau buvo \u012fskaitytos \u012f Kliento \"payswix\" s\u0105skait\u0105 iki \u012ftarim\u0173 atsiradimo arba j\u0173 \u012fskaitymas \u012f s\u0105skait\u0105 buvo sustabdytas d\u0117l \u012ftarim\u0173, kad l\u0117\u0161os yra suk\u010diavimo kilm\u0117s, \"payswix\" turi teis\u0119 gr\u0105\u017einti \u0161ias l\u0117\u0161as Mok\u0117tojui, jei tyrimo metu \u012ftarimai nepaneigiami ir (arba) Klientas neatlieka b\u016btin\u0173 veiksm\u0173 (t. y. neatlieka papildomos tapatyb\u0117s nustatymo proced\u016bros, nepateikia pra\u0161om\u0173 dokument\u0173 ir (arba) laiku nepateikia motyvuoto paai\u0161kinimo d\u0117l nurodyto atvejo). \u0160i priemon\u0117 taip pat taikoma tais atvejais, kai \"payswix\" turi teis\u0117saugos nurodym\u0105 \u012f\u0161aldyti l\u0117\u0161as ir (arba) gr\u0105\u017einti \u012f\u0161aldytas l\u0117\u0161as Mok\u0117tojui.<\/p><p>12.4. \"payswix\" nedelsdama informuoja Klient\u0105 apie pagal 12.1 punkt\u0105 taikomas priemones, i\u0161skyrus atvejus, kai prane\u0161imas Klientui arba Kliento informavimas apie sustabdymo ar apribojimo prie\u017eastis b\u016bt\u0173 neteis\u0117tas arba kelt\u0173 gr\u0117sm\u0119 \"payswix\" ar tre\u010diosios \u0161alies saugumo interesams. Jei yra galimyb\u0117 gr\u0105\u017einti Kliento l\u0117\u0161as, jis bus informuotas per 2 (dvi) darbo dienas nuo Paslaugos teikimo sustabdymo momento, i\u0161skyrus atvejus, kai tokios informacijos pateikimas susilpnint\u0173 saugumo priemones arba tai draud\u017eia teis\u0117s aktai.<\/p><p>12.5. Kilus pagr\u012fstam \u012ftarimui, kad per Klient\u0105 ar Kliento \"payswix\" s\u0105skait\u0105 vykdomas pinig\u0173 plovimas, terorizmo finansavimas ar kita nusikalstama veikla, \"payswix\" turi teis\u0119 i\u0161 dalies arba visi\u0161kai sustabdyti Paslaug\u0173 teikim\u0105 Klientui 30 (trisde\u0161imt) dien\u0173 laikotarpiui, nepateikdama Klientui tokio sprendimo motyv\u0173 ir tur\u0117dama teis\u0119 j\u012f prat\u0119sti neribot\u0105 skai\u010di\u0173 kart\u0173, kol kaltinimai bus visi\u0161kai panaikinti arba patvirtinti.<\/p><p>12.6. Jei \"payswix\" pagr\u012fstai \u012ftaria, kad \u012f Kliento Paskyr\u0105 \u012fsilau\u017e\u0117 ir be leidimo naudojasi tretieji asmenys (t. y. tretiesiems asmenims tapo \u017einomi Saugumo duomenys) arba Mok\u0117jimo priemone be leidimo naudojasi tretieji asmenys, \"payswix\" turi teis\u0119 i\u0161 dalies arba visi\u0161kai sustabdyti Paslaug\u0173 teikim\u0105 Klientui, u\u017eblokuoti Paskyr\u0105 ir (arba) Mok\u0117jimo priemon\u0119 be i\u0161ankstinio prane\u0161imo Klientui. Tokiu atveju \"payswix\" kuo grei\u010diau informuos Klient\u0105 apie Paslaug\u0173 teikimo sustabdym\u0105, S\u0105skaitos ir (arba) Mok\u0117jimo priemon\u0117s blokavim\u0105 ir pateiks papildom\u0105 informacij\u0105 apie veiksmus, kuriuos Klientas turi atlikti, kad Paslaug\u0173 teikimas Klientui b\u016bt\u0173 atnaujintas.<\/p><p>12.7. \"payswix\" panaikina S\u0105skaitos ir (arba) Mok\u0117jimo priemon\u0117s blokavim\u0105 (arba pakei\u010dia j\u0105 nauja Mok\u0117jimo priemone), kai i\u0161nyksta S\u0105skaitos ir (arba) Mok\u0117jimo priemon\u0117s blokavimo prie\u017eastys.<\/p><p>12.8. S\u0105skaita ir (arba) Mok\u0117jimo priemon\u0117 gali b\u016bti u\u017eblokuota Kliento iniciatyva, jei Klientas apie tai prane\u0161a \"payswix\" Sutarties 8.5 ir 8.6 punktuose nurodytu b\u016bdu. \"payswix\" turi teis\u0119 reikalauti, kad Klientas v\u0117liau ra\u0161tu ar kitu \"payswix\" priimtinu b\u016bdu patvirtint\u0173 \u017eod\u017eiu pateikt\u0105 pra\u0161ym\u0105 u\u017eblokuoti S\u0105skait\u0105 ir (arba) Mok\u0117jimo priemon\u0119. Jei S\u0105skaita ir (arba) Mok\u0117jimo priemon\u0117 buvo u\u017eblokuota Kliento iniciatyva, \"payswix\" turi teis\u0119 at\u0161aukti blokavim\u0105 tik gavusi ra\u0161ti\u0161k\u0105 Kliento pra\u0161ym\u0105, nebent Sutartyje nustatyta kitaip. \"payswix\" turi teis\u0119 pakeisti u\u017eblokuot\u0105 Mok\u0117jimo priemon\u0119 nauja.<\/p><p>12.9. \"payswix\" neatsako u\u017e Kliento nuostolius, patirtus d\u0117l Paslaug\u0173 sustabdymo, S\u0105skaitos ir (arba) Mok\u0117jimo priemon\u0117s blokavimo ar kit\u0173 veiksm\u0173, jei \u0161ie veiksmai buvo atlikti laikantis Sutartyje ar jos prieduose nurodyt\u0173 teis\u0117s akt\u0173 ir (arba) proced\u016br\u0173, min\u0117tuose dokumentuose nurodytomis aplinkyb\u0117mis ir pagrindu.<\/p><p>12.10. Teis\u0117s akt\u0173 nustatyta tvarka \"payswix\" turi teis\u0119 sulaikyti Mok\u0117jimo operacijos l\u0117\u0161as iki 10 (de\u0161imties) darbo dien\u0173 arba ilgesn\u012f laikotarp\u012f, nustatyt\u0105 teis\u0117s aktuose, Sutartyje ar jos prieduose.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-4a0ad90 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Susitarimo nutraukimas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>13.1. Jei kliento \"payswix\" s\u0105skaitoje bent vienerius metus nebuvo atlikta n\u0117 viena mok\u0117jimo operacija, \"payswix\" sutarta forma prane\u0161a klientui, kad \"payswix\":<\/p><p>13.1.1. savo iniciatyva gali u\u017edaryti savo \"payswix\" paskyr\u0105 d\u0117l neaktyvumo, jei Klientas per \"payswix\" nustatyt\u0105 laikotarp\u012f nepapra\u0161o to nedaryti;<\/p><p>13.1.2. taiko komisinius mokes\u010dius u\u017e \"payswix\" paskyros administravim\u0105 ir nurodo, kokie komisiniai mokes\u010diai taikomi;<\/p><p>13.1.3. Kliento pra\u0161ymu gali u\u017edaryti arba perkelti \"payswix\" paskyr\u0105;<\/p><p>13.1.4. kit\u0105 informacij\u0105, susijusi\u0105 su Sutarties nutraukimo pasekm\u0117mis, nurodytomis 13.9 punkte.<\/p><p>13.2. Klientas turi teis\u0119 viena\u0161ali\u0161kai, nesikreipdamas \u012f teism\u0105, nutraukti Sutart\u012f, prane\u0161damas apie tai \"payswix\" ra\u0161tu prie\u0161 30 (trisde\u0161imt) kalendorini\u0173 dien\u0173 Sutarties 10 skirsnyje numatytais b\u016bdais. Jei Klientas nutraukia Sutart\u012f, Klientas u\u017etikrina, kad iki Sutarties nutraukimo ir \"payswix\" s\u0105skaitos u\u017edarymo dienos \"payswix\" s\u0105skaitoje (-ose) esan\u010dios l\u0117\u0161os b\u016bt\u0173 pervestos \u012f kitas Kliento ir (arba) tre\u010di\u0173j\u0173 asmen\u0173 mok\u0117jimo s\u0105skaitas (t. y. iki Sutarties nutraukimo Klientas gali toliau naudotis \"payswix\" paslaugomis, i\u0161skyrus atvejus, kai yra Sutartyje numatyti Paslaug\u0173 teikimo sustabdymo pagrindai). Prie\u0161ingu atveju, jei Sutarties nutraukimo dien\u0105 \"payswix\" s\u0105skaitoje (-ose) liks l\u0117\u0161\u0173, tokias l\u0117\u0161as \"payswix\" perves tik \u012f Kliento mok\u0117jimo s\u0105skait\u0105, esan\u010di\u0105 pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, laikantis 13.9 punkte nustatytos tvarkos.<\/p><p>13.3. \"payswix\" turi teis\u0119 viena\u0161ali\u0161kai, nenurodydama prie\u017easties ir nesikreipdama \u012f teism\u0105, nutraukti Sutart\u012f ir jos priedus, nutraukti Paslaug\u0173 teikim\u0105 ir u\u017edaryti \"payswix\" s\u0105skait\u0105, apie tai ne v\u0117liau kaip prie\u0161 60 (\u0161e\u0161iasde\u0161imt) dien\u0173 informuodama Klient\u0105 Sutarties 10 skyriuje numatytais b\u016bdais, kartu pateikdama informacij\u0105 apie Sutarties 13.9 punkte nurodyt\u0105 pinig\u0173 gr\u0105\u017einimo tvark\u0105.<\/p><p>13.4. \"payswix\" taip pat turi teis\u0119 viena\u0161ali\u0161kai nutraukti Sutart\u012f ir jos priedus, nutraukti Paslaug\u0173 teikim\u0105 Klientui ir u\u017edaryti \"payswix\" paskyr\u0105 nedelsiant d\u0117l \u0161i\u0173 prie\u017eas\u010di\u0173:<\/p><p>13.4.1. Klientas nevykdo \"payswix\" pra\u0161ym\u0173 u\u017ebaigti atliktas deramo patikrinimo proced\u016bras ir (arba) pagal \u0161i\u0105 Sutart\u012f atliktos deramo patikrinimo proced\u016bros n\u0117ra u\u017ebaigtos \"payswix\" patenkinamai;<\/p><p>13.4.2. pasikei\u010dia Kliento ar jo verslo rizika ir ji nebegali b\u016bti vertinama kaip priimtina \"payswix\" arba jei Klientas nepateikia \"payswix\" informacijos ar dokument\u0173, reikalaujam\u0173 vykdant verslo santykius;<\/p><p>13.4.3. \"payswix\" negali patikrinti informacijos, kuri\u0105 Klientas pateik\u0117 atlikdamas deramo patikrinimo proced\u016bras, tikslumo;<\/p><p>13.4.4. Klientas pa\u017eeid\u017eia arba \"payswix\" turi pagrindo \u012ftarti, kad Klientas gali pa\u017eeisti bet kur\u012f i\u0161 Sutartyje nurodyt\u0173 parei\u0161kim\u0173 ir garantij\u0173, arba pateikia neteising\u0105, netiksli\u0105 ar nei\u0161sami\u0105 informacij\u0105, susijusi\u0105 su tokiais parei\u0161kimais ir garantijomis;<\/p><p>13.4.5. Klientas pa\u017eeid\u017eia arba \"payswix\" turi pagrindo \u012ftarti, kad Klientas gali pa\u017eeisti draudimus, nurodytus Draud\u017eiamos veiklos s\u0105ra\u0161e (kaip nurodyta 9.8 punkte).<\/p><p>13.4.6. Klientas pa\u017eeid\u017eia arba \"payswix\" turi pagrindo \u012ftarti, kad Klientas gali pa\u017eeisti bet kokius \u012fstatymus ar kitus teis\u0117s aktus, taikomus Kliento naudojimuisi \"payswix\" paskyra ar Paslaugomis;<\/p><p>13.4.7. jei Kliento veikla gali pakenkti Sistemos veikimui, \u2019payswix\" ar tre\u010di\u0173j\u0173 \u0161ali\u0173 pagr\u012fstiems interesams ar verslo reputacijai;<\/p><p>13.4.8. Klientui taikoma bankroto, nemokumo, restrukt\u016brizavimo, reorganizavimo, likvidavimo ar kitos pana\u0161ios proced\u016bros;<\/p><p>13.4.9. pasikeitus Kliento kontrolei, kuri n\u0117ra priimtina \"payswix\" (jei Klientas yra juridinis asmuo);<\/p><p>13.4.10. \"payswix\" to reikalauja galiojantys \u012fstatymai;<\/p><p>13.4.11. \"payswix\" netenka teis\u0117s teikti Paslaugas;<\/p><p>13.4.12. \"payswix\" negali teikti Paslaug\u0173, nes tre\u010dioji \u0161alis paslaug\u0173 teik\u0117ja, dalyvaujanti teikiant Paslaugas, nutrauk\u0117 ir (arba) negali teikti reikiam\u0173 paslaug\u0173 \"payswix\";<\/p><p>13.4.13. kitais atvejais, kai Klientas pa\u017eeid\u017eia arba \"payswix\" turi pagrindo \u012ftarti, kad Klientas gali pa\u017eeisti \u0161i\u0105 Sutart\u012f arba kitas Paslaug\u0173 teikimo s\u0105lygas.<\/p><p>13.5. Jei payswix pasinaudoja savo teise nutraukti Sutart\u012f d\u0117l auk\u0161\u010diau nurodytame punkte nurodyt\u0173 prie\u017eas\u010di\u0173, payswix apie tai informuos Klient\u0105 Sutarties 10 skyriuje numatytomis priemon\u0117mis, taip pat pateikdama informacij\u0105 apie Sutarties 13.9 punkte nurodyt\u0105 pinig\u0173 gr\u0105\u017einimo tvark\u0105.<\/p><p>13.6. Sutarties nutraukimo atveju \"payswix\" i\u0161skai\u010diuoja i\u0161 \"payswix\" s\u0105skaitos (-\u0173) Komisinius mokes\u010dius, mok\u0117tinus u\u017e Klientui suteiktas \"payswix\" paslaugas, taip pat baudas, netesybas, nuostolius, \u017eal\u0105 ir kitas sumas, sumok\u0117tas \"payswix\" d\u0117l to, kad Klientas pa\u017eeid\u0117 Sutart\u012f, arba baudas, netesybas, nuostolius, \u017eal\u0105 ir kitas sumas, sumok\u0117tas tretiesiems asmenims ar valstybei, kurias \"payswix\" patyr\u0117 d\u0117l Kliento kalt\u0117s. Jei \"payswix\" Kliento s\u0105skaitoje (-ose) nepakanka l\u0117\u0161\u0173, Klientas \u012fsipareigoja per 3 (tris) darbo dienas pervesti numatytas sumas \u012f \"payswix\" Kliento nurodyt\u0105 s\u0105skait\u0105, padengdamas visas \u0161iame punkte nurodytas sumas. Jei \"payswix\" atgauna dal\u012f tre\u010diosioms \u0161alims sumok\u0117t\u0173 sum\u0173, \"payswix\" \u012fsipareigoja nedelsiant gr\u0105\u017einti atgautas sumas Klientui.<\/p><p>13.7. Kilus gin\u010dui tarp \"payswix\" ir Kliento d\u0117l \u0161io punkto, \"payswix\" turi teis\u0119 sulaikyti l\u0117\u0161as, d\u0117l kuri\u0173 vyksta gin\u010das, kol gin\u010das bus i\u0161spr\u0119stas.<\/p><p>13.8. Sutarties nutraukimas neatleid\u017eia Kliento nuo tinkamo vis\u0173 \u012fsipareigojim\u0173 \"payswix\", kurie buvo taikomi Klientui iki Sutarties nutraukimo, vykdymo.<\/p><p>13.9. Sutarties nutraukimo atveju \"payswix\" prane\u0161ime Klientui, pateiktame pagal \u0161\u012f skyri\u0173, taip pat pateikiama \u0161i informacija:<\/p><p>13.9.1. Sutarties nutraukimas yra pagrindas u\u017edaryti \"payswix\" s\u0105skait\u0105 (-as);<\/p><p>13.9.2. visos \"payswix\" s\u0105skaitoje (-ose) esan\u010dios l\u0117\u0161os turi b\u016bti pervestos \u012f kitas Kliento ir (arba) tre\u010di\u0173j\u0173 asmen\u0173 mok\u0117jimo s\u0105skaitas, atidarytas pas kitus mok\u0117jimo paslaug\u0173 teik\u0117jus, arba Elektroniniai pinigai turi b\u016bti i\u0161perkami naudojantis kitomis Klientui tinkamomis Paslaugomis iki Sutarties nutraukimo dienos;<\/p><p>13.9.3. Klientas gal\u0117s naudotis Paslaugomis iki Sutarties nutraukimo dienos, jei (i) n\u0117ra pagrind\u0173 sustabdyti Paslaug\u0173 teikim\u0105, kaip nurodyta Sutarties 12 skyriuje;<\/p><p>13.9.4. Klientas ra\u0161tu prane\u0161a \"payswix\", nurodydamas kliento mok\u0117jimo s\u0105skait\u0105, atidaryt\u0105 pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, \u012f kuri\u0105 \"payswix\" perves klientui priklausan\u010dias likusias l\u0117\u0161as, jei j\u0173 liks \"payswix\" s\u0105skaitoje (-ose) po Sutarties nutraukimo. Prane\u0161imas pateikiamas Sutarties 10 skyriuje nurodytomis priemon\u0117mis. \"payswix\" gali pareikalauti pateikti \u012frodym\u0105, kad s\u0105skaita kitame mok\u0117jimo paslaug\u0173 teik\u0117jo \u012fstaigoje atidaryta Kliento vardu, ir neatlikti operacijos, kol toks \u012frodymas nebus pateiktas;<\/p><p>13.9.5. Po Sutarties nutraukimo payswix s\u0105skaitoje (-ose) likusios negr\u0105\u017eintos l\u0117\u0161os bus laikomos atskiroje payswix banko s\u0105skaitoje, skirtoje Klient\u0173 l\u0117\u0161oms saugoti, i\u0161 kurios payswix perves Klientui priklausan\u010dias l\u0117\u0161as, jei po Sutarties nutraukimo payswix s\u0105skaitoje (-ose) liks negr\u0105\u017eint\u0173 l\u0117\u0161\u0173;<\/p><p>13.9.6. Jei Klientas per 14 (keturiolika) dien\u0173 nenurodys, kad Kliento mok\u0117jimo s\u0105skaita atidaryta pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105, ir jei po Sutarties nutraukimo \"payswix\" s\u0105skaitoje (-ose) liks nesumok\u0117t\u0173 l\u0117\u0161\u0173, \"payswix\" ims i\u0161 Kliento mokest\u012f u\u017e Klientui priklausan\u010di\u0173 nesumok\u0117t\u0173 l\u0117\u0161\u0173 saugojim\u0105. \"payswix\" i\u0161skai\u010diuos taikomus mokes\u010dius u\u017e toki\u0173 l\u0117\u0161\u0173 saugojim\u0105 i\u0161 Klientui priklausan\u010di\u0173 nesumok\u0117t\u0173 l\u0117\u0161\u0173;<\/p><p>13.9.7. Klientas turi teis\u0119 bet kuriuo metu nuo Sutarties nutraukimo dienos pateikti \"payswix\" ra\u0161ti\u0161k\u0105 pra\u0161ym\u0105 po Sutarties nutraukimo, u\u017edarytos (-\u0173) \"payswix\" s\u0105skaitos (-\u0173) pervesti likusias Klientui priklausan\u010dias l\u0117\u0161as \u012f nurodyt\u0105 Kliento mok\u0117jimo pra\u0161ymo s\u0105skait\u0105, esan\u010di\u0105 pas kit\u0105 mok\u0117jimo paslaug\u0173 teik\u0117j\u0105. \"payswix\" i\u0161skai\u010diuos taikomus mokes\u010dius u\u017e toki\u0173 l\u0117\u0161\u0173 saugojim\u0105 i\u0161 likusi\u0173 Klientui priklausan\u010di\u0173 l\u0117\u0161\u0173 ir neatliks operacijos, kol nebus pateiktas toks \u012frodymas;<\/p><p>13.10. Atsi\u017evelgiant \u012f auk\u0161\u010diau nurodyt\u0105 punkt\u0105 ir tais atvejais, kai Klientas nenurod\u0117 kitame MPT atidarytos Kliento mok\u0117jimo s\u0105skaitos, \u012f kuri\u0105 \"payswix\" perves Klientui priklausan\u010dias likusias l\u0117\u0161as, jei j\u0173 liks \"payswix\" pakartotinai (ne re\u010diau kaip kart\u0105 per 12 (dvylika) m\u0117nesi\u0173) siun\u010dia Klientui priminimo prane\u0161imus.<\/p><p>13.11. Atsakomyb\u0117s, \u017ealos atlyginimo, konfidencialumo ir kitos Sutarties nuostatos, susijusios su i\u0161likimu, lieka galioti ir po Sutarties nutraukimo.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-f913360 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Konfidencialumas ir duomen\u0173 apsauga<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>14.1. \u0160alys \u012fsipareigoja laikyti paslaptyje viena kitos technin\u0119 ir komercin\u0119 informacij\u0105, i\u0161skyrus vie\u0161ai prieinam\u0105 informacij\u0105, kuri joms tapo \u017einoma vykdant Sutart\u012f, ir neperduoti jos tre\u010diosioms \u0161alims be ra\u0161ti\u0161ko kitos \u0160alies ar jos teis\u0117t\u0173 atstov\u0173 sutikimo.<\/p><p>14.2. Klientas sutinka, kad \"payswix\" (kaip duomen\u0173 valdytojas ir (arba) tvarkytojas) gali tvarkyti jo arba jo klient\u0173* asmens duomenis \u0161iais tikslais:<\/p><p>14.2.1. teikti Paslaugas;<\/p><p>14.2.2. teikti Kliento pra\u0161om\u0105 su Paslauga susijusi\u0105 informacij\u0105;<\/p><p>14.2.3. rinkodaros tikslais**, pvz., teikiant pritaikytas reklamas ir remiam\u0105 turin\u012f bei siun\u010diant reklaminius prane\u0161imus; vertinant ir analizuojant \"payswix\" rink\u0105, Klientus, produktus ir paslaugas (\u012fskaitant Kliento nuomon\u0117s apie \"payswix\" produktus ir Paslaugas klausim\u0105, Klient\u0173 apklausas, konkursus ar akcijas, kaip leid\u017eiama pagal \u012fstatymus);<\/p><p>14.2.4. suprasti, kaip \u017emon\u0117s naudojasi \"payswix\" internetin\u0117mis Paslaugomis, kad \"payswix\" gal\u0117t\u0173 jas tobulinti ir kurti nauj\u0105 turin\u012f, produktus ir Paslaugas;<\/p><p>14.2.5. tvarkyti pretenzijas;<\/p><p>14.2.6. ginti \"payswix\" interesus teisme ar kitur.<\/p><p>institucija;<\/p><p>14.2.7. kitaip, gavus Kliento sutikim\u0105. * Klientas informuoja savo klientus, vadovus ir tikruosius savininkus, kad j\u0173 asmens duomenys (b\u016btent i\u0161 asmens tapatyb\u0117s kortel\u0117s, paso, adreso \u012frodymo ir IP adreso kopij\u0173, jei konkre\u010diu atveju nenurodyta kitaip) gali b\u016bti perduoti ir (arba) tvarkomi \"payswix\" (ir (arba) kit\u0173 \u012fgaliot\u0173 institucij\u0173 (\u012fskaitant, bet neapsiribojant ES valstybes nares)), siekiant vykdyti teis\u0117tus sandorius ir (arba) kit\u0105 finansin\u0119 veikl\u0105. Klientas gauna savo klient\u0173 sutikim\u0105 ir atsako u\u017e savo klient\u0173 asmens duomen\u0173 tvarkym\u0105 ir (arba) perdavim\u0105 \"payswix\" ir (arba) bet kuriai kitai \u012fgaliotai \u012fstaigai. ** Klientai bet kuriuo metu gali atsisakyti \"payswix\" tiesiogin\u0117s rinkodaros prane\u0161im\u0173. Jei pageidauja negauti \"payswix\" tiesiogin\u0117s rinkodaros prane\u0161im\u0173, apie tai turi informuoti \"payswix\" el. pa\u0161tu dpo@payswix.com arba spustel\u0117damas naujienlai\u0161kyje esan\u010di\u0105 atsisakymo nuorod\u0105.<\/p><p>14.3. \u0160alys imasi vis\u0173 pagr\u012fst\u0173 priemoni\u0173, kad u\u017etikrint\u0173 asmens duomen\u0173, gaut\u0173 vykdant Sutart\u012f, saugum\u0105. payswix gali atskleisti asmens duomenis \u0161iems subjektams:<\/p><p>14.3.1. \u012fmon\u0117s, teikian\u010dios paslaugas \"payswix\";<\/p><p>14.3.2. Mok\u0117jimo paslaugas teikiantys MPT;<\/p><p>14.3.3. \u012fmon\u0117s, padedan\u010dios organizuoti var\u017eybas \/ \u017eaidimus \/ akcijas;<\/p><p>14.3.4. kiti kruop\u0161\u010diai atrinkti verslo partneriai;<\/p><p>14.3.5. kitoms \u0161alims, kai to reikalauja \u012fstatymai arba tai b\u016btina siekiant apsaugoti m\u016bs\u0173 teis\u0117tus interesus.<\/p><p>14.4. Asmens duomen\u0173, susijusi\u0173 su Mok\u0117jimo operacijomis, saugojimo laikotarpis yra 8 (a\u0161tuoneri) metai nuo Sutarties nutraukimo dienos, i\u0161skyrus atvejus, kai teis\u0117s aktai reikalauja ilgesnio duomen\u0173 saugojimo laikotarpio. Su Mok\u0117jimo operacijomis nesusij\u0119 Asmens duomenys saugomi 5 (penkerius) metus. Pasibaigus Asmens duomen\u0173 tvarkymo laikotarpiui, \"payswix\" sunaikina turimus Asmens duomenis.<\/p><p>14.5. Kliento asmens duomen\u0173 apsaugos klausimus taip pat reglamentuoja Sutarties priedas \u201cPrivatumo politika\u201d, kuris skelbiamas payswix interneto svetain\u0117je ir su kuriuo Klientas susipa\u017eino bei \u012fsipareigoja jo laikytis.<\/p><p>14.6. \"payswix\" turi teis\u0119 arba teis\u0117s aktuose nustatyt\u0105 pareig\u0105 perduoti vis\u0105 surinkt\u0105 svarbi\u0105 informacij\u0105 (\u012fskaitant Asmens duomenis) apie Klient\u0105, Kliento atstovus ir j\u0173 veikl\u0105 teis\u0117saugos institucijoms, valstyb\u0117s institucijoms (Valstybinei mokes\u010di\u0173 inspekcijai (VMI), Socialinio draudimo fondui (SODRA), Finansini\u0173 nusikaltim\u0173 tyrimo tarnybai) ir kitoms finans\u0173 \u012fstaigoms, taip pat prie\u017ei\u016bros institucijoms, jei toki\u0105 pareig\u0105 nustato teis\u0117s aktai, ir siekiant nustatyti, ar \u0161i Sutartis ir atitinkami teis\u0117s aktai nebuvo arba nebus pa\u017eeisti.<\/p><p>14.7. Klientas informuojamas, kad \"payswix\" gali imtis b\u016btin\u0173 priemoni\u0173, \u012fskaitant, bet neapsiribojant, pra\u0161ym\u0173 pateikim\u0105 tretiesiems asmenims tiesiogiai arba per tre\u010di\u0105sias \u0161alis, kad b\u016bt\u0173 nustatyta Kliento tapatyb\u0117 ir kit\u0173 Kliento pateikt\u0173 duomen\u0173 tikslumas (KYC proced\u016bra).<\/p><p>14.8. \"payswix\" pa\u017eymi, kad visais atvejais \"payswix\" veikia tik kaip Kliento paslaug\u0173 teik\u0117jas, kuris siun\u010dia pinigus Gav\u0117jui pagal Kliento mok\u0117jimo nurodym\u0105 ir neteikia ir nesi\u016blo joki\u0173 Paslaug\u0173 Gav\u0117jui, kol jis netampa \"payswix\" Klientu.<\/p><p>14.9. \"payswix\" turi teis\u0119 \u012fra\u0161in\u0117ti skaitmeninius pokalbius su Klientu (telefonu, \"Skype\" ar kitais nuotoliniais b\u016bdais). \u0160alys susitaria, kad telefoniniai pokalbiai ir prane\u0161imai, perduoti pa\u0161tu, elektroniniu pa\u0161tu ir kitomis telekomunikacij\u0173 priemon\u0117mis, gali b\u016bti laikomi \u012frodymais sprend\u017eiant \u0160ali\u0173 gin\u010dus. Sudarydamas Sutart\u012f, Klientas patvirtina, kad buvo informuotas apie tai, jog \"payswix\" daro bet koki\u0173 telefonini\u0173 pokalbi\u0173 su Klientu ar jo atstovais \u012fra\u0161us. Klientas taip pat turi teis\u0119 \u012fra\u0161in\u0117ti ir saugoti telefoninius pokalbius 180 (vien\u0105 \u0161imt\u0105 a\u0161tuoniasde\u0161imt) dien\u0173 ir kit\u0105 susira\u0161in\u0117jim\u0105 5 (penkerius) metus nuo Sutarties nutraukimo dienos, jei teis\u0117s aktuose nenustatyta kitaip.<\/p><p>14.10. Klientas informuojamas, kad jo \"payswix\" s\u0105skaitos numeris ir Mok\u0117jimo operacijai reikalingi Asmens duomenys gali b\u016bti aptikti ir parodyti kitam \"payswix\" vartotojui (Klientui), ketinan\u010diam atlikti Mok\u0117jimo pervedim\u0105 Klientui, jei kitas \"payswix\" vartotojas (Klientas) \u012fveda patvirtint\u0105 Kliento identifikatori\u0173 (vardas, pavard\u0117, \"payswix\" s\u0105skaitos numeris, el. pa\u0161to adresas).<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-c9e0666 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">\u0160ali\u0173 atsakomyb\u0117<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>15.1. Kiekviena \u0160alis atsako u\u017e visas baudas, netesybas ir kitus nuostolius, kuriuos kita \u0160alis patiria d\u0117l to, kad kaltoji \u0160alis pa\u017eeid\u0117 Sutart\u012f. Kaltoji \u0160alis \u012fsipareigoja atlyginti tiesioginius nuostolius, patirtus d\u0117l tokios atsakomyb\u0117s, nukent\u0117jusiai \u0160aliai.<\/p><p>15.2. \u0160ali\u0173 atsakomyb\u0117 nustatoma vadovaujantis Lietuvos Respublikos \u012fstatymais ir teism\u0173 praktika. payswix neatsako u\u017e Kliento nuostolius, atsiradusius d\u0117l Kliento kalt\u0117s ir (arba) d\u0117l Kliento klient\u0173 teis\u0117t\u0173 veiksm\u0173 (t. y. u\u017e prekes ir paslaugas, kurias Klientas parduoda, tiekia, teikia ar gauna, \u012fskaitant, bet neapsiribojant, u\u017e toki\u0173 preki\u0173 ar paslaug\u0173 kokyb\u0119, veikim\u0105, saugum\u0105 ir teis\u0117tum\u0105, taip pat u\u017e j\u0173 faktin\u012f pristatym\u0105).<\/p><p>15.3. Jokia \u0161ios Sutarties nuostata negali panaikinti atsakomyb\u0117s u\u017e mirt\u012f ar k\u016bno su\u017ealojim\u0105 d\u0117l neatsargumo, u\u017e suk\u010diavim\u0105 ar apgauling\u0105 parei\u0161kim\u0105 arba u\u017e bet koki\u0105 \u012fstatymin\u0119 atsakomyb\u0119, kuri negali b\u016bti panaikinta ar pakeista \u0160ali\u0173 susitarimu.<\/p><p>15.4. \"payswix\" neatsako u\u017e bet kokius netiesioginius nuostolius, \u012fskaitant, bet neapsiribojant, prarast\u0105 peln\u0105, verslo ir reputacijos praradim\u0105, nebent \u012fstatymuose ai\u0161kiai nurodyta kitaip.<\/p><p>15.5. \"payswix\" atsako tik u\u017e tiesioginius nuostolius, atsiradusius d\u0117l tiesioginio ir esminio \"payswix\" padaryto Sutarties pa\u017eeidimo, ir tik u\u017e tuos nuostolius, kuriuos \"payswix\" gal\u0117jo numatyti Sutarties pa\u017eeidimo metu:<\/p><p>15.5.1. nuostoli\u0173, kuriuos \"payswix\" padar\u0117 pa\u017eeisdama Sutart\u012f, atlyginimo suma negali vir\u0161yti vidutin\u0117s Komisijos mokes\u010di\u0173 sumos u\u017e paskutinius 3 (tris) m\u0117nesius, kuri\u0105 Klientas sumok\u0117jo \"payswix\" u\u017e suteiktas Paslaugas. \u0160is apribojimas taikomas bendrai vis\u0173 m\u0117nesio pa\u017eeidim\u0173 sumai. Jei 3 (trij\u0173) m\u0117nesi\u0173 vidurkio ne\u012fmanoma apskai\u010diuoti, kompensacija negali vir\u0161yti 2 000 (dviej\u0173 t\u016bkstan\u010di\u0173) eur\u0173;<\/p><p>15.5.2. visais atvejais \"payswix\" neatsako u\u017e Kliento negaut\u0105 peln\u0105 ir pajamas, Kliento reputacijos praradim\u0105, Kliento verslo praradim\u0105 ar \u017elugim\u0105 ir netiesioginius nuostolius;<\/p><p>15.5.3. \"payswix\" atsakomyb\u0117s apribojimai netaikomi, jei tokius apribojimus draud\u017eia galiojantys \u012fstatymai.<\/p><p>15.6. \"payswix\" atsako u\u017e tiesioginius Kliento nuostolius (\u012fskaitant, kai taikoma, mok\u0117jimo s\u0105skaitos liku\u010dio, kuris b\u016bt\u0173 buv\u0119s, jei neautorizuota arba netinkamai \u012fvykdyta Mok\u0117jimo operacija neb\u016bt\u0173 buvusi \u012fvykdyta, atstatym\u0105), atsiradusius d\u0117l neautorizuot\u0173 arba netinkamai \u012fvykdyt\u0173 Mok\u0117jimo operacij\u0173 (d\u0117l \"payswix\" klaidos), tik tuo atveju, jei Klientas prane\u0161a \"payswix\", su\u017einoj\u0119s apie toki\u0105 Mok\u0117jimo operacij\u0105, d\u0117l kurios kyla reikalavimas, ir ne v\u0117liau kaip per 13 (trylika) m\u0117nesi\u0173 nuo debeto dienos, i\u0161skyrus \u0161ioje Sutartyje ai\u0161kiai nurodytus Kliento atsakomyb\u0117s atvejus. Jei Klientas nepateikia \u0161io prane\u0161imo per nurodyt\u0105 laikotarp\u012f, laikoma, kad Klientas bes\u0105lygi\u0161kai sutiko su Kliento \"payswix\" s\u0105skaitoje atlikta Mok\u0117jimo operacija.<\/p><p>15.7. \"payswix\" atsako u\u017e tiesioginius nuostolius, patirtus po to, kai Klientas prane\u0161\u0117 \"payswix\" pagal Sutarties 8.5 punkt\u0105.<\/p><p>15.8. \"payswix\" negarantuoja nepertraukiamo Sistemos veikimo, nes Sistemos veikim\u0105 gali \u012ftakoti (sutrikdyti) daugelis nuo \"payswix\" nepriklausan\u010di\u0173 veiksni\u0173. \"payswix\" d\u0117s visas pastangas, kad Sistema veikt\u0173 kuo skland\u017eiau, ta\u010diau \"payswix\" neatsako u\u017e pasekmes, atsiradusias d\u0117l Sistemos veikimo sutrikim\u0173, jei \u0161ie sutrikimai atsirado ne d\u0117l \"payswix\" kalt\u0117s.<\/p><p>15.9. Atvejai, kai \"payswix\" laikinai, bet ne ilgiau kaip 24 (dvide\u0161imt keturioms) valandoms, apriboja prieig\u0105 prie Sistemos d\u0117l Sistemos remonto, pl\u0117tros darb\u0173 ir kitais pana\u0161iais atvejais, ir jei \"payswix\" informuoja Klient\u0105 apie tokius atvejus ne v\u0117liau kaip prie\u0161 2 (dvi) kalendorines dienas, nelaikomi Sistemos veikimo sutrikimais.<\/p><p>15.10. payswix neatsako u\u017e:<\/p><p>15.10.1. pinig\u0173 i\u0161\u0117mimo ir pervedimo i\u0161 \"payswix\" s\u0105skaitos bei kit\u0173 Mok\u0117jimo operacij\u0173 su Kliento \"payswix\" s\u0105skaitoje esan\u010diomis l\u0117\u0161omis, jei Klientas nesaugojo savo Saugumo duomen\u0173 ir d\u0117l to jie tapo \u017einomi kitiems asmenims, taip pat u\u017e neteis\u0117tus tre\u010di\u0173j\u0173 asmen\u0173 veiksmus ir operacijas, atliktas naudojant suklastotus ir (arba) neteis\u0117tus dokumentus ar neteis\u0117tai gautus duomenis;<\/p><p>15.10.2. PSP, atsiskaitymo sistem\u0173 ir kit\u0173 tre\u010di\u0173j\u0173 \u0161ali\u0173, u\u017e kuri\u0173 veiksmus \"payswix\" neatsako, klaidos ir pav\u0117luotos ar ne\u012fvykdytos operacijos;<\/p><p>15.10.3. pasekm\u0117s, atsirandan\u010dios d\u0117l \"payswix\" \u012fsipareigojim\u0173 vykdymo trikd\u017ei\u0173, kuriuos sukelia tre\u010dioji \u0161alis ir kuri\u0173 \"payswix\" negali kontroliuoti;<\/p><p>15.10.4. pasekm\u0117s, atsirandan\u010dios po to, kai \"payswix\" teis\u0117tai nutraukia Sutart\u012f, panaikina Kliento \"payswix\" paskyr\u0105 arba apriboja prieig\u0105 prie jos, taip pat po to, kai pagr\u012fstai apribojamas ir (arba) nutraukiamas dalies Paslaug\u0173 teikimas;<\/p><p>15.10.5. prek\u0117s ir paslaugos, \u012fsigytos naudojant \"payswix\" paskyr\u0105, taip pat kitos \u0161alies, kuri gauna mok\u0117jimus i\u0161 \"payswix\" paskyros, nesilaikant sutarties s\u0105lyg\u0173;<\/p><p>15.10.6. apskai\u010diuoti ir sumok\u0117ti bet kokius mokes\u010dius, muitus ir kitas atitinkamas rinkliavas, kurios gali atsirasti d\u0117l Kliento veiklos naudojantis \"payswix\" paskyra ar Paslaugomis. Klientas pats atsako u\u017e bet koki\u0173 mokestini\u0173 prievoli\u0173 ir kit\u0173 atitinkam\u0173 mokes\u010di\u0173 bei rinkliav\u0173 \u012fvertinim\u0105 ir sumok\u0117jim\u0105;<\/p><p>15.10.7. u\u017e savo sutartini\u0173 \u012fsipareigojim\u0173 nevykdym\u0105 ir nuostoli\u0173 atlyginim\u0105, jei tai \u012fvyko d\u0117l to, kad \"payswix\" vykd\u0117 teis\u0117s aktuose nustatytas pareigas.<\/p><p>15.11. Jei Mok\u0117jimo operacija atliekama \u0161alies nar\u0117s valiuta \u012f \/ i\u0161 u\u017esienio \u0161alies arba u\u017esienio \u0161alies valiuta, klientas prisiima visus nuostolius, patirtus d\u0117l prarastos ar pavogtos mok\u0117jimo priemon\u0117s panaudojimo; neteis\u0117to mok\u0117jimo priemon\u0117s \u012fgijimo, jei klientas nebuvo apsaugoj\u0119s Saugos duomen\u0173.<\/p><p>15.12. Klientas prisiima visus nuostolius, patirtus d\u0117l: (i) prarastos ar pavogtos Mok\u0117jimo priemon\u0117s naudojimo arba (ii) neteis\u0117to Mok\u0117jimo priemon\u0117s \u012fsigijimo. Klientas taip pat prisiima visus nuostolius, patirtus d\u0117l neautorizuot\u0173 Mok\u0117jimo operacij\u0173, jei Klientas patyr\u0117 nuostoli\u0173 d\u0117l to, kad veik\u0117 nes\u0105\u017einingai arba d\u0117l savo didelio neatsargumo ar ty\u010dia nevykd\u0117 vienos ar keli\u0173 toliau nurodyt\u0173 pareig\u0173:<\/p><p>15.12.1. naudodamasis Mok\u0117jimo priemone ir (arba) S\u0105skaita, laikytis Mok\u0117jimo priemon\u0117s ir (arba) S\u0105skaitos i\u0161davim\u0105 ir naudojim\u0105 reglamentuojan\u010di\u0173 taisykli\u0173, numatyt\u0173 Sutartyje ar jos prieduose;<\/p><p>15.12.2. nedelsiant prane\u0161ti Bendrovei, kaip nurodyta Sutarties 8.5 punkte;<\/p><p>15.12.3. imtis vis\u0173 \u012fmanom\u0173 priemoni\u0173 Mok\u0117jimo priemon\u0117s ir (arba) S\u0105skaitos saugumo duomenims apsaugoti.<\/p><p>15.13. Jei Klientas neigia autorizav\u0119s atlikt\u0105 Mok\u0117jimo operacij\u0105 arba teigia, kad Mok\u0117jimo operacija buvo netinkamai \u012fvykdyta, Klientui tenka pareiga \u012frodyti, kad Mok\u0117jimo operacijos autenti\u0161kumas nebuvo patvirtintas, kad ji buvo paveikta techninio gedimo ar kitokio Sistemos tr\u016bkumo.<\/p><p>15.14. \u0160alis atleid\u017eiama nuo atsakomyb\u0117s u\u017e Sutarties nevykdym\u0105, jei \u012frodo, kad Sutartis nebuvo tinkamai \u012fvykdyta d\u0117l nenugalimos j\u0117gos aplinkybi\u0173, kurios \u012frodomos \u012fstatym\u0173 nustatyta tvarka. Apie nenugalimos j\u0117gos aplinkybes Klientas prane\u0161a \"payswix\" Sutarties 10 skyriuje nustatytomis priemon\u0117mis per 10 (de\u0161imt) kalendorini\u0173 dien\u0173 nuo toki\u0173 aplinkybi\u0173 atsiradimo dienos. \"payswix\" apie nenugalimos j\u0117gos aplinkybes prane\u0161a Klientui Sutarties 10 skyriuje nustatytomis priemon\u0117mis per 7 (septynias) kalendorines dienas nuo toki\u0173 aplinkybi\u0173 atsiradimo dienos.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-8b1eb6f transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Galiojanti teis\u0117 ir gin\u010d\u0173 tarp kliento ir \"payswix\" sprendimas<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>16.1. \"payswix\" siekia visus gin\u010dus su Klientu i\u0161spr\u0119sti taikiai, greitai ir abiem \u0160alims priimtinomis s\u0105lygomis, tod\u0117l kilus gin\u010dui, Klientai raginami pirmiausia tiesiogiai kreiptis \u012f \"payswix\". Gin\u010dai sprend\u017eiami deryb\u0173 b\u016bdu.<\/p><p>16.2. Klientas gali pateikti ra\u0161ti\u0161k\u0105 skund\u0105 (toliau - Skundas) d\u0117l \"payswix\" Paslaug\u0173, nurodydamas, kad buvo pa\u017eeistos Kliento teis\u0117s ir (arba) teis\u0117ti interesai, susij\u0119 su \"payswix\" teikiamomis Paslaugomis pagal Sutart\u012f ir Priedus, ir pra\u0161ydamas patenkinti pretenzijas \u0161iais b\u016bdais:<\/p><p>16.2.1. i\u0161si\u0173sti ra\u0161ti\u0161k\u0105 skund\u0105 support@payswix.com;<\/p><p>16.2.2. i\u0161si\u0173sti ra\u0161ti\u0161k\u0105 Skund\u0105 per paskyr\u0105.<\/p><p>16.3. Skunde turi b\u016bti nurodyta:<\/p><p>16.3.1. pilnas juridinis pavadinimas arba \u012fmon\u0117s pavadinimas ir (jei taikoma) \"payswix\" s\u0105skaitos informacija;<\/p><p>16.3.2. el. pa\u0161to adres\u0105, kuriuo norite gauti prane\u0161imus apie Skund\u0105;<\/p><p>16.3.3. i\u0161sam\u0173 Skundo apra\u0161ym\u0105;<\/p><p>16.3.4. pretenzija \"payswix\";<\/p><p>16.3.5. \u012frodymus, dokumentus, susira\u0161in\u0117jim\u0105, priedus ar bet koki\u0105 kit\u0105 informacij\u0105, kuri gal\u0117t\u0173 pad\u0117ti \"payswix\" tirti Skund\u0105.<\/p><p>16.4. Jei Skundas yra nei\u0161samus, tr\u016bksta informacijos arba informacija yra pernelyg miglota, \"payswix\" gali kreiptis \u012f Klient\u0105 d\u0117l papildomos informacijos, dokument\u0173 ar kit\u0173 duomen\u0173. Jei Klientas nepateiks pra\u0161omos informacijos ir (arba) dokument\u0173, \"payswix\" negal\u0117s i\u0161spr\u0119sti Kliento Skundo ir Skundas gali b\u016bti atmestas. \"payswix\" informuos Klient\u0105, jei Skundas bus atmestas, paai\u0161kindama tokio atmetimo prie\u017east\u012f.<\/p><p>16.5. Skund\u0173 nagrin\u0117jimo s\u0105lygos:<\/p><p>16.5.1. \"payswix\" i\u0161nagrin\u0117ja Kliento Skund\u0105 ir ne v\u0117liau kaip per 15 (penkiolika) darbo dien\u0173 nuo Skundo gavimo dienos prane\u0161a Klientui apie sprendim\u0105;<\/p><p>16.5.2. jei \"payswix\" negali pateikti atsakymo \u012f Skund\u0105 per 16.5.1 punkte nurodyt\u0105 laikotarp\u012f, \"payswix\" i\u0161si\u0173s Klientui preliminar\u0173 atsakym\u0105, kuriame bus ai\u0161kiai nurodytos Skundo sprendimo v\u0117lavimo prie\u017eastys ir terminas, per kur\u012f Klientas gaus galutin\u012f atsakym\u0105 su sprendimu, kuris bet kuriuo atveju nevir\u0161ys 35 (trisde\u0161imt penki\u0173) darbo dien\u0173.<\/p><p>16.6. Jei Kliento netenkina sprendimas, jis gali pra\u0161yti, kad skundas b\u016bt\u0173 per\u017ei\u016br\u0117tas dar kart\u0105. Tokiu atveju payswixpateikia Klientui atsakym\u0105 per 5 (penkias) darbo dienas.<\/p><p>16.7. \"payswix\" klient\u0173 skund\u0173 analiz\u0117 yra nemokama.<\/p><p>16.8. Nepavykus gin\u010do i\u0161spr\u0119sti taikiai, gin\u010das sprend\u017eiamas Lietuvos Respublikos teismuose, kuriems suteikiama i\u0161imtin\u0117 jurisdikcija nagrin\u0117ti, spr\u0119sti ir (arba) spr\u0119sti bet kok\u012f gin\u010d\u0105, nesutarim\u0105 ar reikalavim\u0105 (\u012fskaitant bet kok\u012f nesutartin\u012f gin\u010d\u0105, nesutarim\u0105 ar reikalavim\u0105), kylant\u012f i\u0161 \u0161ios Sutarties ir (arba) jos pried\u0173 ar su jais susijus\u012f, \u012fskaitant bet kok\u012f klausim\u0105 d\u0117l Sutarties egzistavimo, galiojimo, sudarymo ar nutraukimo. Kompetentingas Lietuvos Respublikos teismas nustatomas pagal \"payswix\" buvein\u0117s viet\u0105.<\/p><p>16.9. Jei Klientas mano, kad \"payswix\" pa\u017eeid\u0117 \u012fstatym\u0173 nuostatas, Klientas turi teis\u0119 pateikti skund\u0105 Lietuvos bankui, adresu: Totori\u0173 g. 4, LT-01121 Vilnius, prieziura@lb.lt, arba \u017dalgirio g. 90, LT-09303, Vilnius.<\/p><p>16.10. Atsi\u017evelgiant \u012f auk\u0161\u010diau i\u0161d\u0117styt\u0105 nuostat\u0105, jei skund\u0105 pateik\u0119s Klientas yra Vartotojas, jis turi teis\u0119 pasinaudoti neteisminiu gin\u010d\u0173 sprendimu ir pateikti skund\u0105 Lietuvos bankui. Skund\u0105 Lietuvos bankui galima pateikti: 1) per elektronin\u0119 gin\u010d\u0173 nagrin\u0117jimo priemon\u0119 \"Elektroniniai vald\u017eios vartai\"; 2) u\u017epildant pra\u0161ymo form\u0105 (form\u0105 rasite \u010dia: https:\/\/www.lb.lt\/en\/dbc-settle-a-dispute-with-a-financial-service[1]teik\u0117jas) ir i\u0161siun\u010diant j\u0105 Lietuvos banko Finans\u0173 rinkos prie\u017ei\u016bros tarnybai, \u017dalgirio g. 90, LT-09303 Vilnius, prieziura@lb.lt; 3) u\u017epildant laisvos formos pra\u0161ym\u0105 ir i\u0161siun\u010diant j\u012f Lietuvos banko Finans\u0173 rinkos prie\u017ei\u016bros tarnybai, \u017dalgirio g. 90, LT-09303 Vilnius, prieziura@lb.lt. Toks reikalavimas Lietuvos bankui turi b\u016bti pateiktas vadovaujantis Lietuvos Respublikos Lietuvos banko \u012fstatymu arba Lietuvos Respublikos vartotoj\u0173 teisi\u0173 apsaugos \u012fstatymu, arba Vartotoj\u0173 ir finans\u0173 rinkos dalyvi\u0173 gin\u010d\u0173 sprendimo ne teisme tvarka, Lietuvos banko gair\u0117se, patvirtintose Lietuvos banko valdybos 2012 m. sausio 26 d. Nr. 03-23, nurodyta tvarka.<\/p><p>16.11. \u0160i Sutartis, jos priedai ir \u0161ia Sutartimi nereglamentuoti \u0160ali\u0173 santykiai turi b\u016bti ai\u0161kinami ir interpretuojami pagal Lietuvos Respublikos \u012fstatymus.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\n\t\t<div class=\"lqd-accordion-item elementor-repeater-item-7a30844 transition-colors\">\n\t\t\t<h4 class=\"lqd-accordion-heading m-0 p-0\" tabindex=\"-1\">\n\t\t\t\t<a class=\"lqd-accordion-trigger lqd-togglable-trigger lqd-widget-trigger flex items-center w-full cursor-pointer transition-colors justify-between\" href=\"#lqd-accordion-e4a261d-content\" aria-expanded=\"false\" aria-controls=\"lqd-accordion-e4a261d-content\" tabindex=\"0\">\n\t\t\t\t\t<span class=\"lqd-accordion-heading-txt pointer-events-none\">Galutin\u0117s nuostatos<\/span>\n\t\t\t\t\t<span class=\"lqd-accordion-trigger-icon inline-grid place-content-center shrink-0 pointer-events-none transition-all\">\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-closed inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 20v-8m0 0V4m0 8h8m-8 0H4\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"lqd-accordion-trigger-icon-icon lqd-accordion-trigger-icon-opened inline-flex grid-area-1-1\"><svg class=\"lqd-akar-icon w-1em h-auto lqd-menu-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 12H4\"><\/path><\/svg><\/span>\n\t\t<\/span>\t\t\t\t<\/a>\n\t\t\t<\/h4>\n\t\t\t<div class=\"lqd-accordion-content-wrap lqd-togglable-element hidden\" id=\"lqd-accordion-e4a261d-content\">\n\t\t\t\t<div class=\"lqd-accordion-content\">\n\t\t\t\t\t<p>17.1. Kiekviena \u0160alis patvirtina, kad turi visus leidimus ir licencijas, kuri\u0173 reikalaujama pagal galiojan\u010dius teis\u0117s aktus ir kurie yra b\u016btini Sutar\u010diai vykdyti.<\/p><p>17.2. Sutarties skirsni\u0173 ir straipsni\u0173 pavadinimai skirti tik \u0161ali\u0173 patogumui ir negali b\u016bti naudojami Sutarties nuostatoms ai\u0161kinti.<\/p><p>17.3. Klientas neturi teis\u0117s perleisti savo teisi\u0173 ir pareig\u0173, kylan\u010di\u0173 i\u0161 \u0161ios sutarties, tretiesiems asmenims be i\u0161ankstinio ra\u0161ti\u0161ko payswix sutikimo. payswix pasilieka teis\u0119 bet kada perleisti savo teises ir pareigas, kylan\u010dias i\u0161 \u0161ios sutarties, tretiesiems asmenims be Kliento sutikimo, jei toks teisi\u0173 ir pareig\u0173 perleidimas neprie\u0161tarauja teis\u0117s aktams. apie tok\u012f perleidim\u0105 payswix informuoja Klient\u0105 per 10 (de\u0161imt) darbo dien\u0173 nuo perleidimo.<\/p><p>17.4. Jei kuri nors Sutarties nuostata d\u0117l koki\u0173 nors prie\u017eas\u010di\u0173 pripa\u017e\u012fstama negaliojan\u010dia arba paskelbiama neteis\u0117ta, negaliojan\u010dia ar ne\u012fgyvendinama, tokia nuostata atskiriama nuo Sutarties, o likusi\u0173 nuostat\u0173 galiojimui, teis\u0117tumui ir \u012fgyvendinamumui tai neturi \u012ftakos.<\/p><p>17.5. Sutartyje pateiktos nuorodos \u012f interneto svetaines ir priedai, reglamentuojantys atskir\u0173 Paslaug\u0173 teikim\u0105, yra neatskiriama \u0161ios Sutarties dalis ir taikomi Klientui nuo to momento, kai jis pradeda naudotis atitinkama Paslauga.<\/p>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"General provisions\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The present General Payment Service Agreement for Clients (the Agreement) is concluded between Payswix, UAB (payswix) and the Client.1.2. Object of the Agreement: the Agreement determines the main terms and conditions between the Client and payswix when the Client is registered in the System, an Account and payswix account in Clients name is opened at payswix and the Client uses Services provided by payswix.1.3. Conditions of separate Services provided by payswix are set under the Supplements to the Agreement which are an integral part of the present Agreement. These Supplements are applicable to the Client after the Client has been introduced to the terms of the Supplement and starts using respective services. Conditions set in the Supplements are special provisions which prevail over other provisions of the Agreement. In case there is a need in additional identity confirmation or additional documents of the Client are required for the provision of newly selected Services, the Services shall only be activated after the Client performs all the actions specified by payswix.1.4. The Agreement is a document of significant importance which shall be carefully examined by the Client before the Client is registered in the System, an Account and payswix account in Clients name is opened at payswix and the Client uses Services provided by payswix. Please read the terms of the Agreement carefully before you decide to agree with them.1.5. The Parties agree not to apply: (i) Client losses limitation that have arisen due to unauthorized Payment operation set forth in Article 39 of the Law on Payments of the Republic of Lithuania; (ii) burden of proof in connection with the unauthorized Payment operation set forth in Article 37 of the Law on Payments of the Republic of Lithuania.1.6. Definitions of key terms used in the Agreement:1.6.1. Acceptable language  English and Lithuanian.1.6.2. Account  the result of registration in the System, during which personal data of the registered Client is saved, a login name is assigned and the rights of the Client in the System are defined.1.6.3. Agreement  an agreement between the Client and payswixwhich includes the present general payment services agreement and any other Supplements, including but not limited to the information on the websites, which is referenced in the present 2 general payment services agreement.1.6.4. AML  anti-money laundering and terrorist financing as describedin the Republic of Lithuania Law on the Prevention of Money Laundering and Terrorist Financing.1.6.5. Business day  a day, when payswix provides its Services, set by payswix. Typically, it is a calendar day, except Saturdays, Sundays and official holidays and days off set by the legal acts of the Republic of Lithuania, when banks are normally open for business in Lithuania. payswix can set different business days for different Services and inform the Client.1.6.6. Due Diligence  a careful and reasonable behavior that a business or person is normally expected to take in order to avoid unnecessary risks or damages to their and\\\/or other interests.1.6.7. Client  either a natural person or business client who is registered in payswixs system and holds an Account.1.6.8. Business Client is (i) a legal person, (ii) a natural person operating under individual business \\\/ freelance certificate, (iii) or an undertaking that does not enjoy the status of a legal person but is acting in such capacity. A Business Client must always be acting for purposes relating to his trade, business, craft or profession in order to be qualified as business Client. If the Account in payswixs system is registered in the name of the natural person or such Account is being used by the natural person and \\\/ or for purposes other than stated above and such person does not contact payswix regarding acting in other capacity than stated above, then payswix is not liable for such Account usage, but the Agreement shall still be deemed as binding for such Account holder under the Client definition, irrespective of other circumstances.1.6.9. Clients representative  a natural (private) person duly representing the Client. Validity of representation is examined by payswix before establishing business relationship with the Client.1.6.10. Client identification  proving the identity of the Client under internal procedures specified by the payswix.1.6.11. Commission fee  a fee charged by payswix for the provided Services.1.6.12. Consumer - shall mean a natural person who is operating under this Agreement and does not pursue aims which are consistent with the business, commercial, or professional activity of this person.1.6.13. Electronic money  electronically stored monetary value as represented by a claim on payswix which is issued on receipt of funds for the purpose of making payment transactions.1.6.14. payswix account (payswix e-wallet)  a payment account opened in the System in the name of the Client and used to store Electronic money and make Payment operations.1.6.15. payswix sub-account  an additional Client created payswix e[1]wallet with a separate balance, opened in the Client payswix e[1]wallet in the name of the Client used to store Electronic money and make Payment operations that is connected to master Client e-wallet\\\/payswix account.1.6.16. payswix sub-user  a natural (private) authorized person who was given access to certain features by master payswix account user.1.6.17. payswix  is a brand belonging to Payswix, UAB. All Services will be provided by Payswix, UAB (legal entity code 304604766, registered legal entity address at Spaudos str. 7, Vilnius, the Republic of Lithuania, email address: support@payswix.com, website: https:\\\/\\\/www.payswix.com\\\/, data about the company is collected and stored at the Register of Legal Entities of the Republic of Lithuania; Electronic Money Institution licence No. 21, issued on 8 December 2017; issuing and supervisory body is the Bank of Lithuania (www.lb.lt)).1.6.18. KYC  payswixs process of verifying the identity of the potential Client and assessing its suitability \\\/ eligibility to become and remain a Client of payswix.1.6.19. Party  payswix or the Client.1.6.20. Payer  a natural (private) or legal person who submits a Payment order.1.6.21. Payment instrument  any payment instrument which the System allows to link to the payswixs account and perform Payment operations using this payment instrument.1.6.22. Payment order  an order from the Payer or the Recipient to the provider of payment services to execute a Payment operation.1.6.23. Payment operation  a money transfer, payment or withdrawal initiated by a Payer or a Recipient, regardless of the position of the Payer and the Payee on which the operation is based.1.6.24. Payment services  Payment operations, including (i) Payment transfers from the payswix account to the Clients and \\\/ or third parties payment accounts opened with another PSPs, (ii) Payment operations when money is given to the Client under a 4 credit line: Payment operations using a payment card or a similar Payment instrument and \\\/ or credit transfers, including periodic Payment transfers; (iii) issuance and \\\/ or acceptance of Payment instruments; (iv) Payment operations using a payment card or a similar Payment instrument.1.6.25. Payment transfer  a type of Payment operation when either (1) money is transferred to payswix account of the Client at the initiative of the Payer (Electronic money is issued to the Client), or (2) money is transferred from payswix account of the Client to the payment account of Recipient (Electronic money is redeemed).1.6.26. Personal data  any information related to the natural (private) person whos identity is known or can be directly or indirectly determined by using personal code (national ID number) and one or more physical, physiological, psychological, economic, cultural or social features specific to the individual.1.6.27. Pricing list  a list of Commission fees and other charges payswixapplies for and in connection with the Agreement and \\\/ or use of the Services, as may be amended by payswix from time to time, which is published on payswix website.1.6.28. PSP  a legally licensed payment service provider such as a bank, other credit institution, electronic money or payment institution, etc.1.6.29. Recipient  a natural (private) or legal person indicated in the Payment order as a recipient of the Payment operation.1.6.30. Services  the services of opening and maintaining payswix account, issuance and redemption of Electronic money, Payment services and other services provided by payswix in connection with payswix account (e.g. currency conversion).1.6.31. Security credentials  any password of the Client created in the System or any OTP code provided to the Client by payswix for the access to the payswix account or initiation and management of separate Services provided by payswix and \\\/ or initiation, authorisation, implementation, confirmation and reception of Payment operations. Security credentials shall also be any other personalised security features (including identity confirmation instruments) made available to the Client by payswix in relation with Payment instruments.1.6.32. Statement  a document provided in the Account, which includes information about Payment operations executed during the specific period of time.1.6.33. Supplement  an agreement between payswix and the Client on 5 provision and usage of separate Services provided by payswix. The supplement can be identified as an agreement, rules, declaration, plan or in any other way. The supplement is an integral part of the Agreement.1.6.34. System  a software solution on payswixs website, developed by payswix and used for provision of Services.1.6.35. Unique identifier  a combination of letters, numbers or symbols specified to the payment service user by payswix or another PSPand to be provided by the payment service user to identify unambiguously another payment service user and \\\/ or the payment account of that other payment service user for the payment transaction. Unique identifier for the purposes of the Agreement can be understood, without limitation, payswixaccount ID, IBAN or IBAN and BIC or bank account number and BIC, etc.1.6.36. Questionnaire  a questionnaire provided to the Client from time to time for the purposes of establishing and maintaining business relationships between the Client and payswix.\"}},{\"@type\":\"Question\",\"name\":\"Registering in the system and creating an account\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"2.1. In order to start using payswixs Services, the Client has to be registered in the System. The Agreement shall enter into force and become valid indefinitely (unless it is terminated following the provisions set forth herein) when the Client is registered in the System.2.2. In order to be registered in the System and open an Account with payswix, the Client will need to fill in the Questionnaire and provide all information and documents as requested in the Questionnaire.2.3. The Client will be registered in the System and Account will be opened for the Client only when all of the following conditions are met:2.3.1. only if the Client submits all and any information and documents reasonably requested by payswix to perform KYC \\\/ AML due diligence procedure, verify the Clients business and \\\/ or Clients customers portfolio to assess Clients risk and its compliance with payswix risk appetite;2.3.2. the Client ticks the respective box confirming it has been introduced to the terms and conditions of the Agreement which is made in English or Lithuanian and therefore the Client understands the terms of the Agreement and, expressed its consent to comply with the Agreement;2.3.3. the Client confirms that it has provided correct and accurate data and \\\/ or documents when registering in the System and, if there is a need in changing or adding data and \\\/ or documents, the Client will submit data and \\\/ or documents upon the request of payswix;2.3.4. the Client confirms that it holds full legal capacity necessary to establish legal relationship between the Client and payswix.2.4. The Clients registration in the System shall serve as a basis to confirm that the Client has acknowledged and understands the following:2.4.1. the Client is prohibited from having more than one Account in the System. If the Client has created several Accounts, the Client shall inform immediately payswix about it, if payswix agrees, the Client can have a several Accounts. In case of a breach of this provision, the Clients Accounts may be blocked by the sole discretion of payswix, Payment operations invalidated, the Agreement terminated with immediate effect and the information transmitted to law enforcement institutions, ifnecessary;2.4.2. the Client is prohibited from providing incorrect data \\\/ documentswhen registering in the System. If the Client provided incorrect data \\\/ documents, it is obliged to notify payswix and submit correct data \\\/ documents it immediately on its own initiative or upon the request of payswix;2.4.3. the Account is personal and only its owner, i.e. only the Client, including the Clients representatives and payswix sub-user, have the right to use it;2.4.4. the Client shall bear any losses that may occur due to submission of invalid data and \\\/ or documents submitted to the payswix during the registration in the System;2.4.5. the Client confirms that it has acquainted with the Pricing list of payswix Services published in its website which might applied and relevant to the Client;2.4.6. payswix during the validity period of the Agreement has the right to demand any additional information and \\\/ or documents related to the Client or Clients representative, or operations executed by them and request the Client or Clients representative to fill in and periodically update the Questionnaire;2.4.7. if the Client does not provide additional information and \\\/ or documents within reasonable time set by payswix, payswix has the right to suspend provision of all or a part of the Services to the Client and \\\/ or terminate the Agreement and close the Accountwith immediate effect.2.5. In respect of registering the Client in the System, opening the Accountand providing Services to the Client payswix has the following rights:2.5.1. to demand data and \\\/ or documents that would help payswix to identify the Client and \\\/ or receive significant information necessary for opening of the Account and proper provision of payswixs Services to the Client. Specific data and \\\/ or documents to be submitted by the Client shall be indicated in the message to the Client during the registration in the System;2.5.2. to demand from the Client to provide original documents and \\\/ or their copies and \\\/ or copies of documents certified by a notary or any other person authorised by the state, and\\\/ or apostilled or legalized. The payswix will always notify the Client about the requirements for particular documents;2.5.3. to demand that original documents and \\\/ or copies of the documents would be translated at least into one of the Acceptable to payswix languages. All documents and information are prepared and provided at the expense of the Client.2.6. Payswix, having assessed all the information, documents and circumstances known to it, has the right to refuse to open a payswix account to the new Client, unless otherwise provided by applicable law. Payswix in all cases refuse to open a payswix account if that required by applicable law and\\\/or for important reasons. Payswix may consider such facts as important reasons when: the new Client and\\\/or persons related to the new Client do not submit, avoid or refuse to submit the requested documents; submit the documents that raise doubts to their certainty or\\\/and authenticity; or the documents and\\\/or information provided do not comply with the requirements established by law and\\\/or by payswix; provide incorrect and\\\/or insufficient information; according to information known to payswix, are associated or have been associated in the past with criminal organizations; according to information known to payswix, carry out activities without having the necessary licenses or other permits issued by competent state institutions and etc. The provided list of important reasons is not exhaustive. Payswix can refuse to open an account and consider other circumstances as important reasons if they allow a reasonable assumption that opening an account by payswix would harm the legitimate interests of payswix, the Clients or the public and\\\/or violate applicable law. Payswix has the right to refuse to open a payswix account to the new Client without indicating the reasons, however, payswix assures that the refusal to register will always be based on important reasons which payswix does not have to or does not have the right to reveal.2.7. When the registration of the Client in the System is completed, an Account is created for the Client. Once the Client has registered in the System and an Account has been created, a payswixs account for the Client is opened after approval of Client in accordance with payswix internal procedures. The payswix account operates according to the principles described in section 4 and 5 of the Agreement.2.8. In order for payswix to start or continue provision of Services, the Client shall confirm the Account, provision of a new Service or a part of a Service and perform Client identification procedure under circumstances and procedures set out in the Agreement or as it is requested in the System. Client identification procedure, confirmation of the Account and provision of new Services is performed in order to ensure protection of the interests of the Client and payswix.2.9. The Client shall receive a notification about confirmation of the Account, provision of a new Service or renewed provision of suspended Services via the email address, which has been indicated when registering in the System.2.10. The Parties agree that the Client can confirm (sign) documents (e.g., agreements, consents, etc.) by electronic means (including, but not limited to, signing with a qualified e-signature).\"}},{\"@type\":\"Question\",\"name\":\"Prices of payswix\\u2019s services and settlement procedure\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"3.1. Pricing list is published and made available for the Clients in payswixs website: https:\\\/\\\/www.payswix.com. Different Commission fees might be established in the Supplement dedicated to a specific Service.3.2. If payswix reduces the general Commission fees of the Services and updates the Pricing list, the new Commission fees will be applied without regard to whether the Client has been informed in accordance with Section 11 of the Agreement. If the Commission fees have been changed in the manner stated in Section 11 herein, the new Commission fees will be applied according to the procedure set forth in Section 11.3.3. payswix Commission fees are deducted:3.3.1. upon execution of certain Services, including refund of payment order, the Commission fee of which is given in payswixs website: https:\\\/\\\/payswix.com\\\/#pricing;3.3.2. if Commission fees were not deducted when executing certain Services, payswix has the right to deduct them later, but not later than within 1 (one) month after the execution of the Service;3.3.3. the Commission fee for the respective Service provided by payswixis indicated to the Client before the execution of the Service (unless otherwise stated in the Supplements of the particular Payment instrument or Service).3.4. The Client undertakes to ensure a sufficient amount of Electronic money on its payswix account to pay the Commission fee. In case the amount of Electronic money on the payswix account is less than the amount of the Payment operation and the Commission fee of the payswix Service, the Payment operation is not executed.3.5. Please note that payswix has the right to deduct the Commission fee from the payswix account of the Client where the Payment operation has been performed and \\\/ or relevant Service provided is associated with that payswix account or from any other payswix account opened by the Client.3.6. The Commission fee shall be paid in euros, unless otherwise stated in the Supplement or on websites referenced in the Agreement or its Supplements.3.7. If the amount of funds in the indicated currency is insufficient to pay the Commission fee, payswix has the right, but not the obligation, to exchange funds on the payswix account in another currency to a necessary currency by applying payswix currency exchange rate published on its website. If there are funds in several different currencies, payswix may exchange it to the payable currency by the alphabetical order of the international abbreviations of the currencies.3.8. If any of the Commission fees applicable to the Client under this Agreement have not been deducted from the payswix account(s), including without limitation the case when the balance of the payswixaccount(s) is insufficient to make such deductions, payswix issue an invoice for the amount owed to payswix which shall be paid by the Client within 5 (five) Business days in accordance with the invoice instructions. If Client paid amount does not cover the payable Commission fees, payswix has the right to deduct the remaining part from the Client's payswix account.3.9. The Client, having failed to pay payswix the Commission fees for provided Services, at the demand of payswix must pay 0,05% interest for each day overdue.3.10. The Client understands that payswix may take debt collection or enforcement measures including without limitation involving of the debt collection agency or initiating a court proceeding in order to claim debts the Client owes to payswix with placing on the Client all costs incurred in the course of such measures.3.11. Please note that other PSPs may apply fees for transferring money from payswix account to the Client's payment account held with that PSP, as well as for transferring money from the payment account held with other PSP to payswix account.\"}},{\"@type\":\"Question\",\"name\":\"payswix account opening. Terms of issuance and redemption of electronic  money\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Under the Agreement, a payswix account is opened for the Client in the System for an indefinite period of time.4.2. The Client can create and have multiple payswix sub-accounts on the same Account and use them at its discretion (however, the Client can have only one personal Account as established in Clause 2.4.1 of the Agreement).4.3. payswix account allows the Client to (i) deposit, transfer, keep Electronic money in the payswix account, (ii) provide Payment orders for local and international Payment transfers and contribution payments, also (iii) receive money to the payswix account from third parties, (iv) settle for goods and services, and (v) use other Services provided by payswix. All payswixs Services may only be used by Clients who have performed identification procedures in accordance with the rules established in the System.4.4. Money held on the Client's payswix account is considered Electronic money which payswix issues after the Client transfers or deposits moneyto its payswix account or when third-parties transfers money to the Clients payswix account. After the money has been deposited\\\/transferredto the Clients payswix account and payswix has received the money, payswix converts money into Electronic money at the nominal value (and if applicable after deduction of standard Commission fee applicable to a particular payment method) and credits Electronic money to the Client's payswix account. The received funds are kept in payswixs segregated bank account opened in accordance with the applicable laws.4.5. The specific method of depositing\\\/transferring funds to the payswix account is explained in payswix account menu Support Center section FAQ  Business\\\/Individual payments.4.6. Electronic money held on the payswix account is not a deposit and payswix does not, in any circumstances, pay any interest for Electronic money held on the payswix account and does not provide any other benefits associated with the time period the Electronic money is stored.4.7. At the request of the Client, Electronic money held on its payswix account shall be redeemed at their nominal value at any time, except for cases set forth in the Agreement when limitations are applied to the payswixaccount of the Client. The Electronic money shall also be redeemed when payswix exercises its right to deduct Commission fees owned by the Client to payswix as established in Clause 3.5 of the Agreement.4.8. The Clients Electronic money will be redeemed when Client generates a Payment order to transfer funds from its payswix account to any other payment account specified by the Client or withdraw funds from its payswix account by other methods supported by payswix and indicated in the system.4.9. No specific conditions for Electronic money redemption, that would differ from the standard conditions for Payment operations performed on the payswix account, shall be applied. The amount of redeemed\\\/transferred Electronic money is chosen by the Client, except for cases set forth in the Agreement when limitations are applied to the payswix account of the Client.4.10. No additional Commission fee for Electronic money redemption is applied, except for cases specified in Clause 13.9.6 of the Agreement. In the event of redemption of Electronic money, the Client pays standard payswix Commission fee for selected Payment operation as established in the Pricing list.\"}},{\"@type\":\"Question\",\"name\":\"Usage of payswix account\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Usage of payswix account5.1. The Client may manage the payswix account and execute Payment operations:5.1.1. via the internet by logging in to its personal Account with its login name and Security credentials;5.1.2. by Payment instruments linked to the payswix account (the supplement Payment Instruments is applied after the Client has agreed to conditions of the Supplement);5.1.3. by other instruments indicated by payswix after the Client has agreed to conditions of using such instruments.5.2. Payment transfers from the Client's payswix account may be executed:5.2.1. to another payswix account of the Client;5.2.2. to another user of the System, i.e. Client of payswix;5.2.3. to payment accounts of the Client or third party opened with Lithuanian, EU and\\\/or foreign PSPs (except for PSPs in foreign countries, Payment operations to which are forbidden: payswix informs the Client about such countries in the System).5.3. Funds may be held on payswix account in different currency. Keeping funds in different currency, the Client undertakes responsibility for possible depreciation of money due to changes in exchange rates. Currency exchange fee is based on the exchange rate of payswix, which is valid at the moment of conversion, the fee for the currency exchange and is constantly updated and published on payswix website.5.4. Opening and maintenance of payswix account fee is defined in the Agreement, its Supplements and published on payswix website.5.5. When a different than SEPA Payment transfer is performed and the Client transfers funds from its payswix account to the payment accounts in other PSPs (opened either in its own name or in the name of third[1]parties), payswix or its correspondent may be indicated as the Payer. Together with the Payment transfer the Recipient is given the following information which in dependence on technical options can be transferred in one or several of the below indicated ways:5.5.1. detailed information about the initial Payer  Client is given in the field of the primary Payer provided if is supported by the relevant e- banking or payment system;5.5.2. detailed information about the initial Payer  Client is given in the field of payment purpose.5.6. The Client has the right to change limits of Payment operations for the payswix account by completing an additional Account confirmation in accordance with the procedure established in the System and setting other limits for Payment operations that will come into force after 12(twelve) hours after the additional verification procedures are completed. The Client may set the limits at his own discretion, however payswix has the right to apply limits for Clients payswix account without having to reason such decision but in any case, these limits are set dynamically depending on the Clients verification status and overall profile of the Client. The Client may check the applied limits in the System. The Client will be notified about the limit's entry into force by email.5.7. The Client may check payswix account balance and Statements by logging in to the Account. There is also information about all applied Commission fees and other charges deducted from the payswix account of the Client during a selected period of time.5.8. The Client confirms that:5.8.1. incoming funds on its payswix account are not obtained as a result of criminal or other illegal activity;5.8.2. the Client will not use Services provided by payswix for any illegal purposes, including actions and operations in order to legalise money received for a criminal or illegal activity.5.9. Client's confirmations, orders, requests, notifications and other actions performed through websites of third persons or other places by logging in to its payswix account and identifying itself in this way are treated as conclusion of a deal confirmed by electronic signature.5.10. payswix has the right to record and store any Payment orders submitted by any of the means agreed on with payswix, and to record and store information about all Payment operations performed by the Client or according to Payment orders of the Client subject to the provisions of the Privacy policy of payswix and legal acts. Records mentioned in the present Clause may be submitted by payswix to the Client and \\\/ or third persons, who have the right to receive such data under the basis set forth in the legislation, as evidence confirming the submission of Payment orders and\\\/ or executed Payment operations\"}},{\"@type\":\"Question\",\"name\":\"Reception of the payment order, requirements applied to the payment order and refusal to execute the payment order\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"6.1. payswix undertakes to ensure proper execution of the Payment orders given by the Client following terms and conditions agreed herein and legal act requirements.6.2. payswix shall execute the Payment order if:6.2.1. Payment order contains sufficient information required by the payswix and is generated in accordance with the requirements specified in the System and valid at the moment of submission of the Payment order; and6.2.2. Payment order is authorized by the Client; and6.2.3. payswix account has sufficient and unrestricted balance in the currency of the Payment order.6.3. Payment orders submitted by the Client shall be formulated clearly, unambiguously and shall be executable. payswix does not undertake responsibility for errors, discrepancies, repetitions and \\\/ or contradictions in Payment orders submitted by the Client, including but not limited to, correctness of requisites provided in the Payment order. If the payment order submitted by the Client does not contain enough data or contains deficiencies, payswix, regardless of the nature of deficiencies in the Payment order, can either refuse to execute such Payment order, or execute it in accordance with data given in the Payment order.6.4. Before executing the Payment order submitted by the Client, payswix has the right to demand from the Client documents which prove the legal source of funds related to the Payment order together with any other documentation as per AML Policy of payswix and relevant AML laws. In case the Client does not submit such documents, payswix has the right to refuse to execute the Payment order, suspend provision of other Services and \\\/ or demand from the Client to submit additional documents. payswix does not undertake the responsibility for losses which may arise due to refusal to execute the submitted Payment order.6.5. In case the Client has provided to payswix documents which do not comply with requirements set by the legal acts and \\\/ or payswix or payswixhas reasonable doubts concerning the authenticity or correctness of the submitted documents, payswix has the right to refuse to execute Payment orders submitted by the Client, suspend provision of other Services and \\\/ or demand from the Client to submit additional documents. payswix does not undertake the responsibility for losses which may arise due to refusal to execute the submitted Payment order.6.6. Requirements for the Payment orders submitted by the Client via the internet:6.6.1. in order to execute a Payment operation via the internet, theClient must fill in a Payment order in the System and submit it for execution, electronically confirming in the System using Security credentials its consent to execute the Payment order;6.6.2. after the Payment order is submitted in the System it cannot be cancelled (cancellation of the Payment order is only possible until the execution of the Payment order has been started  status of the Payment order and possibility of cancellation are visible on the Account);6.6.3. in case the Payment order has been filled in incorrectly, the Payment operation is not executed, unless (i) payswix executed Payment order according to the data provided by the Client in the Payment order, or (ii) payswix at its own initiative in exceptional cases and with the Client approval corrects the Payment order or has a sufficient amount of information to determine the correctness of information to execute the Payment order under a regular procedure.6.7. Provided payswix receives a Payment order to transfer the funds to the Recipients payment account of another PSP, such Payment operation is performed by payswix according to the Unique identifier provided in the received Payment order  the payment account number of the Recipient in IBAN format, except when the Recipients PSP does not use the IBAN account format. payswix does not hold the responsibility if the Unique identifier is not provided in the Payment order or it is incorrect, and \\\/ or the PSP of the Recipient has set a different Unique identifier for appropriate execution of such Payment operation (crediting of funds to the payment account of the Recipient). If payswix executed Payment order according to the data provided by the Client in the Payment order it shall be considered that payswix has fulfilled the obligations properly and shall not repay the transferred amount to the Client.6.8. payswix has the right, but not an obligation, to check whether the Unique identifier given in the Payment order received by payswix corresponds to the name and surname (title) of the payment account owner. However, if payswix executed Payment order according to the data provided by the Client in the Payment order (e.g. the Client indicated a wrong Unique identifier of the Recipient or other necessary requisites), payswix undertakes to take all reasonable steps to trace the Payment order and seek to recover the funds used for the execution of the Payment operation. Where the recovery of funds as referred to in this Clause is impossible, payswix, upon the request from the Client, undertakes to provide to the Client with all available information which is relevant to the Client in order to enable him \\\/ her \\\/ it to take legal action in order to recover funds, including submitting a claim to court.6.9. If necessary and \\\/ or required by institutions of another states, payswix has the right to request an additional information (e.g. name and surname\\\/title of the Recipient, a payment code) required for the appropriate execution of the Payment order.6.10. When executing Payment orders initiated by the Client, payswix shall transmit to the PSP the information (including personal data of the Client) specified by the Client in the Payment order.6.11. Provided the Client is the Payer, the Payment order is considered received by payswix (calculation of the time period of execution of such Payment order starts) on the day of its reception, or, if the moment of reception of the Payment order is not a Business day of payswix, the Payment order is considered received on the nearest Business day of payswix.6.12. The Payment order was received by payswix on a Business day of payswixbut not on business hours set by payswix, is considered received on the nearest Business day of payswix.6.13. Terms for Payment order execution:6.13.1. Payment orders between the payswix System users are executed immediately (up to a few minutes, unless the Payment operation is suspended due to cases set forth by legal acts and this Agreement), regardless of business hours of payswix;6.13.2. in case Payment order shall be executed within EU\\\/EEA through SEPA transfer scheme  Payment order shall be executed within 1 Business day, unless the Payment order is suspended due to cases set forth by legal acts and \\\/ or the Agreement, on business hours of payswix;6.13.3. in case Payment order shall be executed within EU\\\/EEA but not in the currency of EUR  Payment order shall be executed not later than within 4 Business days, unless the Payment order is suspended due to cases set forth by legal acts and \\\/ or theAgreement, regardless of business hours of the payswix;6.13.4. in case Payment order shall be executed not within EU\\\/EEA or within EU\\\/EEA but not in the currency of EUR  Payment order shall be executed not later than within 5 business days, unless the Payment order is suspended due to cases set forth by legal acts and \\\/ or the Agreement. The Client may contact payswix in order to receive more information about probable Payment order execution term.6.14. payswix has the right to refuse to execute a Payment order in the following cases:6.14.1. the Payment order is completed incorrectly (i.e. wrong Unique identifier of the Recipient, other requisites as required);6.14.2. payswix has reasonable doubt that the Payment order has been submitted not by the Client or Clients representative;6.14.3. Payment order itself or the submitted requested documents are suspicious and does not seem legitimate;6.14.4. Client has not provided requested additional documents as specified in Clause 6.4 of the Agreement;6.14.5. The Payment order does not comply with payswix or payswix correspondents risk apettite;6.14.6. Other cases stipulated in the Agreement and legal acts.6.15. Under the circumstances indicated in the Clauses 6.14.1-6.14.2 above, payswix has the right but not an obligation to (i) demand from the Client to provide new Payment order with correct information, (ii) demand from the Client to additionally confirm the submitted Payment order and \\\/ or (iii) submit documents confirming the rights of persons to manage the funds held on the payswix account or other documents indicated by payswix in a way acceptable to payswix at expense of the Client. In cases mentioned in the Clause above payswix acts with the aim to protect legal interests of the Client, payswix and \\\/ or other persons, thus, payswix does not undertake the responsibility for losses which may arise due to refusal to execute the submitted Payment order.6.16. In case payswix has refused to execute the Payment order submitted by the Client, payswix shall immediately inform the Client thereon or create necessary conditions for the Client to get introduced to such notification, except when such notification is technically impossible or forbidden by legal acts.6.17. Payswix has the right to suspend and \\\/ or terminate the execution of the Payment operation, if payswix believes that the Payment operation is fraudulent or illegal or required by law or in case it is necessary for other reasons beyond control of payswix.6.18. payswix shall not accept and execute Payment orders of the Client to perform Payment operations on the payswix account of the Client if funds on the payswix account are arrested, the right of the Client to manage the funds is otherwise legally limited, or in case operations are suspended by applicable legal acts.6.19. If funds transferred under the Payment order is returned to payswix due to reasons beyond the control of payswix (inaccurate data in the Payment order, the payment account of the Recipient is closed, etc.), the returned amount is credited to the payswix account of the Client. Commission feespaid by the Client for the Payment order execution are not returned, and other fees related to the returning of funds and applied to payswix can be deducted from the payswix account of the Client.6.20. The Client, having received funds that has been credited to its payswixaccount by mistake or in other ways that have no legal basis, is obliged to notify payswix about it. The Client has no right to dispose of funds that does not belong to it. In such cases payswix has the right and the Client gives an irrevocable consent to deduct the funds from the Clients payswix account without the Client's Payment order. If the amount of funds on the Client's payswix account is insufficient to debit the money credited by mistake, the Client unconditionally commits to repay payswix the funds credited by mistake in 3 (three) Business days from the receipt of such request from payswix.6.21. Payment transfers may be standard and urgent. The manner of the Payment transfer is selected by the Client upon providing Payment order. If the Client does not select the Payment transfer manner, it is considered that the Client has initiated a standard Payment transfer.6.22. In case the Client is the Recipient of funds, it is obligated to provide detailed and precise information to the Payer so that the Payment order for the Payment operation executed by the Payers PSP in all cases complies with the instructions in the System and valid at the moment of transfer.6.23. If payswix having received the Payment order addressed to the Recipient cannot credit funds indicated in the Payment order to the Recipient due to errors of the Payer made in the Payment order, payswix shall return funds to the Payer within 2 (two) Business days.6.24. In all cases, when payswix receives a Payment order but funds cannot be credited due to errors in the Payment order or insufficiency of information, and neither the Payer nor the Recipient has contacted payswix for specification of the Payment order, payswix undertakes all possible measures to track the Payment operation in order to receive accurate information and execute the Payment order (credit funds to Recipients payswix account). To track the Payment operation, the following measures may be used:6.24.1. payswix contacts the PSP of the Payer which has sent the fundsindicated in the Payment order with a request to contact the Payer for the information specification. This measure is applied if there are possibilities to contact the PSP of the Payer by electronic means.6.25. for In case it is impossible to apply neither of the measures listed in clause6.24 for tracking the Payment order and in other cases when payswix is waiting for receipt of accurate information about the Payment order, the funds mentioned in the Payment order are stored in payswixsafeguarding account for not longer than the period of 2 (two) Business days and then returned to the Payer, unless accurate information is received in timely manner and the Payment order can be credited to the Recipients payswix account.6.26. payswix reserves the right to suspend\\\/cancel\\\/reject payments or freezefunds for the internal investigation if possible overlaps with OFAC Economic Sanctions Programs are identified.\"}},{\"@type\":\"Question\",\"name\":\"Providing and cancellation of the consent, cancellation of the payment  order\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"7.1. The Payment operation is considered authorised only if the Client provides a consent. The consent for Payment operation given to payswixintermediary acting on behalf of payswix is considered to be given to payswix. The consent should be confirmed by Security credentials, codes and \\\/ or other identity verification means. In all cases stipulated in this Clause, the consent shall be deemed duly approved by the Client, having the same legal validity as the paper document (the consent) signed by the Client (Clients representative), is permissible as a mean of proof in resolving disputes between payswix and the Client in courts and other institutions. The Client shall not be entitled to contest the Payment operation executed by payswix if the Payment order has been approved by the consent provided in the manner set out in this Clause.7.2. The Client agrees that payswix will transfer personal data of the Client to persons directly related to execution of the Payment operation, such as international payment card organisations, companies processing information about payments by payment cards, the PSP of the Recipient, the operator of the payment system for execution of the Payment operation, intermediaries of payswix and \\\/ or the PSP of the Recipient and the Recipient.7.3. The procedure of cancellation of the Payment order:7.3.1. a Payment order cannot be cancelled after payswix receives it, except for cases provided in the Agreement or laws;7.3.2. if the Payment operation has been initiated by the Recipient or via the Recipient (e.g. a Payment operation via a payment card), the Payer cannot cancel the Payment order after the Payment order has been sent or the Payer has given the consent to the Recipient to perform the Payment operation;7.3.3. upon expiry of the terms stipulated in Clauses 7.3.1-7.3.2 of the Agreement, the Payment order may be cancelled only in case the Client and payswix agree on this. In the cases stipulated in Clause7.3.2 of the Agreement, the consent of the Recipient is also necessary.7.4. If the Client submits an incorrect Payment order, but the Payment order has not been executed yet and might be canceled as specified in Clause above, the Client may request to cancel the provided Payment order and in order to correct the Payment order by contacting payswix.\"}},{\"@type\":\"Question\",\"name\":\"Security measures\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"8.1. To authorise the Payment operation, the Client shall be required to use Security Credentials.8.2. payswix may introduce additional security measures for the additional the Services or products. payswix will notify the Client of any such security measures in advance.8.3. The Client is solely responsible for safely keeping Security Credentials.8.4. Payswix is responsible for the security of the Clients cardholder data environment, however the Client undertakes to protect and not disclose any Security credentials of the Account, Security credentials and cardholder data of the Payment instrument, created by it or provided to it under the Agreement, to third persons and not to allow other persons to use Services under the name of the Client. If the Client has not complied with this obligation and \\\/ or could but have not prevented it and \\\/ or performed such actions on purpose or due to own negligence, the Client fully assumes the loses and undertakes to reimburse the loses of other persons incurred due to the indicated actions of the Client or its failure to act.8.5. If at any time the Client becomes aware or suspects that the Payment instrument, and \\\/ or the Security Credentials of the Payment instrument and \\\/ or the Account have been lost, stolen, misappropriated, used without authorisation or otherwise compromised, the Client if there is such possibility, shall immediately change the Security Credentials in order to avoid further unauthorized activities within the Account and \\\/ or Payment instrument and notify payswix thereof immediately (not later than within one calendar day) by means indicated in Section 10 of the Agreement, unless otherwise stated in the rules regulating issuance and usage of the Payment instrument provided in the Agreement and its Supplements.8.6. The Client understands that any undue delay in notifying as per Clause above may result in the Client being liable for any losses or damages arising from the above lost, theft, misappropriation, or unauthorised useof the Account and \\\/ or Payment instrument as prescribed in Clause 15.12 of the Agreement.8.7. After payswix receives the notification from the Client as indicated in the Clause above, payswix shall immediately suspend access to the Account \\\/ block the Payment instrument of the Client and suspend provision of payswix Services until new Security credentials are provided\\\/created for the Client and \\\/ or new Payment instrument is issued to the Client.8.8. It is the Clients responsibility to ensure that any computer or other system, software, equipment or device therefrom the Client access or usethe Account and manage payswix account is protected and free from any viruses or other malware and destructive components.8.9. payswix draws the attention of the Client to the fact that the email linked to the Account and also other instruments (e.g. mobile telephone number), which under Client's choice are linked to its Account, are used as instruments for communication or identification of the Client, therefore, these instruments and logins to them shall be protected by the Client and any changes of the email and instruments must be reported to the payswix within 3 (three) calendar days. The Client is completely responsible for safety of its email passwords and all the other instruments used by it and their login passwords. Passwords are secret information, and the Client is responsible for its disclosure and for all operations performed after the password used by the Client for a relevant account or another payment instrument is entered. payswix recommends to memorise passwords and not to write them down or enter in any instruments where they may be seen by other persons. payswix sends the reminders to the Client to change passwords every 180 days.\"}},{\"@type\":\"Question\",\"name\":\"Rights and Duties of the Client. Prohibited Activities\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"9.1. When using the services provided by payswix, the Client must act with due diligence and caution in order to avoid the possible consequences of fraudulent activities. Before using or continuing to use payswix services, the Client confirms that he has reviewed and familiarized with the fraud prevention guidance material prepared by payswix, which is available Fraud Prevention Guidance.9.2. The Client undertakes to immediately but not later than within 3 (three) calendar days inform payswix of any changes which may occur from time to time regarding any information or documents that the Client provided, including the information provided in the course of registering in the System, as well as information related to Clients contacts, business, Clients customers portfolio, financial standing, legal status, corporate structure, beneficiary ownership and etc., irrespectively of whether this information has been already transferred to public registers \\\/ authorities or not.9.3. During the ongoing business relationship between the Parties, upon request of payswix the Client shall provide additional information and \\\/ or documents related to the Client, its business activity and \\\/ or to provide Services in order to properly mitigate AML risks.9.4. The Client shall periodically requested by payswix update the Questionnaire and provide all supplementing, supporting documents, data and information, related to KYC processes in order to comply with applicable laws. payswix will notify and send the request to the Client and give a time period to provide the required documents, data and information.9.5. The Client shall periodically (at least once a month) check the Statements provided in the Account in order to verify Payment operations. The Client shall notify payswix immediately but not later than within 13 (thrirteen) months from the moment the Client becomes aware that Payment operations were executed improperly and \\\/ or the Client has not authorized Payment operations.9.6. The Client shall provide payswix with all available information about any unauthorised logging in to the Account as well as about any illegal actions of third parties performed in the result of such unauthorised entrance as prescribed in Section 8 of the Agreement.9.7. The Client undertakes to assist in investigating of the unauthorised or incorrectly executed Payment operations.9.8. payswix has the right to involve third parties to partially or fully execute the Payment order of the Client if the Client's interests and \\\/ or the essence of the Payment order require so. In the event that the essence of the Payment order of the Client requires sending and executing thePayment further by another PSP, but this PSP suspends the Payment order, payswix is not responsible for such actions of the financial institution but makes attempts to find out the reasons for the suspension of the Payment order.9.9. Client using payswix Services is prohibited from (List of Prohibited Activities):9.9.1. not complying with the terms of the Agreement, the Supplements, legal acts, including but not limited to, AML laws;9.9.2. violating the rights of payswix and third parties to trademarks, copyrights, commercial secrets and other intellectual property rights;9.9.3. providing false, misleading or incorrect information to payswix; refusing to provide information or undertake other actions that are reasonably requested by payswix;9.9.4. providing to third parties false, misleading or incorrect information about payswix and cooperation with payswix;9.9.5. executing or receiving Payment transfers of illegally acquired funds, if the Client is aware of or should be aware of it;9.9.6. using services of payswix in a way which causes losses, responsibility or other negative legal consequences or damage to business reputation of payswix or third persons related to payswix;9.9.7. using payswixs Services from countries that are not acceptable to payswix;9.9.8. spreading computer viruses and undertaking other actions that could cause system malfunctions, information damage or destruction and other damage to the System, equipment or information of payswix;9.9.9. undertaking any other deliberate actions which could disturb provision of payswixs Services to the Client or third parties or proper functioning of the System;9.9.10. organizing illegal gambling, illegal trading of stocks, indices, raw materials, currency (e.g. Forex), options, exchange- traded funds (ETF); providing of trade, investment or other services on currency exchanges, Forex markets and other electronic currency trading systems; engaging in illegal trades of tobacco products, alcohol, prescription drugs, steroids, weapons, narcotic substances and its attributes, pornographic production, unlicensed lottery, illegal software and other articles or products prohibited by the law;9.9.11. without a prior written consent of payswix providing financial services and \\\/ or legally organising trading in stocks, indices, raw materials, currencies (e.g. Forex), options, exchange-traded funds(ETFs), providing trade, investment or other services on currencyexchanges, Forex markets and other electronic currency trading systems. In case the Client intends to provide financial services using the Account, it must have a valid licence, issued by a member state of the European Union or a third country that has imposed equivalent or substantially similar requirements and is monitored by the competent authorities with respect to compliance with these requirements;9.9.12. without a prior written consent of payswix to organise legal gambling, lotteries, other specially licenced or activities requiring a permit. In case the Client intends to provide the indicated services using the Account, it must have a valid licence, issued by a member state of the European Union and monitored by the competent authorities with respect to compliance with these requirements;9.9.13. registering an Account by fictitious or someone else's name without having the power of attorney; registering an Account using services of anonymous phone numbers or email addresses provided by other individuals or websites;9.9.14. providing services that are prohibited by the law or contradict public order and moral principles;9.9.15. logging in to the System as an anonymous user (e.g. via proxy servers);9.9.16. disclosing Security credentials of the Account and \\\/ or Payment instruments to third persons and allowing other persons to use Services under the name of the Client.9.10. If the Client breaches or payswix has grounds to suspect that the Client may be in breach of the above prohibitions and \\\/ or is involved into activities included into the List of Prohibited Activities, the Company reserve the right, at its absolute discretion, to:9.10.1. reverse the Payment operation or refuse in the Payment operation; and \\\/ or9.10.2. suspend and \\\/ or close the Account and payswix account togetherwith funds within, terminate provision of the Services to the Client and terminate the Agreement as set forth herein; and \\\/ or9.10.3. inform about breach of the above prohibitions other holders of the payswix Account, the counter party of the Payment operation, as well as another PSP involved in the execution of the Payment operation;9.10.4. take legal actions against the Client; and \\\/ or9.10.5. claim losses and damages from the Client.9.11. The Client shall reimburse all direct damages, fines and other monetary sanctions applied to payswix due to non-observance or violation of theterms, including but not limited to, clause 9.9. of the Agreement due to fault of the Client.9.12. The Client is responsible and undertakes to reimburse any losses incurred by payswix, other payswix Clients and third parties due to using payswixs Services and violating the Agreement or its Supplements.9.13. Unless payswix is prohibited from doing so by law, payswix will notify about the actions payswix took or imposed against the Client or the payswix in connection with the Clients breach of the prohibitions listed in the Clause 9.9. above.\"}},{\"@type\":\"Question\",\"name\":\"Sending notifications by the parties, communication and consultation of  Clients\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sending notifications by the parties, communication and consultation of Clients10.1. The Client confirms that agrees that payswix notifications will be provided to the Client by:10.1.1. placing them on the website of the System; and by10.1.2. sending an email, which was indicated by the Client at the time of registration in the System; or by10.1.3. sending it to the address, indicated by the Client at the time of registration in the system; or by10.1.4. sending an SMS message in cases where the Client has indicatedonly a mobile phone number.10.2. The Client acknowledges that payswix notification, submitted in any of the above-mentioned ways, shall be deemed as properly provided. It shall be deemed that the Client received the notification within 24 (twenty[1]four) hours from the moment it was posted on the website of the System and sent to the Client by email.10.3. In case a Party of the Agreement consists of plurality of persons (holders of a joint Account, etc.) and such circumstance is known to payswix, payswix has the right to address notifications to main account user. The person who has received the information shall transmit the information to other persons duly authorized to use the Account.10.4. The Client undertakes to check its email and other instruments for reception of notifications linked with the Account, as well as websites of the System, on a regular basis, i.e. at least once a Business day, in order to notice notifications about amendments to the Agreement in a timely manner.10.5. All messages of the parties shall be sent in the Acceptable language or in language in which the written Agreement was presented to the Client to get introduced to.10.6. The Client undertakes to publish on its Account and, in case of amendments, immediately update the contact data (telephone number, email address and post address), which payswix could use to urgently contact the Client or Clients representatives. In case the Client does not inform payswix about the changes in contact data, all consequences due to the failure of payswix to submit notifications to the Client shall fall on the Client.10.7. The Client can receive a consultation regarding all issues related to the System and execution of the Agreement by sending its question via (i) email given in the Agreement and payswix website, (ii) post addressindicated in the Agreement and payswix website, (iii) contacting the Client support, or (iv) filling in a request on the Account. All messages shall be sent to payswix regardless of who is the direct provider of payswixServices defined in the Agreement (i.e. third party acting on behalf of payswix).10.8. The Client wishing to lodge a formal Complaint shall follow the procedure established in Section 16 of the Agreement.10.9. payswix shall notify the Client in advance, in accordance with the procedure stated in Clause 10.1 of the Agreement, about known and possible technical failures of the System and systems or equipment of third parties involved by payswix in provision of Services, which have an impact on provision of payswix Services.10.10. payswix may change the solution for technical integration of Services without constraint and at any time. Notification about any changes which require corrections in the software of the Client shall be sent at least 7 (seven) days in advance. Changes, required from the side of the Client, shall be made at expense of the Client.10.11. The Client has the right to consult valid amendments to the Agreement, its Supplements and Pricing list on payswix website at any time\"}},{\"@type\":\"Question\",\"name\":\"Amendments to the agreement\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"11.1. payswix has the right to unilaterally amend and \\\/ or supplement conditions of the Agreement for any of the following reasons (without limitation):11.1.1. changes are favorable for the Client;11.1.2. changes are expected to make provisions of the Agreement clearer and easier to the Clients understanding;11.1.3. changes are required to reflect amendments or expected amendments to the internal policies or applicable laws and regulations, or to reflect a relevant demand, decision or recommendation of any court, regulator or other competent authority;11.1.4. changes need to cover security improvements of the System, improvements in the Services, introduction of a new and \\\/ or replacement or withdrawal of the existing Service;11.1.5. changes needed to reflect amendments in services provided by the partners of payswix or changes in partners of payswix all together;11.1.6. changes are required to reflect increase of Commission fees or any other change of the Pricing list, as well as introduction of additional associated costs, and \\\/ or to reflect changes or expected changes in costs payswix incurs when provides Services to the Client.11.2. The Client has no right to unilaterally change and \\\/ or amend the conditions of the Agreement.11.3. In case payswix makes essential amendments to the Agreement, the Client shall be informed not less than 60 (sixty) calendar days in advance. It shall be deemed that the Client has received the notification about the amendments to the Agreement after the notification has been published on the website of payswix and sent to the Client as established in the Clause 10.1 of the Agreement.11.4. The 60 (sixty) calendar days notification period shall not be applied, and notifications shall be provided in accordance with order laid down in Clause 10.1, if:11.4.1. the terms of the Agreement are changed due to changes in mandatory requirements of the legislation;11.4.2. the Commission fees of Services are reduced;11.4.3. a new Service or a part of a Service appears, which may be used or not used by the Client at its own choice;11.4.4. payswix makes non-essential amendments of the Agreement which might be style and grammar corrections, paraphrasing andmoving a sentence, a Clause or a Section of the Agreement for the sake of better understanding; provision of examples for articles and other changes which do not reduce or limit rights of the Client and do not increase liability of the Client or aggravate its situation.11.5. In case the Client does not agree to amendments or supplements to the Agreement, it has the right to terminate the Agreement and close its payswix account, notifying payswix thereof 30 (thirty) calendar days in advance. Upon termination of the Agreement Clients Account and payswix account shall be closed in accordance with the Section 13 of theAgreement.11.6. Using payswix Services after the expiry of 60 (sixty) calendar days period, amendments or supplementation of conditions of the Agreement have come into force and shall deem that the Client agrees with the amendments or supplements of the conditions of the Agreement.11.7. Supplements to the Agreement are amended according to the procedure laid down in the respective Supplement. If no amendment procedure is laid down in the Supplement, the procedure of amendment and amendment notification procedure stated in this Section of the Agreement shall apply.11.8. The Parties may agree on additional conditions which are not provided in the Agreement or Supplements, by a separate written agreement. Upon a request of the Client, a draft agreement shall be prepared by payswixand sent to the Client by means indicated in Clause 10.1 of the Agreement(the agreement may also be concluded in a form of a declaration). If the Client agrees with the draft provided, the Client shall sign the draft and forward the scanned copy of the document to payswix by email. Payswix has the right to require the Client to send the separate agreement by post with the original signature of the Client. Such agreement shall enter into force after the signed agreement has been sent to payswix and shall become a Supplement and an integral part of the Agreement, i.e. the signature of payswix on the agreement is not required and payswix is not obliged to send the signed agreement back to the Client.\"}},{\"@type\":\"Question\",\"name\":\"Suspension of services provision\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"12.1. payswix, at its own discretion and taking at consideration the specific situation, giving preference to comply with the requirements of the legal acts, applied to the activities of payswix, and interests of the Client, payswix and third persons, has the right to unilaterally and without a prior notice apply one or several of the following measures:12.1.1. to suspend execution of Payment operations;12.1.2. to suspend provision of all or part of Services to the Client;12.1.3. limit Client's access to the Account;12.1.4. to detain the Client's funds that are a matter of dispute;12.1.5. to block the Account (i.e. fully or partially suspend Payment operations on the payswix account) and \\\/ or the Payment instrument (i.e. fully or partially prohibit to use the Payment instrument);12.1.6. to return frozen funds from the payswix account of the Client to the Payer under the circumstances indicated in Clause 12.3 of the Agreement.12.2. Measures indicated in clauses 12.1.1-12.1.6 of the Agreement may be applied only in the following exceptional cases:12.2.1. if the Client essentially violates the Agreement or its Supplements, or a real threat of essential violation of the Agreement or its Supplements by the Client arises;12.2.2. if activities of the Client using payswix account have a potential to harm payswix business reputation;12.2.3. if the Client fails to complete necessary identification procedures, or submit the required by payswix information and \\\/ or documents, or engages in the prohibited activities set forth in Section 9 of the Agreement;12.2.4. if due to further provision of Services and activity of the Client, justified interests of third parties may be harmed;12.2.5. if due to objectively justified reasons related to safety of funds on the payswix account and \\\/ or the Payment instrument, unauthorized or fraudulent use of funds on the payswix account and \\\/ or the Payment instrument;12.2.6. if payswix finds out about theft or loss of the Payment instrument, suspects or finds out about illegal purchase or unauthorizedusage of the Payment instrument, also in case of facts or suspicions that Security credentials of the Payment instrument have become known or may be used by third persons, payswix has reasonable suspicions that funds or the Payment instrument may be illegally used by third persons or the Account and \\\/ or the Payment instrument may be used for illegal activity;12.2.7. if payswix is informed by the Client that the Security Credentials of the Account and \\\/ or Payment instrument have been lost, stolen, misappropriated, used without authorization or otherwise compromised and therefore third persons may access Clients Account and use Services of payswix or illegally use the Payment instrument;12.2.8. if payswix receives substantiated information about liquidation of the Client or bankruptcy case;12.2.9. during operational maintenance, update, upgrade or errors of the System, as well as in case of illegal intervention, viruses or other malware suffered by the System;12.2.10. in cases specified by legislation;12.2.11. in other cases, stated in the Agreement or its Supplements.12.3. The measure, specified in clause 12.1.6 of the Agreement, may be applied to the Client in the event that payswix has reasonable suspicions that the Client is engaged in fraudulent activities. In this case, if the funds were either already credited to Clients payswix account before the appearance of the suspicions, or were suspended from being credited to the account due to suspicion of fraudulent origin of the funds, payswix has a right to return these funds to the Payer if the suspicion is not disproven during a course of investigation, and\\\/or the Client does not perform the necessary actions (i.e. complete an additional identification procedure, provide the requested documents, and\\\/or provide a reasoned explanation of the specified case in time). This measure is also applied in cases where payswix has a law enforcement order to froze the funds and\\\/or return frozen funds to the Payer.12.4. payswix shall inform the Client about the measures applied under the Clause 12.1 immediately, unless notifying the Client or providing the Client with the reasons for the suspension or restriction would be unlawful or compromise payswixs or third partys security interests. If there is a possibility to return funds of the Client, it will be informed in 2 (two) Business days from the moment of suspension of Service provision, except for cases when provision of such information would weaken safety measures or is forbidden by legal acts.12.5. In the event of a reasonable suspicion that money laundering, terrorist financing or other criminal activity is being executed through the Client or the payswix account of the Client, payswix has the right to partially or completely suspend provision of the Services to the Client for a period of 30(thirty) days without having to reason such decision to the Client and with the right to extend it unlimited number of times until the charges are fully withdrawn or confirmed.12.6. In case of reasonable suspicion by payswix that the Account of the Client has been hacked and used without authorization by third persons (i.e. Security credentials have become known to third persons), or the Payment instrument is used without authorization by third persons, payswix has the right to partially or completely suspend provision of Services to the Client, block the Account and \\\/ or Payment instrument without prior notice to the Client. In such case, payswix will inform the Client about the suspension of Services, blockage of the Account and \\\/ or Payment instrument as soon as possible and provide further information on actions that have to be performed by the Client in order to resume provision of Services to the Client.12.7. payswix cancels blockage of the Account and \\\/ or Payment instrument (or replaces it with a new Payment instrument) when causes for blockage of the Account and \\\/ or Payment instrument cease to exist.12.8. The Account and \\\/ or the Payment instrument may be blocked at the initiative of the Client if the Client notifies payswix in a manner prescribed in Clause 8.5 and 8.6 of the Agreement. payswix has the right to demand from the Client to later confirm the orally submitted request to block the Account and \\\/ or Payment instrument in written or another acceptable to payswix way. If the Account and \\\/ or the Payment instrument has been blocked at the initiative of the Client, payswix has the right to cancel blockage only after receiving a written request from the Client, unless the Agreement states otherwise. payswix has the right to replace the blocked Payment instrument with a new one.12.9. payswix is not liable for losses incurred by the Client due to suspension ofServices, blockage of the Account and \\\/ or Payment instrument or other actions if those actions have been performed in accordance with the legal acts and \\\/ or procedures stated in the Agreement or its Supplements and under circumstances and on the basis specified in the mentioned documents.12.10. Following the procedure set forth by the law, payswix has the right to withhold funds of the Payment operation for up to 10 (ten) Business days or for a longer period of time stated by the law, the Agreement or its Supplements.\"}},{\"@type\":\"Question\",\"name\":\"Termination of the agreement\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"13.1. If no Payment operations have been performed on the payswix account of the Client for at least a year payswix shall communicate to the Client in an agreed form that payswix:13.1.1. may close its payswix account on its own initiative due to inactivity if the Client during the time period set by payswix will not request to not do so;13.1.2. applies Commission fees for administrating payswix account and specify what Commission fees are applicable;13.1.3. upon Clients request may close or transfer the payswix account;13.1.4. other information related to the consequences of termination of the Agreement indicated in Clause 13.9 below.13.2. The Client has the right to terminate the Agreement unilaterally without appealing to the court, notifying payswix thereof in writing 30 (thirty) calendar days in advance by means provided in Section 10 of the Agreement. If the Client terminates the Agreement, the Client shall ensure that before the date of the termination of the Agreement and closure of the payswix account, the funds held in the payswix account(s) will be transferred to other payment accounts of the Client and \\\/ or third persons (i.e. before the Agreement is terminated the Client may continue to use Services of payswix, unless there are grounds for suspension of the Services as prescribed in the Agreement). Otherwise, if upon the date of termination of the Agreement there are left funds in the payswix account(s), such funds will be transferred by payswix only to the payment account of the Client held in another PSP in accordance with the procedure established in Clause 13.9 below.13.3. payswix has the right to terminate the Agreement and its Supplements, terminate provision of the Services and close the payswix account, unilaterally without indicating the reason and without appealing to the court, notifying thereof the Client not later than 60 (sixty) days in advance by means provided in Section 10 of the Agreement together with such notificationproviding information about the refund procedure specified in Clause 13.9of the Agreement.13.4. payswix also has the right to terminate the Agreement and its Supplements, terminate provision of the Services to the Client and close the payswix account unilaterally with immediate effect for the followingreasons:13.4.1. the Client fails to comply with payswix requests to complete due diligence procedures carried out and \\\/ or due diligence procedures carried out under this Agreement are not completed to payswix satisfaction;13.4.2. the Clients or its business risk changes and can no longer be assessed as acceptable to payswix, or if the Client fails to provide payswix with information or documents requested in the course of their business relationship;13.4.3. payswix is not able to check accuracy of the information the Client provided in the course of the due diligence procedures carried out;13.4.4. the Client breaches or payswix has grounds to suspect that the Client may be in breach any of the representations and warranties set out in the Agreement or provided with untrue, inaccurate or uncomplete information with respect to such representations and warranties;13.4.5. the Client breaches or payswix has grounds to suspect that the Client may be in breach of the prohibitions set out in the List of Prohibited Activities (as specified in the Clause 9.8).13.4.6. the Client breaches or payswix has grounds to suspect that the Client may be in breach of any laws or regulations applicable to the Clients use of the payswix account, or the Services;13.4.7. if the Clients activity is likely to harm operation of the System, payswixs or third parties justified interests or business reputation;13.4.8. the Client is subject to bankruptcy, insolvency, restructuring, reorganization, liquidation or other similar proceedings or procedures;13.4.9. in case of change of control over the Client which is not acceptable to payswix (if the Client is a legal entity);13.4.10. payswix is required to do so by the applicable laws;13.4.11. payswix ceases to be authorised to provide Services;13.4.12. payswix is not able to provide the Services because third party provider involved into provision of the Services ceased and \\\/ or is not able to provide required services to payswix;13.4.13. in other cases where the Client breaches or payswix has grounds to suspect that the Client may be in breach of this Agreement or any other conditions applicable to the provision of Services.13.5. In case payswix exercise its right to terminate the Agreement due to reasons specified in Clause above, payswix will notify the Client by means provided in Section 10 of the Agreement also providing information about the refund procedure specified in Clause 13.9 of the Agreement.13.6. In case of termination of the Agreement, payswix deducts from the payswix account(s) Commission fees, payable for payswix Services provided to the Client, also fines, forfeits, losses, damages and other amounts paid to payswix due to Clients breach of the Agreement, or fines, forfeits, losses, damages and other amounts paid to third parties or the state, which payswix has incurred due to the fault of the Client. In case the amount of funds on payswix account(s) of the Client is insufficient, the Client undertakes to transfer provided amounts to the account of payswixindicated to the Client within 3 (three) Business days covering all amounts indicated in the present Clause. In case payswix regains a part of amounts paid to third parties, payswix undertakes to return the regained amounts to the Client immediately.13.7. In the event of a dispute between payswix and the Client in respect of the Clause above, payswix has the right to detain funds under dispute until the dispute is resolved.13.8. Termination of the Agreement does not exempt the Client from appropriate execution of all liabilities to payswix that were applicable towards the Client before the termination.13.9. In case of termination of the Agreement, payswixs notification provided to the Client under this Section also contains the following information:13.9.1. Termination of the Agreement serves as a basis to close payswix account(s);13.9.2. all funds held at payswix account(s) must be transferred to other payment accounts of the Client and \\\/ or third persons opened atanother PSPs or Electronic money shall be redeemed by using other Services as may be appropriate to the Client, until the date of termination of the Agreement;13.9.3. The Client will be able to use Services before the date of termination of the Agreement if (i) there are no grounds for suspension of the Services as prescribed in Section 12 of the Agreement;13.9.4. The Client shall make a written notification to payswix indicating the payment account of the Client opened at another PSP to which payswix shall transfer outstanding amount of funds belonging to the Client if there will be any of them left in payswix account(s) after the termination of the Agreement. Notification shall be provided by means specified in Section 10 of the Agreement. payswix may request to provide proof that the account at another PSP is opened in the name of the Client and not perform the transaction until such proof is provided;13.9.5. The outstanding funds left at payswix account(s) after the Agreement is terminated will be held in payswixs segregated bank account dedicated to safeguard Clients funds and from which payswix will transfer the funds owned to the Client if there will be any outstanding funds left in payswix account(s) after the Agreement is terminated;13.9.6. In case the Client within 14 (fourteen)days will not indicate the payment account of the Client opened at another PSP and if there will be any outstanding funds left in payswix account(s) after the Agreement is terminated, payswix will charge the Client for the safeguarding of the outstanding amount of funds belonging to the Client. payswix will deduct applied fees for the safeguarding of such funds from the outstanding funds belonging to the Client;13.9.7. The Client has a right within at any time from the date oftermination of the Agreement to provide a written request to payswix after the Agreement is terminated, payswix account(s) closed to transfer the outstanding funds belonging to the Client to the indicated in a request payment account of the Client held at another PSP. payswix will deduct applied fees for the safeguarding of such funds from the outstanding funds belonging to the Client and not perform the transaction until such proof is provided;13.10. In connection with the Clause above and in cases the Client has not indicated the payment account of the Client opened at another PSP to which payswix shall transfer outstanding amount of funds belonging to the Client if there will be any of them left in payswix repeatedly (at least once per 12 (twelve) months) sent reminding notifications to the Client.13.11. Liability, indemnification, confidentiality and other provisions of the Agreement of survival nature shall survive termination of the Agreement.\"}},{\"@type\":\"Question\",\"name\":\"Confidentiality and data protection\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"14.1. The Parties undertake to keep technical and commercial information of each other secret, except for publicly available information which has become known to them while executing the Agreement, and not transfer it to third parties without a written consent from the other Party or its legal representatives.14.2. The Client agrees that payswix (as a data controller\\\/processor) may manage its Personal data or Personal data of its Clients* with the following purposes:14.2.1. to provide Services;14.2.2. provide Service-related information the Client requests;14.2.3. for marketing purposes**, e.g. providing customised advertisements and sponsored content and sending promotional communications; assessment and analysis of payswixs market, Clients, products and services (including asking for Clients opinions on payswixs products and Services, carrying out Client surveys, running competitions or promotions, as permitted by law);14.2.4. to understand the way people use payswixs online Services so that payswix can improve them and develop new content, products and Services;14.2.5. to handle claims;14.2.6. to protect payswixs interests before any court or any otherinstitution;14.2.7. otherwise with Clients consent. * The Client shall inform its customers, managers and beneficial owners that their personal data (namely from the copies of the national ID, passport, proof of address and IP address, if not specified overwise in the particular case) can be transferred to and \\\/ or processed by payswix (and \\\/ or any other authorized institutions (including, but not limited to EU Member States)) in the view of lawful transactions and\\\/or other financial activities. The Client shall obtain the consent from its customers and be liable for managing and\\\/or transfer of its customers Personal data to payswix and \\\/ or any other authorized institution. ** the Clients may opt out of direct marketing communications from payswix at any time. If it prefers not to receive payswixs direct marketing communications, it shall inform payswix by sending an email to dpo@payswix.com or clicking on the opt-out link appearing in the newsletter.14.3. The parties shall take all reasonable measures to guarantee security of Personal data received while executing the Agreement. payswix may disclose personal data to the following entities:14.3.1. companies that provide services for payswix;14.3.2. PSPs that provide payment services;14.3.3. companies assisting with organizing competitions\\\/games\\\/promotions;14.3.4. other carefully selected business partners;14.3.5. other parties, when so required under law or necessary in order to protect our legitimate interests.14.4. The period of storage of Personal data related to Payment operations is 8 (eight) years from the date of termination the Agreement, except when the legislation requires a longer period of data storage. Personal data not related to Payment operations shall bet kept for the period of 5 (five) years. After the period of Personal data processing expires, payswix destroys Personal data at its possession.14.5. Issues of protection of the Client's Personal data are also regulated by the Supplement to the Agreement Privacy Policy, that is published in the payswix website and which the Client has read and undertakes to observe.14.6. payswix has the right or a statutory obligation to transmit all collected important information (including Personal data) about the Client, Clients representatives and their activity to law enforcement institutions, state authorities (State Tax Inspectorate (VMI), Social Insurance Fund (SODRA), Financial Crime Investigation Service), and other financial institutions as well as supervisory authorities, if such duty is determined by the legislation, and in order to identify whether this Agreement and relevant legislation have not been or will not be violated.14.7. The Client is informed that payswix might undertake necessary measures, including but not limited to, submitting requests to third persons directly or via third parties in order to determine identity of the Client and accuracy of other data submitted by the Client (KYC procedure).14.8. payswix points out that in all cases payswix operates only as a service provider for the Client, which sends money to the Recipient under the Payment order of the Client and does not provide or offer any Services to the Recipient until it has become a Client of payswix.14.9. payswix has the right to record digital conversations with the Client (over the phone, Skype or other remote ways). The Parties agree that telephone conversations and messages transferred via post, email and other telecommunication instruments may be deemed evidence when setting disputes between the Parties. By entering into the Agreement, the Client confirms that it has been informed about payswix making records of any telephone conversations with the Client or its representatives. The Client also has the right to record and store telephone conversations 180 (one hundred eighty) days and other correspondence for the period of 5 (five) years from the date of termination of the Agreement, unless legal acts states otherwise.14.10. The Client is informed that its payswix account number and Personal data required for the Payment operation may be detected and displayed to another payswix user (Client) who intends to make a Payment transfer to the Client if another payswix user (Client) enters a confirmed identifier of the Client (name, surname, payswix account number, email address)\"}},{\"@type\":\"Question\",\"name\":\"Liability of the parties\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"15.1. Each Party is liable for all fines, forfeits and other losses which the other Party incurs due to violation of the Agreement by the guilty Party. The guilty Party undertakes to reimburse direct damages incurred due to such liability to the affected Party.15.2. The liability of the Parties is established in accordance with the laws and case law of the courts of the Republic of Lithuania. payswix is not liable for the Clients losses resulted through the Clients fault and \\\/ or from lawful actions of the Clients customers (i.e. for the goods and services that the Client sell, supply, provide or receive, including without limitation for the quality, performance, safety and legality of such goods or services, as well as for their actual delivery).15.3. Nothing in this Agreement shall operate to exclude liability for death or personal injury due to negligence or for fraud or fraudulent misrepresentation or for any statutory liability that cannot be excluded or amended by agreement between the Parties.15.4. payswix shall not be liable for any indirect losses including but not limited to loss of profit, loss of business and loss of reputation, unless otherwise expressly indicated in the laws.15.5. payswix shall only be liable for direct damages caused by direct and essential breach of the Agreement made by payswix, and only for damages which could have been foreseen by payswix at the time of breaching of the agreement:15.5.1. the amount of compensation for damages caused by violating the Agreement by payswix shall not exceed the average of Commission fees for the last 3 (three) months paid to payswix by the Client for provided Services. This restriction is applied for the total amount of all violations of the month. In case the average of 3 (three) months cannot be calculated, the compensation cannot exceed EUR 2,000 (two thousand);15.5.2. in all cases, payswix shall not be liable for non-receipt of profit and income by the Client, loss of reputation of the Client, loss or failure of Client's business, and indirect damages;15.5.3. limitations of payswix liability shall not be applied if such limitations are prohibited by the applicable law.15.6. payswix shall be liable for direct losses (including, where applicable, the restoration of the payment account balance that would have been the case if the unauthorized or incorrectly executed Payment Transaction had not been completed) of the Client occurred due to unauthorized or incorrectly executed Payment operations (due to payswix error) only if the Client notifies payswix on becoming aware of any such Payment operation giving rise to a claim and no later than within 13 (thirteen)months after the debit date, save for the cases in this Agreement that explicitly indicates Clients liability. If the Client does not submit this notification within the indicated time period, it is considered that Client has unconditionally agreed to the Payment operation, that has been executed on the Clients payswix account.15.7. payswix shall be liable for direct losses occurred after Clients notification to payswix under Clause 8.5 of the Agreement.15.8. payswix does not guarantee uninterrupted System operation, because System operation may be influenced (disordered) by many factors beyond control of payswix. payswix shall put all efforts to secure as fluent System operation as possible, however, payswix shall not be liable for consequences originating due to System operation disorders if such disorders occur not due to the fault of payswix.15.9. Cases, when payswix limits access to the System temporarily, but not longer than for 24 (twenty-four) hours, due to the System repair, development works and other similar cases, and if payswix informs the Client about such cases at least 2 (two) calendar days in advance, shall not be considered System operation disorders.15.10. payswix is not liable for:15.10.1. money withdrawal and transfer from the payswix account and for other Payment operations with funds held on the Client's payswixaccount if the Client had not protected its Security credentials, and as a result they have become known to other persons, and also for illegal actions and operations of third persons performed using counterfeited and \\\/ or illegal documents or illegally received data;15.10.2. errors and late or missed transactions made by PSPs, billing systems and other third parties for whose actions payswix is not responsible;15.10.3. consequences arising due to disturbances of fulfilment of any payswix obligations caused by a third party which is beyond control of payswix;15.10.4. consequences arising after payswix legally terminates the Agreement, cancels Clients payswix account or limits access to it, also after reasonable limitation\\\/termination of provision of a part of the Services;15.10.5. goods and services purchased using payswix account, and also for other party, which receives payments from the payswix account, not complying with terms of any agreement;15.10.6. for assessment and payment of any taxes, duties and other relevant charges that may arise from the Clients activity with the use of the payswix account or the Services. The Client is solely responsible for assessment and payment of any tax obligations and other relevant duties and charges whatsoever;15.10.7. for a failure to fulfil its own contractual obligations and damages in case it was caused due to payswix fulfilling duties determined by the law.15.11. If the Payment operation is executed in the currency of a member country to \\\/ from a foreign country or in the currency of a foreign country, the Client bears all the losses incurred due to the usage of a lost or stolen payment instrument; illegal acquisition of a Payment instrument if the client had not protected Security credentials.15.12. The Client bears any losses incurred due to: (i) the usage of a lost or stolen Payment instrument or (ii) illegal acquisition of Payment instrument. The Client also bears any the losses incurred due to unauthorised Payment operations if the Client has suffered the losses as a result of acting dishonestly or due to its gross negligence or intentionally not fulfilling one or several of the duties indicated below:15.12.1. to comply with the rules regulating issuance and usage of the Payment instrument and \\\/ or the Account provided in the Agreement or its supplements, when using the Payment instrument and \\\/ or the Account;15.12.2. to notify the Company immediately as prescribed in the Clause 8.5of the Agreement;15.12.3. to undertake all possible measures to protect Security credentialsof the Payment instrument and \\\/ or the Account.15.13. Where the Client denies having authorised an executed Payment operation or claim that the Payment operation was not correctly executed, the burden shall be on the Client to prove that the Payment operation was not authenticated, was affected by a technical breakdown or some other deficiency of the System.15.14. The Party is relieved from the liability for failure to comply with the Agreement in case the Party proves that the Agreement has not been properly executed due to circumstances of force majeure which are proven in accordance with the procedure established by the law. The Client shall notify payswix by means established in Section 10 of the Agreement about the force majeure within 10 (ten) calendar days after the day of occurrence of such circumstances. payswix shall notify the Client by means established in Section 10 of the Agreement about force majeure circumstances within 7 (seven) calendar days after the day of occurrence of such circumstances.\"}},{\"@type\":\"Question\",\"name\":\"Governing law and settlement of disputes between the client and payswix\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"16.1. payswix aims to settle all disputes with the Client amicably, promptly and on terms acceptable to both Parties, thus, in case of a dispute, Clients are encouraged to firstly address payswix directly. Disputes are solved by negotiation.16.2. The Client may submit a written complaint (the Complaint) regarding Services of payswix claiming that the rights and \\\/ or legitimate interests of the Client have been violated in relation to the Services provided by payswix under the Agreement and Supplements, and asking for satisfaction of the claims, by the following means:16.2.1. sending a written Complaint support@payswix.com;16.2.2. sending a written Complaint via the account.16.3. The Complaint shall contain:16.3.1. full legal name or company name and (if applicable) payswix account information;16.3.2. an email address from which to receive communication about the Complaint;16.3.3. a full description of your Complaint;16.3.4. claim to payswix;16.3.5. evidence, documents, correspondence, attachments or any other information that could help payswix with the investigation of the Complaint.16.4. If the Complaint is incomplete or information is missing, details are too vague, payswix might contact the Client for additional information, documents or any other details. If the Client will not provide requested information and \\\/ or documents, payswix will not be able to resolve Clients Complaint and the Complaint may be dismissed. payswix will notify the Client in case the Complaint is dismissed explaining the reason of such dismission.16.5. Terms of consideration of Complaints:16.5.1. payswix shall examine Client's Complaint and notify the Client about the decision not later than within 15 (fifteen) Business days from the day of receipt of the Complaint;16.5.2. if payswix is not capable to provide the answer to the Complaint within the time period specified in Clause 16.5.1 above, payswix will send the Client a preliminary response which will clearly indicate the reasons for delay in resolving the Complaint and the term by which the Client will receive a final response with the decision that shall in any case not exceed 35 (thirty-five) Business days in total.16.6. Should the Client is not satisfied with the decision, the Client may request that the matter of the Complaint be reviewed again. In such case payswixprovides a response to the Client within 5 (five) Business days.16.7. Analysis of Complaints of the Clients by payswix is free of charge.16.8. In case of failure to settle a dispute amicably, the dispute shall be settled in the courts of the Republic of Lithuania which are granted with exclusive jurisdiction to hear, settle and \\\/ or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with this Agreement and \\\/ or Supplements, including any question regarding its existence, validity, formation or termination. Competent court of the Republic of Lithuania shall be determined according to the location of payswix office.16.9. If the Customer believes that payswix has breached the provisions of the laws, the Customer has the right to submit a complaint to the Bank of Lithuania, address: Totori g. 4, LT-01121 Vilnius, prieziura@lb.lt, or algirio g. 90, LT-09303, Vilnius.16.10. In conjunction with provision above, if the Customer bringing the complaint is a Consumer, such Customer has a right to use out of court settlement of disputes and bring the complaint to the Bank of Lithuania. The complaint can be submitted to the Bank of Lithuania: 1) via the electronic dispute settlement facility E- Government Gateway; 2) by completing an application form (the form can be found here: https:\\\/\\\/www.lb.lt\\\/en\\\/dbc-settle-a-dispute-with-a-financial-service[1]provider) and sending it to Financial Market Supervision Service of the Bank of Lithuania, algirio g. 90, LT-09303 Vilnius, prieziura@lb.lt; 3) by filing out a free-form application and sending it to Financial Market Supervision Service of the Bank of Lithuania, algirio g. 90, LT-09303 Vilnius, prieziura@lb.lt. Such claim to the Bank of Lithuania must be submitted in accordance to the Law on the Bank of Lithuania of the Republic of Lithuania or the Law on the Protection of the Rights of Consumers of the Republic of Lithuania or Out of court settlement of disputes between consumers and financial market participants, procedures indicated in Bank of Lithuania guidelines, approved by the Board of the Bank of Lithuania, 26 January, 2012, No. 03-23.16.11. This Agreement, its Supplements, and relations of the Parties that are not regulated by this Agreement shall be construed and interpreted in accordance with the laws of the Republic of Lithuania.\"}},{\"@type\":\"Question\",\"name\":\"Final provisions\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"17.1. Each Party confirms that possesses all permissions and licences required under the applicable law that are necessary for the execution of the Agreement.17.2. Titles of Sections and articles of the Agreement are intended solely for convenience of the parties and cannot be used for interpretation of the provision of the Agreement.17.3. The Client does not have the right to assign its rights and obligations arising out of this Agreement to third parties without a prior written consent from payswix. payswix reserves the right to assign its rights and obligations arising out of this agreement to third parties at any time without a consent from the Client if such transfer of rights and obligations does not contradict the legislation. payswix informs the Client on such assignment within 10 (ten) Business days after the assignment.17.4. If any provision of the Agreement shall be held to be void or declared illegal, invalid or unenforceable for any reason whatsoever, such provision shall be divisible from the Agreement and the validity, legality and enforceability of the remaining provisions shall not be affected.17.5. Links to websites given in the Agreement and Supplements regulating provision of separate Services are integral part of this Agreement and areapplied to the Client from the moment it starts using the respective Service\"}}]}<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<style>.elementor-element-e4a261d {\n   transform: translate3d(0px,60px,0px) scale(1, 1) rotateX(0deg) rotateY(0deg) rotateZ(0deg) skew(0deg, 0deg);\n   opacity: 0;\n}\n<\/style><script>\n\t\twindow.liquid.behaviors.push( {\n\t\t\tdataId: 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.elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(galioja nuo 2026.03.23)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cff7fc9 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"cff7fc9\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis (LT)<\/a><\/h3><p class=\"elementor-image-box-description\">(galioja nuo 2026.03.23)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfcc4b6 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"dfcc4b6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/02\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/02\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2026.03.23)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a455482 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a455482\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/02\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/02\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis (LT)<\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2026.03.23)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95e5706 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"95e5706\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/01\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/01\/General-Payment-Service-Agreement_EN.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2026.02.10)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-150fe09 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"150fe09\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/01\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2025\/01\/Bendroji-mokejimo-paslaugu-sutartis_LT.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis (LT)<\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2026.02.10)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfb2063 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"dfb2063\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/General-Payment-Service-Agreement_EN-current-version-valid-from-2024.05.11.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/General-Payment-Service-Agreement_EN-current-version-valid-from-2024.05.11.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2025.01.02)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-716946e elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"716946e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/GNI-Payment-Service-Agreement-2021.12.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/GNI-Payment-Service-Agreement-2021.12.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2022.03.31)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28d1cef elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"28d1cef\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/Payswix-Payment-Service-Agreement-changed.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/Payswix-Payment-Service-Agreement-changed.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2022.04.01)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f09c4d elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0f09c4d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"\/wp-content\/uploads\/2024\/06\/Bendroji-mokejimo-paslaugu-sutartis_LT_versija-galioja-nuo-2024-05-11.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"\/wp-content\/uploads\/2024\/06\/Bendroji-mokejimo-paslaugu-sutartis_LT_versija-galioja-nuo-2024-05-11.pdf\" target=\"_blank\" rel=\"nofollow\">Bendrasis mok\u0117jimas<br> Paslaug\u0173 sutartis <\/a><\/h3><p class=\"elementor-image-box-description\">(senoji versija galioja iki 2022.05.11)<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d95427e elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"d95427e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/Merchant-Agreement-2.pdf\" target=\"_blank\" rel=\"nofollow\" tabindex=\"-1\"><img decoding=\"async\" width=\"134\" height=\"178\" src=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png\" class=\"attachment-full size-full wp-image-6383\" alt=\"\" srcset=\"https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1.png 134w, https:\/\/payswix.com\/wp-content\/uploads\/2024\/06\/pdf-file-1-9x12.png 9w\" sizes=\"(max-width: 134px) 100vw, 134px\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/payswix.com\/wp-content\/uploads\/2026\/03\/Merchant-Agreement-2.pdf\" target=\"_blank\" rel=\"nofollow\">Prekybinink\u0173 aptarnavimas<br>Susitarimas<\/a><\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/body><\/html>","protected":false},"excerpt":{"rendered":"<p>Bendroji mok\u0117jimo paslaug\u0173 teikimo sutartis Bendrosios nuostatos \u0160i Bendroji mok\u0117jimo paslaug\u0173 teikimo sutartis klientams (toliau - Sutartis) yra sudaryta tarp \"Payswix\", UAB (toliau - \"payswix\") ir Kliento. 1.2. Sutarties objektas: Sutartis nustato pagrindines Kliento ir \"payswix\" tarpusavio s\u0105lygas, kai Klientas yra u\u017esiregistrav\u0119s Sistemoje, S\u0105skaita ir \"payswix\" [...].<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"folder":[17],"_links":{"self":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6375"}],"collection":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/comments?post=6375"}],"version-history":[{"count":115,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6375\/revisions"}],"predecessor-version":[{"id":13133,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/pages\/6375\/revisions\/13133"}],"wp:attachment":[{"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/media?parent=6375"}],"wp:term":[{"taxonomy":"folder","embeddable":true,"href":"https:\/\/payswix.com\/lt\/wp-json\/wp\/v2\/folder?post=6375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}